Best Money Market Rates in Lake Hiawatha, New Jersey - June 2026
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Brian McKay
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Current Lake Hiawatha, New Jersey and the surrounding area money market deposit account rates include Unity BankUnity Bank66 N Beverwyck Road, Lake Hiawatha, NJ 07034A5.0 ★Texas Ratio: 7.29% Money Market IRA at 0.15% APY, Healthcare Employees Federal Credit UnionHealthcare Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.88% Money Market Account at 4.07% APY, Parke BankParke BankA5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.75% APY, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit UnionA+5.0 ★Texas Ratio: 4.34% Magnum Money Market (New Money Only) at 3.75% APY, and Visions Federal Credit UnionVisions Federal Credit UnionA+5.0 ★Texas Ratio: 4.19% Money Market Offer at 3.60% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Lake Hiawatha has 1 local institution in our database, with money market rates as high as 0.15% APY from Unity Bank at 66 N Beverwyck Road, Lake Hiawatha, NJ 07034. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lake Hiawatha, New Jersey and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Lake Hiawatha, New Jersey & the Surrounding Area
APY of 3.75% for a deposit balance of $50,000 or greater
as high as
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
A $10,000 deposit of new money is required.
Preferred
Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
$15,000+
APY of 3.50% for a deposit balance up to $49,999.99
A higher balance means a better rate--plus check-writing privileges AND no fees.
Rates are subject to change at any time.
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
New money only. Daily balances at or below $24,999.99 earn an APY of 1.50%. This account has no check writing privileges.
Monthly
As high as
Tier 5 rate. APY accurate as of 12/18/2025. Subject to change.
Balances up to $1,000,000 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.
2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
Rates subject to change. Click for details.
Balance requirement of $50,000**
Minimum Daily Balances $100,000.00 or more
MM $500,000 and above
Variable rate product. Subject to change after account opening.
APY* is variable and may change after account is opened. Rates shown are for balances of $1,000,000 +. Interest compounded and credited monthly.
Tier 4 rate. APY accurate as of 12/18/2025. Subject to change.
Projected Rates for February 2026. Rate is not guaranteed.
Tier 3 rate. APY accurate as of 12/18/2025. Subject to change.
Monthly
APY* is variable and may change after account is opened. Rates shown are for balances of $500,000 - $999,999. Interest compounded and credited monthly.
Tier 2 rate. APY accurate as of 12/18/2025. Subject to change.
Projected Rates for February 2026. Rate is not guaranteed.
MM $250,000 to $499,999
Projected Rates for February 2026. Rate is not guaranteed.
MM $100,000 - $249,999
APY for balances of $25,000 and over
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lake Hiawatha, NJ Money Market Rate Trends
Compare local Lake Hiawatha, NJ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield MMA rates rose 0.021 points over the past 7 days to 3.277% APY.
New Jersey standard MMA rates fell 0.021 points over the past 7 days to 0.685% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lake Hiawatha, New Jersey money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lake Hiawatha, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lake Hiawatha, New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lake Hiawatha, New Jersey
What is a Money Market Account (MMA)?
Are Money Market accounts in Lake Hiawatha, New Jersey safe?
How often do MMA rates change in Lake Hiawatha, New Jersey?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Lake Hiawatha, New Jersey?
Best Money Market Rates in Lake Hiawatha, New Jersey
- Unity Bank
Money Market IRA — 0.15% APY - Healthcare Employees Federal Credit Union
Money Market Account — 4.07% APY - Parke Bank
Parke Select Personal or Business Money Market — 3.75% APY - First Atlantic Federal Credit Union
Magnum Money Market (New Money Only) — 3.75% APY - Visions Federal Credit Union
Money Market Offer — 3.60% APY
Lake Hiawatha, New Jersey Rates & Resources
