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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Legacy Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Legacy Credit Union's 24 month rates are at 3.96%, 18 month rates are at 3.85%, 12 month rates are at 3.75%, 3 month rates are at 2.02%, 30 month rates are at 2.02%. Legacy Credit Union's savings rates are at 0.45%. MonitorBankRates evaluates the financial stability of Legacy Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.82%. Rates last updated and verified on 08/28/2026. Legacy Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Legacy Credit Union? Share your experience about Legacy Credit Union by leaving a review below, or read customer reviews before you decide to use Legacy Credit Union. Legacy Credit Union
Legacy Credit Union 3202 Indiana Ave
https://www.yourlcu.com Joplin, MO 64804 4037 
Legacy Credit Union CD Rates
Legacy Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Legacy Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Legacy Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Legacy Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Legacy Credit Union
Website
https://www.yourlcu.com
Address
3202 Indiana Ave,
Joplin, MO 64804 4037
Phone
417-659-6013
Fax
417-659-8731
President
Tim Houdyshell
CEO
Justin Coyne
Full-Time Employees
4
Part-Time Employees
2
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.82%
Return on Assets (ROA)
0.8719%
Return on Equity (ROE)
5.2121%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
24,930,330
Total Amount of Shares and Deposits
20,602,773
Total Shares and Deposits < 1 Year
20,581,097
Total Shares and Deposits 1 3 Years
21,676
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,602,773
Total Interest Expense (Sum of items 6 8)
250,276
Share Certificates
280
Number of Accounts for Share Drafts
283
Number of Accounts for Regular Shares
3,332
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,294,150
Total Liabilities
20,759,996
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Legacy Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Legacy Credit Union
Frequently Asked Questions About Legacy Credit UnionHow many branches does Legacy Credit Union operate?Legacy Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Legacy Credit Union?Yes, to access services at Legacy Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Legacy Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Legacy Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Legacy Credit Union offer online and mobile banking?Most modern institutions like Legacy Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourlcu.com. Current Legacy Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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