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Burlington Northtown Community Credit Union Rates & Review October 2026

Burlington Northtown Community Credit Union's CD of Deposit - 11 Month (Special) rates are at 3.70%, CD of Deposit - 24 Month rates are at 3.60%, CD of Deposit - Youth 12 Month rates are at 3.60%, CD of Deposit - 12 Month rates are at 3.55%, CD of Deposit - 18 Month rates are at 3.44%. Burlington Northtown Community Credit Union's savings rates are at 0.50%. Burlington Northtown Community Credit Union's RV, Boat and Powersport Loan Rates are as low as 5.99%. Burlington Northtown Community Credit Union's CD rates are 19% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Burlington Northtown Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.91%. Rates last updated and verified on 10/29/2026.

Burlington Northtown Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Burlington Northtown Community Credit Union? Share your experience about Burlington Northtown Community Credit Union by leaving a review below, or read customer reviews before you decide to use Burlington Northtown Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.91%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Burlington Northtown Community Credit Union
Burlington Northtown Community Credit Union
1002 Swift Ave
North Kansas City, MO 64116-4128
https://www.bnccu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Burlington Northtown Community Credit Union CD Rates

Product Rate APY Term View More
Certificate of Deposit - 11 Month (Special) 3.65% 3.70% 11 Month
Details Special rate
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Oct 13, 2026: 3.70% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 24 Month 3.55% 3.60% 24 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Oct 13, 2026: 3.60% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - Youth 12 Month 3.55% 3.60% 12 Month
Details Youth certificate
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Oct 13, 2026: 3.60% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 12 Month 3.50% 3.55% 12 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Oct 13, 2026: 3.55% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 18 Month 3.40% 3.44% 18 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.44% APY · checked 4 times
2.94%3.44%3.94%Oct 13, 2026: 3.44% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 36 Month 3.25% 3.29% 36 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.29% APY · checked 4 times
2.79%3.29%3.79%Oct 13, 2026: 3.29% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 48 Month 3.25% 3.29% 48 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.29% APY · checked 4 times
2.79%3.29%3.79%Oct 13, 2026: 3.29% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 3 Month 3.00% 3.03% 3 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 13, 2026: 3.03% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 6 Month 3.00% 3.03% 6 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 13, 2026: 3.03% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Certificate of Deposit - 60 Month 3.00% 3.03% 60 Month
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 13, 2026: 3.03% APYOct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%

Burlington Northtown Community Credit Union Savings Rates

Product Rate APY View More
Share Savings 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000.00 and greater
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings 0.35% 0.35%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 18, 2026: 0.35% APYSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings 0.35% 0.35%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 18, 2026: 0.35% APYSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Christmas Club 0.25% 0.25%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings 0.25% 0.25%
Min Balance $100
Details Balance: $100.00 - $999.99
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings 0.25% 0.25%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Special Savings 0.25% 0.25%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings 0.00% 0.00%
Min Balance $0
Details Balance: $0.00 - $99.99
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%

Burlington Northtown Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit 6.49% - 6.49% 180 months
Details Loan-to-Value: 80%; Lowest qualified rate may be reduced by up to 0.50% with qualifying relationship services
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 8 times
5.99%6.49%6.99%Sep 18, 2026: 6.49% APRSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%

Burlington Northtown Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - New (2025 or Newer) - - 4.24% 24 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 22, 2026: 4.24% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer) - - 4.49% 36 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 22, 2026: 4.49% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer) - - 4.74% 48 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.74% APR · checked 7 times
4.24%4.74%5.24%Sep 22, 2026: 4.74% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer) - - 4.99% 60 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 22, 2026: 4.99% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Used Auto Loan - - 4.99% 24 months
Details Model Year: 2008 or Newer; Used 2024 or older; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 19, 2026: 4.99% APROct 19, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Used Auto Loan - - 5.24% 36 months
Details Model Year: 2008 or Newer; Used 2024 or older; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Oct 19, 2026: 5.24% APROct 19, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer) - - 5.49% 72 months
Details Loan amount greater than $20k
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 22, 2026: 5.49% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Used Auto Loan - - 5.49% 48 months
Details Model Year: 2013 or Newer; Used 2024 or older; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Oct 19, 2026: 5.49% APROct 19, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Used Auto Loan - - 5.74% 60 months
Details Model Year: 2015 or Newer; Used 2024 or older; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
5.24%5.74%6.24%Oct 19, 2026: 5.74% APROct 19, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Used Auto Loan - - 6.24% 72 months
Details Model Year: 2015 or Newer (Loan > $20k); Used 2024 or older; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Oct 19, 2026: 6.24% APROct 19, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loan - New - - 6.49% 84 months
Details Model Year: 2025 or Newer; Loan amount > $35k
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 26, 2026: 6.49% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer) - - 6.49% 84 months
Details Loan amount greater than $35k
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 22, 2026: 6.49% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Used Auto Loan - - 7.24% 84 months
Details Model Year: 2022 or Newer (Loan > $35k); Used 2024 or older; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.24% APR · checked 3 times
6.74%7.24%7.74%Oct 19, 2026: 7.24% APROct 19, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%

