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Best Money Market Rates in Missouri (MO) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 4, 2026

Current Missouri money market deposit account rates include Multipli Credit UnionMultipli Credit Union818 N Benton Ave, Springfield, MO 65802 3704A+5.0 ★Texas Ratio: 0.72% Platinum Money Market at 4.01% APY, Bank NorthwestBank Northwest3309 Miller St, Bethany, MO 64424A+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, Academy BankAcademy Bank950 W 92 Hwy, Kearney, MO 64060A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Your Best Credit UnionYour Best Credit Union805 W Stadium Blvd, Jefferson City, MO 65109A+5.0 ★Texas Ratio: 0.14% Money Market at 3.56% APY, and EverBankEverBank211 N Broadway, Saint Louis, MO 63102B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY. Money market rates as of May 4, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Missouri side-by-side. Missouri money market rates currently reach as high as 4.01% APY from Multipli Credit Union at 818 N Benton Ave, Springfield, MO 65802 3704. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Missouri and surrounding area. Last Updated and Verified: May 4, 2026

Compare the Best Money Market Rates Today in Missouri

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Platinum Money Market
4.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Balances Above $100,000; No monthly fees; Limit 1 withdrawal per month; Monthly dividends

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
Premier Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

introductory rate

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Your Best Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
805 W Stadium Blvd, Jefferson City, MO 65109
Money Market
3.56%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

as high as

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Premium Money Market
3.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Elite Money Market
3.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Balances below $200,000 accrue at a rate of 0.35% APY*

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Money Market Account Specials
3.50%
$50,000
View
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$15,000+

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market - New Deposits Only
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Premium Money Market
3.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Money Market Account Specials
3.25%
$25,000
View
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Money Management (Money Market)
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
408 W Washington St, Cuba, MO 65453
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Premium Money Market
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET and up
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$250,000.00

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Personal Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
2.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Money Management (Money Market)
2.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.84%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
2.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
Money Market
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Daily Balance $250,000.00 and up

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$100,000-$249,999.99

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
2.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
2.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
117 E Commercial St, Senath, MO 63876
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Super Money Market Account (Super MMA)
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$50,000.00-$99,999.99

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.43%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Money Management (Money Market)
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
Money Market
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Premium Money Market
2.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Balance Requirement $150,000

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
Premier Money Market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1111 E 23rd St S, Independence, MO 64055
Preferred Money Market
2.15%
$75,000
View
▼
Rate2.13%
Min Deposit$75,000
Min Balance—
UpdatedMay 2, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
Money Market
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
ADVANTAGE Business Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Business Money Market - up
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$250,000

Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Money Market
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Balances Under $100,000; No monthly fees; Limit 3 withdrawals per month; Monthly dividends

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
ADVANTAGE Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Personal Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1111 E 23rd St S, Independence, MO 64055
Preferred Money Market
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
117 E Commercial St, Senath, MO 63876
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
IRA MONEY MARKET
2.00%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$25,000.00-$49,999.99

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Balance Requirement $100,000

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
Money Market
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
Money Market
1.92%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Premier Money Market
1.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
Money Market
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
201 Valley St, Rushville, MO 64484
Money Market
1.80%
$500
View
▼
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
117 E Commercial St, Senath, MO 63876
Money Market Account
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
Money Market Tier 5
1.76%
$1,000
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

$250,000.00- $9,999,999.99

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
Business Money Market ++ Tier 5
1.76%
$1,000
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Balance Requirement $25,000

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET Daily Balances of
1.75%
$1,000
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

$1,000.00 - $24,999.99

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Premier Money Market
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1111 E 23rd St S, Independence, MO 64055
Preferred Money Market
1.60%
$10,000
View
▼
Rate1.59%
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
Money Market Account
1.51%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMay 3, 2026
Details

Balance over $50,000

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO 65708 8215
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

For balances over $100,000.01

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
117 E Commercial St, Senath, MO 63876
Money Market Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
Premier Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
663 W Highway 60, Monett, MO 65708
Money Market
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Premier Money Market
1.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1111 E 23rd St S, Independence, MO 64055
Preferred Money Market
1.30%
$2,500
View
▼
Rate1.29%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Missouri and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Missouri Money Market Rate Trends

Compare local Missouri money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri MMA Trends →
High-Yield MMA — MO Avg
3.051%
▼ 0.404 vs 7 days ago

Missouri high-yield MMA rates fell 0.404 points over the past 7 days to 3.051% APY.

Standard MMA — MO Avg
0.724%
▼ 0.033 vs 7 days ago

Missouri standard MMA rates fell 0.033 points over the past 7 days to 0.724% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Missouri

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.

Are Money Market accounts in Missouri safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.

How often do MMA rates change in Missouri?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Missouri?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Missouri require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Missouri

Here are some of the highest money market account APYs currently available in Missouri:
  • Multipli Credit Union
    Platinum Money Market — 4.01% APY
  • Bank Northwest
    BUSINESS PINNACLE MONEY MARKET — 3.82% APY
  • Academy Bank
    Premier Money Market — 3.65% APY
  • Your Best Credit Union
    Money Market — 3.56% APY
  • EverBank
    Business Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 4, 2026

Missouri Rates & Resources

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Cities in Missouri

  • Adrian
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  • Patterson
  • Patton
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  • Perryville
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  • Raymondville
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  • Rea
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  • Reeds
  • Reeds Spring
  • Renick
  • Republic
  • Revere
  • Reynolds
  • Rhineland
  • Rich Hill
  • Richards
  • Richland
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