MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Concordia, Missouri - June 2026

Current Concordia, Missouri and the surrounding area money market deposit account rates include Bank NorthwestBank NorthwestA+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, Assemblies Of God Credit UnionAssemblies Of God Credit UnionA5.0 ★Texas Ratio: 10.98% Premier Money Markets at 3.81% APY, Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Heritage Bank of the OzarksHeritage Bank of the OzarksA+5.0 ★Texas Ratio: 3.74% Premium Money Market at 3.60% APY, and Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.30% Money Market Account at 3.50% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.

Concordia is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Missouri area are available to Concordia residents, with money market rates as high as 3.82% APY from Bank Northwest. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Concordia, Missouri and surrounding area. Last Updated and Verified: June 16, 2026

Compare the Best Money Market Rates Today in Concordia, Missouri & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.81%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

introductory rate

Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance: $150,000.00 and above

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Select Money Market (IRA)
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

New money only

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

$15,000+

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market Account
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

New money only

Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance: $2,500.00 - $149,999.99

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Balances below $10,000 accrue at a rate of 0.05% APY. Rates may change after account opening. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. There will be a $10 fee for each withdrawal in excess of eight per statement cycle. Other fees may apply and could reduce earnings on the account. Consult an Account Specialist for more details.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Elite Money Market
3.50%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Balances below $200,000 accrue at a rate of 0.35% APY*. Rates may change after account opening. Other fees may apply: Consult an Account Specialist at your local branch for more details. Fees could reduce earnings a on the account.

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market
3.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
Express Money Market - New Deposits Only**
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Money Market
3.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

View All High-Yield Options

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Prime Money Market
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market (Premium Coverage)
3.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.29%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market
3.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Platinum Money Market
3.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Limit 1 withdrawal per month. Must deposit $250,000 or more to earn highest yield. Rates are subject to change at any time.

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market (Premium Coverage)
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY for 6 months

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MONEY MARKET
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn up to 3.00% APY with tiered rates. Make up to 20 debits per month

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account.

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
Money Market Accounts
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest Rate Paid on the entire balance in your account will be: 2.96%

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000.00 and up

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market
2.90%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market (Premium Coverage)
2.80%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market
2.80%
$0
Rate2.77%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest Rate Paid on the entire balance in your account will be: 2.77%

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET
2.75%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$100,000-$249,999.99

Kearney Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Money Market
2.75%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Daily Balance $250,000.00 and up

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
Money Market Accounts
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Smart Savers (Money Market)
2.73%
$0
Rate2.70%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance of more than $500,000

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Smart Savers (Money Market)
2.68%
$0
Rate2.65%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market
2.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Smart Savers (Money Market)
2.63%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest Rate Paid on the entire balance in your account will be: 2.57%

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market (Premium Coverage)
2.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Smart Savers (Money Market)
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
Money Market Plus
2.50%
$0
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
Money Market Accounts
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Super Money Market Account (Super MMA)
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$50,000.00-$99,999.99

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Smart Savers (Money Market)
2.43%
$0
Rate2.40%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market
2.40%
$0
Rate2.38%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest Rate Paid on the entire balance in your account will be: 2.38%

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Smart Savers (Money Market)
2.32%
$0
Rate2.30%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
2.32%
$0
Rate2.30%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market (Premium Coverage)
2.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
Business Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
Money Market Plus
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Money Market
2.25%
$150,000
Rate
Min Deposit$150,000
Min Balance
UpdatedJun 16, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.22%
$0
Rate2.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
2.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market
2.20%
$0
Rate2.18%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest Rate Paid on the entire balance in your account will be: 2.18%

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
2.15%
$0
Rate2.13%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance of $250,000 - $499,999

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market
2.15%
$0
Rate2.13%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Business Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market
2.05%
$0
Rate2.03%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Deposit Accounts
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Money Market
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
Money Market Plus
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
Money Market Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$25,000.00-$49,999.99

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
IRA MONEY MARKET
2.00%
$1,000
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Money Market
2.00%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 16, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
1.87%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Min $2500

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Money Market and greater
1.80%
$500
Rate1.79%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

$250,000

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Money Market
1.80%
$500
Rate1.79%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
1.77%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Business Money Market Tier 5
1.76%
$1,000
Rate1.75%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

$250,000.00-$9,999,999.99

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Money Market
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET
1.75%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Daily Balances of: $1,000.00 - $24,999.99

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Money Market
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
Money Market Account
1.51%
$100
Rate1.50%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Balance over $50,000

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Money Market Accounts
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Money Market
1.50%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Daily Balance $100,000.00 to $249,999.99

Town & Country Bank Salem, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
PREMIUM GOLD Money Market
1.42%
$0
Rate1.41%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Business Money Market Tier 4
1.41%
$1,000
Rate1.40%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

$50,000.00-$249,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Concordia, Missouri and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Concordia, MO Money Market Rate Trends

Compare local Concordia, MO money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri MMA Trends →
High-Yield MMA — MO Avg
3.273%
▲ 0.028 vs 7 days ago

Missouri high-yield MMA rates rose 0.028 points over the past 7 days to 3.273% APY.

Standard MMA — MO Avg
0.670%
▼ 0.040 vs 7 days ago

Missouri standard MMA rates fell 0.040 points over the past 7 days to 0.670% APY.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Concordia, Missouri money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Concordia, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Concordia, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Concordia, Missouri

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.

Are Money Market accounts in Concordia, Missouri safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.

How often do MMA rates change in Concordia, Missouri?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Concordia, Missouri?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Concordia, Missouri require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Concordia, Missouri

Here are some of the highest money market account APYs currently available in Concordia, Missouri and the surrounding area:
  • Bank Northwest
    BUSINESS PINNACLE MONEY MARKET — 3.82% APY
  • Assemblies Of God Credit Union
    Premier Money Markets — 3.81% APY
  • Academy Bank
    Premier Money Market — 3.65% APY
  • Heritage Bank of the Ozarks
    Premium Money Market — 3.60% APY
  • Together Credit Union
    Money Market Account — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Concordia, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 16, 2026