Burlington Northtown Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, Boat, and Recreational Vehicle (RV) - New Loan - 5.49% 0 - 24 months
Details Model Year: 2024 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Oct 26, 2026: 5.49% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle (RV) - New Loan - 5.74% 36 months
Details Model Year: 2024 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.74% APR · checked 2 times
5.24%5.74%6.24%Oct 26, 2026: 5.74% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle (RV) - New Loan - 5.99% 48 months
Details Model Year: 2024 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 26, 2026: 5.99% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan - 5.99% 24 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle (RV) - New Loan - 6.24% 60 months
Details Model Year: 2024 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.24% APR · checked 2 times
5.74%6.24%6.74%Oct 26, 2026: 6.24% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used Loan - 6.24% 24 months
Details Model Year: 2006 or Newer; Used (2023 or older, max age 16 years)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR · checked 4 times
5.74%6.24%6.74%Oct 13, 2026: 6.24% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan - 6.24% 36 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR · checked 4 times
5.74%6.24%6.74%Oct 13, 2026: 6.24% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used Loan - 6.49% 36 months
Details Model Year: 2008 or Newer; Used (2023 or older, max age 16 years)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Oct 13, 2026: 6.49% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and RV - Used Loan - 6.49% 36 months
Details Model Year: 2008 or Newer; Max age 16 years
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 26, 2026: 6.49% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan - 6.49% 48 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Oct 13, 2026: 6.49% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New Loan - 6.49% 48 months
Details Model Year: 2024 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 26, 2026: 6.49% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used Loan - 6.72% 48 months
Details Model Year: 2012 or Newer; Used (2023 or older, max age 16 years)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.72% APR · checked 4 times
6.22%6.72%7.22%Oct 13, 2026: 6.72% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 24 months Loan - 6.74% 24 months
Details Model Year: 2006 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 26, 2026: 6.74% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle (RV) - New Loan - 6.99% 72 months
Details Model Year: 2024 or Newer; Loan > $20k
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 26, 2026: 6.99% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used Loan - 6.99% 60 months
Details Model Year: 2014 or Newer; Used (2023 or older, max age 16 years)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 36 months Loan - 6.99% 36 months
Details Model Year: 2008 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 26, 2026: 6.99% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used Loan - 7.24% 72 months
Details Model Year: 2015 or Newer (/ln > $20k); Used (2023 or older, max age 16 years)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Oct 13, 2026: 7.24% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan - 7.24% 60 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Oct 13, 2026: 7.24% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 48 months Loan - 7.24% 48 months
Details Model Year: 2013 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 26, 2026: 7.24% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan - 7.99% 72 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Oct 13, 2026: 7.99% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 60 months Loan - 7.99% 60 months
Details Model Year: 2015 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 26, 2026: 7.99% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle (RV) - New Loan - 8.24% 84 months
Details Model Year: 2024 or Newer; Loan > $35k
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 8.24% APR · checked 2 times
7.74%8.24%8.74%Oct 26, 2026: 8.24% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 72 months Loan - 8.74% 72 months
Details Model Year: 2016 or Newer; Loan > $20k
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 8.74% APR · checked 2 times
8.24%8.74%9.24%Oct 26, 2026: 8.74% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used Loan - 8.99% 84 months
Details Model Year: 2016 or Newer (/ln > $35k); Used (2023 or older, max age 16 years)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%

Burlington Northtown Community Credit Union Personal Loan Rates

Product APR Term View More
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan 5.99% 24 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan 6.24% 36 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR · checked 4 times
5.74%6.24%6.74%Oct 13, 2026: 6.24% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan 6.49% 48 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Oct 13, 2026: 6.49% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New Loan 6.49% 48 months
Details Model Year: 2024 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 26, 2026: 6.49% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 24 months Loan 6.74% 24 months
Details Model Year: 2006 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 26, 2026: 6.74% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 36 months Loan 6.99% 36 months
Details Model Year: 2008 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 26, 2026: 6.99% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan 7.24% 60 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Oct 13, 2026: 7.24% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 48 months Loan 7.24% 48 months
Details Model Year: 2013 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 26, 2026: 7.24% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan 7.99% 72 months
Details Fixed APR; Source table matches the Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) schedule
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Oct 13, 2026: 7.99% APROct 13, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 60 months Loan 7.99% 60 months
Details Model Year: 2015 or Newer
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 26, 2026: 7.99% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Utility, Personal Watercraft, Equipment, and UTV - Used (2023 or older max age 16 years) - 72 months Loan 8.74% 72 months
Details Model Year: 2016 or Newer; Loan > $20k
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 8.74% APR · checked 2 times
8.24%8.74%9.24%Oct 26, 2026: 8.74% APROct 26, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Signature Loans 14.00% up to 12 months
Details As Low As; Amount: Up to $1,500.00
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 14.00% APR · checked 7 times
13.50%14.00%14.50%Sep 22, 2026: 14.00% APRSep 22, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Signature Loans 14.00% 13 to 24 months
Details As Low As; Amount: Up to $2,500.00
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 14.00% APR · checked 8 times
13.50%14.00%14.50%Sep 18, 2026: 14.00% APRSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Signature Loans 14.00% 25 to 36 months
Details As Low As; Amount: > $3,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 14.00% APR · checked 8 times
13.50%14.00%14.50%Sep 18, 2026: 14.00% APRSep 18, 2026Oct 31, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%

