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Best Money Market Rates in Saint Louis, Missouri - June 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 29, 2026

Current Saint Louis, Missouri and the surrounding area money market deposit account rates include EverBankEverBank211 N Broadway, Saint Louis, MO 63102B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY, Together Credit UnionTogether Credit Union3805 Union Rd, Saint Louis, MO 63125 4320A+5.0 ★Texas Ratio: 5.30% Money Market at 3.50% APY, Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.10% Express Money Market at 3.35% APY, Century Credit UnionCentury Credit Union1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405A+5.0 ★Texas Ratio: 0.81% Money Market at 3.30% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1805 Craigshire Dr, Saint Louis, MO 63146B4.4 ★Texas Ratio: 17.71% Money Market Plus Account at 3.25% APY. Money market rates as of May 29, 2026 according to verified data from MonitorBankRates.

Saint Louis has 14 local institutions in our database, with money market rates as high as 3.50% APY from EverBank at 211 N Broadway, Saint Louis, MO 63102. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Saint Louis, Missouri and surrounding area. Last Updated and Verified: May 29, 2026

Compare the Best Money Market Rates Today in Saint Louis, Missouri & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

New money only

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

New Deposits Only

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Prime Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1805 Craigshire Dr, Saint Louis, MO 63146
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.84%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market Plus
2.50%
$0
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.43%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.40%
$0
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO 63101
Money Market to Higher
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

$150,000

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market Plus
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Business Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO 63129
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO 63101
Money Market to $149,999
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

$100,000

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market Plus
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market Plus
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO 63101
Money Market to $99,999
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

$25,000

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Business Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO 63129
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account 1
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account 1
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account 1
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Based on average daily balance

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Based on average daily balance

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.75%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.65%
$0
View
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.35%
$0
View
▼
Rate0.34%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.25%
$0
View
▼
Rate0.24%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Montgomery Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3803 Union Rd, Saint Louis, MO 63125
Montgomery Gold Money Market Checking
0.07%
$0
View
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
7495 Watson Rd, Saint Louis, MO 63119
Performance Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

introductory rate

Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Elite Money Market
3.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $200,000.00

Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
View
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 28, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
View
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 28, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market 6 months
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Min $2500

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Personal Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details

Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET and up
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

$250,000.00

Kearney Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Money Market
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Daily Balance $250,000.00 and up

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

$100,000-$249,999.99

Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

$100,000.00-$999,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Saint Louis, Missouri and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Saint Louis, MO Money Market Rate Trends

Compare local Saint Louis, MO money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri MMA Trends →
High-Yield MMA — MO Avg
3.257%
Unchanged vs 7 days ago

Missouri high-yield MMA rates currently average 3.257% APY.

Standard MMA — MO Avg
0.695%
▼ 0.008 vs 7 days ago

Missouri standard MMA rates fell 0.008 points over the past 7 days to 0.695% APY.

As of Jun 2, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Louis, Missouri money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Saint Louis, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Louis, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Saint Louis, Missouri

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.

Are Money Market accounts in Saint Louis, Missouri safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.

How often do MMA rates change in Saint Louis, Missouri?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Saint Louis, Missouri?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Saint Louis, Missouri require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Saint Louis, Missouri

Here are some of the highest money market account APYs currently available in Saint Louis, Missouri and the surrounding area:
  • EverBank
    Business Money Market — 3.50% APY
  • Together Credit Union
    Money Market — 3.50% APY
  • Neighbors Credit Union
    Express Money Market — 3.35% APY
  • Century Credit Union
    Money Market — 3.30% APY
  • UNIFY Financial Federal Credit Union
    Money Market Plus Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Louis, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 29, 2026

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