Best Personal Loan Rates in Saint Louis, Missouri - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Saint Louis, Missouri include: St Louis Policemen`s Credit UnionSt Louis Policemen`s Credit Union1915 Olive St, Saint Louis, MO, 63103A+5.0 ★Texas Ratio: 3.88% offering Signature Loan at 7.00% APR, Patriot Credit UnionPatriot Credit Union4343 Telegraph Rd, Saint Louis, MO, 63129 2648A-5.0 ★Texas Ratio: 13.49% offering Signature at 7.90% APR, Members 1st Credit Union Saint Louis, MOMembers 1st Credit Union Saint Louis, MO4702 Mattis Rd, Saint Louis, MO, 63128A+5.0 ★Texas Ratio: 2.31% offering Signature Loan at 9.00% APR, Lutheran Federal Credit UnionLutheran Federal Credit Union10733 Sunset Office Dr Ste 406, Saint Louis, MO, 63127 1024A+5.0 ★Texas Ratio: 0.00% offering Personal Loans at 9.05% APR, and Gateway Metro Federal Credit UnionGateway Metro Federal Credit Union1001 Pine St, Saint Louis, MO, 63101A5.0 ★Texas Ratio: 9.61% offering Signature Or Personal Loan at 9.99% APR. Personal loan rates as of June 7, 2026 according to verified data from MonitorBankRates.
Saint Louis has 11 local institutions in our database, with personal loan rates as low as 7.00% APR from St Louis Policemen`s Credit Union at 1915 Olive St, Saint Louis, MO, 63103. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saint Louis, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saint Louis, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 7, 2026
Saint Louis Personal Loan Rates
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Maximum $15,000 - Up to 60 months
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; 36 months max term
No additional details available.
As Low As
As Low As
As Low As
As Low As; 48 months max term
with credit score 650 or >
with credit score 650 or >
As Low As; 60 months max term
As Low As; Purchase Only
As Low As; Purchase Only
As Low As
As Low As
This promo 'runs away' July 31, 2026.
As Low As; Purchase Only
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
As Low As
As Low As; Purchase Only
As Low As
$500
$1,001
$3,001
up to $250,000; No prepayment penalties; Personal guarantees may be waived
Rates as low as...
As Low As
Rate with Maximum Discount*: 5.00%
No additional details available.
Including Debt Consolidation; As Low As
No additional details available.
Rate with Maximum Discount*: 5.50%
No additional details available.
Rate with Maximum Discount*: 6.00%
As Low As; Up to $15,000
No additional details available.
As Low As; Max. loan $20,000
Rate with Maximum Discount*: 6.25%
As Low As
Rate with Maximum Discount*: 6.50%
As Low As
As Low As; Max. loan $5,000
As Low As
with credit score of less than 650
As Low As
As Low As
As Low As
As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
As Low As; $15,000 -$25,000
with credit score of less than 650
As Low As
Rates as low as...
As Low As
As Low As; Up to 36 mo.
As Low As
As Low As
As Low As; $25,000 or more
Credit Score 750+; You can borrow up to: $5,000.00
As Low As; 60 months max term; $12,000 limit per household
No additional details available.
As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY
Up to $5,000
Up to $5,000
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Credit Score 700 - 749; You can borrow up to: $5,000.00
Credit Score 675 - 699; You can borrow up to: $4,000.00
No additional details available.
No additional details available.
Credit Score 625 - 674; You can borrow up to: $3,000.00
As Low As; 12 months maximum term
No additional details available.
$1,000
$500
Saint Louis Personal Loan Rates
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Up to $15,000
As Low As
As Low As; $15,000 -$25,000
As Low As
As Low As
As Low As; $25,000 or more
No additional details available.
As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY
Saint Louis Debt Consolidation Loan Rates
No additional details available.
No additional details available.
As Low As
Saint Louis Signature Loan Rates
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Maximum $15,000 - Up to 60 months
No additional details available.
As Low As
Including Debt Consolidation; As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Rates as low as...
As Low As
As Low As
As Low As; Up to 36 mo.
As Low As
As Low As
Credit Score 750+; You can borrow up to: $5,000.00
As Low As; 60 months max term; $12,000 limit per household
Up to $5,000
Up to $5,000
As Low As
Credit Score 700 - 749; You can borrow up to: $5,000.00
No additional details available.
As Low As
Credit Score 675 - 699; You can borrow up to: $4,000.00
No additional details available.
No additional details available.
Credit Score 625 - 674; You can borrow up to: $3,000.00
No additional details available.
Saint Louis, MO Personal Loan Rate Trends
Compare local Saint Louis, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 0.548 points over the past 7 days to 12.726% APR.
Missouri signature loan rates fell 0.144 points over the past 7 days to 11.356% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Louis, Missouri personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Saint Louis, Missouri directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Saint Louis, Missouri. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MO.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Saint Louis, Missouri?
What are the best personal loan rates in Saint Louis, Missouri?
- St Louis Policemen`s Credit Union: 7.00% (Signature Loan)
- Patriot Credit Union: 7.90% (Signature)
- Members 1st Credit Union Saint Louis, MO: 9.00% (Signature Loan)
- Lutheran Federal Credit Union: 9.05% (Personal Loans)
- Gateway Metro Federal Credit Union: 9.99% (Signature Or Personal Loan)
Saint Louis, Missouri Rates & Resources
Personal Loan Calculators