Financial Health History

Burlington Northtown Community Credit Union’s Texas Ratio stayed near 3.15% in Q3 2023 to 2.91% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.2% 3.0★ 4.7% 4.0★ 6.3% 5.0★ Healthy zone – entire history below the 15% limit 3.15% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.91% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$16M2.91%5.0A+
March 31, 2026$16M2.61%5.0A+
December 31, 2025$15M2.38%5.0A+
September 30, 2025$15M2.75%5.0A+
June 30, 2025$15M2.45%5.0A+
March 31, 2025$15M1.85%5.0A+
December 31, 2024$15M1.92%5.0A+
September 30, 2024$15M2.87%5.0A+
June 30, 2024$15M2.29%5.0A+
March 31, 2024$15M2.71%5.0A+
December 31, 2023$15M4.69%5.0A+
September 30, 2023$15M3.15%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Burlington Northtown Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Burlington Northtown Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Burlington Northtown Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Burlington Northtown Community Credit Union
Address 1002 Swift Ave, North Kansas City, MO 64116-4128
Phone 816-474-5610
Fax 816-474-5606
President David Smith
CEO Richard Galloway
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.91%
Return on Assets (ROA)
0.7868%
Return on Equity (ROE)
3.8364%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
16,171,317
Total Amount of Shares and Deposits
12,725,078
Total Shares and Deposits < 1 Year
12,660,938
Total Shares and Deposits 1 3 Years
55,540
Total Shares and Deposits > 3 Years
8,600
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,364,231
Total Uninsured Shares and Deposits > $250K (F+J)
1,364,231
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,360,847
Total Interest Expense (Sum of items 6 8)
33,766
Share Certificates
17
Number of Accounts for Share Drafts
504
Number of Accounts for Regular Shares
1,305
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,247,535
Total Liabilities
12,854,790
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Burlington Northtown Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/burlington-northtown-community-credit-union-rates-review-62895">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Burlington Northtown Community Credit Union

Does Burlington Northtown Community Credit Union offer CDs?

Yes. Burlington Northtown Community Credit Union current CD rates include its CD of Deposit - 11 Month (Special) at 3.70% APY, its CD of Deposit - 24 Month at 3.60% APY and its CD of Deposit - Youth 12 Month at 3.60% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Burlington Northtown Community Credit Union NCUA insured?

Yes. Burlington Northtown Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Burlington Northtown Community Credit Union?

The highest Burlington Northtown Community Credit Union CD rate is its CD of Deposit - 11 Month (Special) at 3.70% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Burlington Northtown Community Credit Union offer?

Burlington Northtown Community Credit Union CD rates are 3.70% APY for an 11 month CD, 3.55% APY for a 12 month CD, 3.44% APY for an 18 month CD, 3.60% APY for a 2 year CD and 3.03% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Burlington Northtown Community Credit Union for its full lineup.

What is the highest savings rate at Burlington Northtown Community Credit Union?

The highest Burlington Northtown Community Credit Union savings rate is its Savings at 0.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Burlington Northtown Community Credit Union?

The lowest Burlington Northtown Community Credit Union auto loan rate is its Auto Loans - New (2025 or Newer) at 4.24% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Burlington Northtown Community Credit Union?

The lowest Burlington Northtown Community Credit Union personal loan rate is its Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan at 5.99% APR, verified by MonitorBankRates as of October 29, 2026. Burlington Northtown Community Credit Union personal loan rates are 6.74% APR for a 24 month personal loan, 6.99% APR for a 36 month personal loan, 7.24% APR for a 48 month personal loan, 7.99% APR for a 60 month personal loan and 8.74% APR for a 72 month personal loan.

How many branches does Burlington Northtown Community Credit Union operate?

Burlington Northtown Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Burlington Northtown Community Credit Union?

Yes, to access services at Burlington Northtown Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Burlington Northtown Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Burlington Northtown Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Burlington Northtown Community Credit Union offer online and mobile banking?

Most modern institutions like Burlington Northtown Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bnccu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Burlington Northtown Community Credit Union rates compare?

Burlington Northtown Community Credit Union's CD rates are 19% higher than the MonitorBankRates national average, and it has an A+ health rating. Burlington Northtown Community Credit Union's top rates are its CD of Deposit - 11 Month (Special) at 3.70% APY, its Savings at 0.50% APY and its Utility, Personal Watercraft, Equipment, and UTV - New (2024 or Newer) Loan at 5.99% APR, verified by MonitorBankRates on October 29, 2026.

Current Burlington Northtown Community Credit Union Rates

  • 12-Month CD3.55%
  • 18-Month CD3.44%
  • 24-Month CD3.60%
  • 60-Month CD3.03%
  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.