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Best Money Market Rates in Blue Springs, Missouri (MO) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 12, 2026

Current Blue Springs, Missouri and the surrounding area money market rates include Bank NorthwestBank NorthwestA+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, Assemblies Of God Credit UnionAssemblies Of God Credit UnionA5.0 ★Texas Ratio: 11.37% Premier Money Markets at 3.81% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY, Academy BankAcademy Bank600 Ne Coronado Dr, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, and Your Best Credit UnionYour Best Credit UnionA+5.0 ★Texas Ratio: 0.14% Money Market at 3.56% APY. Money market rates as of April 12, 2026 according to verified data from MonitorBankRates.

Blue Springs has 4 local institutions in our database, with money market rates as high as 3.65% APY from Academy Bank at 600 Ne Coronado Dr, Blue Springs, MO 64014. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Blue Springs, Missouri and surrounding area. Last Updated and Verified: April 12, 2026

Compare the Best Money Market Rates Today in Blue Springs, Missouri & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
600 Ne Coronado Dr, Blue Springs, MO 64014
Premier Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

introductory rate for 6 months

Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
606 Sw Parkwood Dr, Blue Springs, MO 64014
Business Maximum Yield Money Market
3.28%
$15,000
View
▼
Rate3.23%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
3301 Sw Highway Seven, Blue Springs, MO 64014
MONEY MARKET and up
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$250,000.00

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
3301 Sw Highway Seven, Blue Springs, MO 64014
MONEY MARKET
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$100,000-$249,999.99

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
3301 Sw Highway Seven, Blue Springs, MO 64014
MONEY MARKET
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$50,000.00-$99,999.99

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
600 Ne Coronado Dr, Blue Springs, MO 64014
Premier Money Market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
3301 Sw Highway Seven, Blue Springs, MO 64014
MONEY MARKET
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$25,000.00-$49,999.99

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
3301 Sw Highway Seven, Blue Springs, MO 64014
IRA MONEY MARKET
2.00%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$2,500
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $1,500,000.00 - $99,999,999.99

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

New money only

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.56%
$2,500
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $1,500,000.00 - $99,999,999.99

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$2,500
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $1,000,000.00 - $1,499,999.99

Your Best Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Money Market
3.56%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

as high as

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
View
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Balances over $250,000

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Elite Money Market
3.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Balances of $200,000 or more.

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Express Money Market - New Deposits Only
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Express Money Market
3.35%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 6, 2026
Details

Express Money Market accounts will convert to a Traditional Money Market account after close of business 12/31/2026.

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.30%
$2,500
View
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $1,000,000.00 - $1,499,999.99

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Prime Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

up to

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$2,500
View
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $250,000.00 - $999,999.99

TelComm Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Premier Relationship Money Market
3.25%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
View
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Balances of $100,000 to $249,999.99

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.05%
$1,000
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Management (Money Market)
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

months

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $250,000.00 - $999,999.99

Pony Express Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Money Market
3.04%
$2,000
View
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

Interest paid on daily balances $500,000 and above

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $100,000.00 - $249,999.99

TelComm Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Personal Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Balances of $50,000 to $99,999.99

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Management (Money Market)
2.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
2.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Money Market
2.84%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
2.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TelComm Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market
2.78%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Money Market
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance $250,000.00 and up

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
2.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Money Market
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
2.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $50,000.00 - $99,999.99

Pony Express Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Money Market
2.53%
$2,000
View
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

Interest paid on daily balances $250,000-$499,999.99

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.53%
$1,000
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

TelComm Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $100,000.00 - $249,999.99

Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Super Money Market Account (Super MMA)
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Money Market
2.43%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.40%
$0
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
2.32%
$2,500
View
▼
Rate2.30%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $50,000.00 - $99,999.99

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Management (Money Market)
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
2.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Balances of $10,000 to $49,999.99

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.22%
$2,500
View
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Range: $10,000.00 - $49,999.99

Community Bank of Marshall
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Community Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Business Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Money Market
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Bank of Old Monroe
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Community Bank of Marshall
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Community Money Market
1.92%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Money Market
1.89%
$25
View
▼
Rate1.88%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details

Interest Compounded and Credited Monthly

Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Money Market and Business Money Market
1.89%
$25
View
▼
Rate1.88%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details

$25.00 Minimum to Open

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Blue Springs, Missouri and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Blue Springs, MO Money Market Rate Trends

Compare local Blue Springs, MO money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri MMA Trends →
High-Yield MMA — MO Avg
3.220%
▲ 1.729 vs 7 days ago

Missouri high-yield MMA rates rose 1.729 points over the past 7 days to 3.220% APY.

Standard MMA — MO Avg
0.766%
▼ 0.490 vs 7 days ago

Missouri standard MMA rates fell 0.490 points over the past 7 days to 0.766% APY.

As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Blue Springs, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Blue Springs, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Blue Springs, Missouri

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.

Are Money Market accounts in Blue Springs, Missouri safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.

How often do MMA rates change in Blue Springs, Missouri?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Blue Springs, Missouri

Here are some of the highest money market account APYs currently available in Blue Springs, Missouri and the surrounding area:
  • Bank Northwest
    BUSINESS PINNACLE MONEY MARKET — 3.82% APY
  • Assemblies Of God Credit Union
    Premier Money Markets — 3.81% APY
  • Together Credit Union
    Money Market (IRA) — 3.75% APY
  • Academy Bank
    Premier Money Market — 3.65% APY
  • Your Best Credit Union
    Money Market — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Blue Springs, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026

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