Best Money Market Rates in Perth Amboy, New Jersey (NJ) - May 2026
Brian McKay
Brian McKay
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Current Perth Amboy, New Jersey and the surrounding area money market deposit account rates include Citizens BankCitizens Bank598 State St, Perth Amboy, NJ 08861A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, OceanFirst BankOceanFirst Bank145 Fayette St, Perth Amboy, NJ 08861A+5.0 ★Texas Ratio: 1.82% FirstWave Money Market at 2.50% APY, United Poles Federal Credit UnionUnited Poles Federal Credit Union412 NEW BRUNSWICK AVE, PERTH AMBOY, NJ 08861C4.0 ★Texas Ratio: 24.33% Money Market at 1.26% APY, Healthcare Employees Federal Credit UnionHealthcare Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.88% Money Market Account at 4.07% APY, and First Atlantic Federal Credit UnionFirst Atlantic Federal Credit UnionA+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.75% APY. Money market rates as of May 17, 2026 according to verified data from MonitorBankRates.
Perth Amboy has 3 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 598 State St, Perth Amboy, NJ 08861. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Perth Amboy, New Jersey and surrounding area. Last Updated and Verified: May 17, 2026
Compare the Best Money Market Rates Today in Perth Amboy, New Jersey & the Surrounding Area
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
As High As
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Apple Choice Banking Program
minimum new money deposit of $10,000.
Preferred Rate
Qualifying balance up to $49,999.99
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
$15,000+
A higher balance means a better rate--plus check-writing privileges AND no fees.
A higher balance means a better rate--plus check-writing privileges AND no fees.
up to
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
New money only.
2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
2 free withdrawals monthly
Balance of $25,000 required to earn stated APY. Rates subject to change.
$25,000 and up
Minimum Daily Balances $100,000.00 or more
MM $500,000 and above
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
MM $250,000 to $499,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Perth Amboy, NJ Money Market Rate Trends
Compare local Perth Amboy, NJ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield MMA rates fell 0.056 points over the past 7 days to 3.320% APY.
New Jersey standard MMA rates fell 0.034 points over the past 7 days to 0.669% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Perth Amboy, New Jersey money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Perth Amboy, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Perth Amboy, New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Perth Amboy, New Jersey
What is a Money Market Account (MMA)?
Are Money Market accounts in Perth Amboy, New Jersey safe?
How often do MMA rates change in Perth Amboy, New Jersey?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Perth Amboy, New Jersey?
Best Money Market Rates in Perth Amboy, New Jersey
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - OceanFirst Bank
FirstWave Money Market — 2.50% APY - United Poles Federal Credit Union
Money Market — 1.26% APY - Healthcare Employees Federal Credit Union
Money Market Account — 4.07% APY - First Atlantic Federal Credit Union
Money Market Account — 3.75% APY
