Best Money Market Rates in Saint Louis, Missouri (MO) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Saint Louis, Missouri and the surrounding area money market rates include Bank NorthwestBank NorthwestA+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, Assemblies Of God Credit UnionAssemblies Of God Credit UnionA5.0 ★Texas Ratio: 11.37% Premier Money Markets at 3.81% APY, Together Credit UnionTogether Credit Union3805 Union Rd, Saint Louis, MO 63125 4320A+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY, Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, and Your Best Credit UnionYour Best Credit UnionA+5.0 ★Texas Ratio: 0.14% Money Market at 3.56% APY. Money market rates as of April 16, 2026 according to verified data from MonitorBankRates.
Saint Louis has 21 local institutions in our database, with money market rates as high as 3.75% APY from Together Credit Union at 3805 Union Rd, Saint Louis, MO 63125 4320. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Saint Louis, Missouri and surrounding area. Last Updated and Verified: April 16, 2026
Compare the Best Money Market Rates Today in Saint Louis, Missouri & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market
3.35%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 6, 2026
Details
Express Money Market accounts will convert to a Traditional Money Market account after close of business 12/31/2026.
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market - New Deposits Only
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Prime Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
up to
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Premier Relationship Money Market
3.25%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1805 Craigshire Dr, Saint Louis, MO 63146
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1805 Craigshire Dr, Saint Louis, MO 63146
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $1,000.00
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
4249 Watson Rd, Saint Louis, MO 63109 1214
Money Management (Money Market)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
4249 Watson Rd, Saint Louis, MO 63109 1214
Money Management (Money Market)
2.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.84%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.68%
$0
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.43%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
4249 Watson Rd, Saint Louis, MO 63109 1214
Money Management (Money Market)
2.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO 63129
Money Market
2.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market to Higher
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$150,000
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Business Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
2.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Qualifying balance up to $249,999.00
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market to $149,999
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
1.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Qualifying balance up to $99,999.00
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market to $99,999
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$25,000
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.65%
$0
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Preferred Money Market
0.50%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Preferred Money Market
0.49%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Preferred Money Market
0.48%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.35%
$0
▼
Rate0.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.25%
$0
▼
Rate0.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
2301 Market St, Saint Louis, MO 63103
Retail Money Market
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
2301 Market St, Saint Louis, MO 63103
Retail Money Market
0.07%
$1,000
▼
Rate0.07%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3803 Union Rd, Saint Louis, MO 63125
Montgomery Gold Money Market Checking
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10024 Office Center Ave, Saint Louis, MO 63128
Money Market Account
0.05%
$300
▼
Rate—
Min Deposit$300
Min Balance—
UpdatedApr 3, 2026
Details
An interest-bearing savings account with a minimum balance required to avoid a monthly fee.
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
7495 Watson Rd, Saint Louis, MO 63119
Performance Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$2,500
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,500,000.00 - $99,999,999.99
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
introductory rate for 6 months
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,000,000.00 - $1,499,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,500,000.00 - $99,999,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
as high as
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances over $250,000
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances of $200,000 or more.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$2,500
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $250,000.00 - $999,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.30%
$2,500
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,000,000.00 - $1,499,999.99
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Business Maximum Yield Money Market
3.28%
$15,000
▼
Rate3.23%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances of $100,000 to $249,999.99
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.05%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
months
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $100,000.00 - $249,999.99
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details
Interest paid on daily balances $500,000 and above
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $250,000.00 - $999,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances of $50,000 to $99,999.99
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$250,000.00
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Saint Louis, Missouri and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Louis, MO Money Market Rate Trends
Compare local Saint Louis, MO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MO Avg
3.220%
▲ 1.729 vs 7 days ago
Missouri high-yield MMA rates rose 1.729 points over the past 7 days to 3.220% APY.
Standard MMA — MO Avg
0.765%
▼ 0.490 vs 7 days ago
Missouri standard MMA rates fell 0.490 points over the past 7 days to 0.765% APY.
As of Apr 18, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Saint Louis, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Louis, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Saint Louis, Missouri
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.
Are Money Market accounts in Saint Louis, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do MMA rates change in Saint Louis, Missouri?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Saint Louis, Missouri
Here are some of the highest money market account APYs currently available in Saint Louis, Missouri and the surrounding area:
- Bank Northwest
BUSINESS PINNACLE MONEY MARKET — 3.82% APY - Assemblies Of God Credit Union
Premier Money Markets — 3.81% APY - Together Credit Union
Money Market (IRA) — 3.75% APY - Academy Bank
Premier Money Market — 3.65% APY - Your Best Credit Union
Money Market — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Louis, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 16, 2026
Rate Assistant
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