Best Money Market Rates in Kansas City, Missouri (MO) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas City, Missouri and the surrounding area money market rates include Bank NorthwestBank NorthwestA+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, Assemblies Of God Credit UnionAssemblies Of God Credit UnionA5.0 ★Texas Ratio: 11.37% Premier Money Markets at 3.81% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Academy BankAcademy Bank1201 Walnut St, Kansas City, MO 64106A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, and Your Best Credit UnionYour Best Credit UnionA+5.0 ★Texas Ratio: 0.14% Money Market at 3.56% APY. Money market rates as of April 12, 2026 according to verified data from MonitorBankRates.
Kansas City has 14 local institutions in our database, with money market rates as high as 3.65% APY from Academy Bank at 1201 Walnut St, Kansas City, MO 64106. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and surrounding area. Last Updated and Verified: April 12, 2026
Compare the Best Money Market Rates Today in Kansas City, Missouri & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
introductory rate for 6 months
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
4315 Sterling Ave, Kansas City, MO 64133
Business Maximum Yield Money Market
3.28%
$15,000
▼
Rate3.23%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $1,000.00
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
3.05%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Personal Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
2.53%
$1,000
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Money Market
2.05%
$100
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.89%
$25
▼
Rate1.88%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.89%
$25
▼
Rate1.88%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.81%
$25
▼
Rate1.80%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.81%
$25
▼
Rate1.80%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.56%
$25
▼
Rate1.55%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.56%
$25
▼
Rate1.55%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Money Market
1.55%
$100
▼
Rate1.54%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
4315 Sterling Ave, Kansas City, MO 64133
Business Maximum Yield Money Market
1.51%
$15,000
▼
Rate1.50%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
1.51%
$1,000
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.41%
$25
▼
Rate1.40%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.41%
$25
▼
Rate1.40%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Money Market
1.40%
$100
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Business Money Market
1.40%
$100
▼
Rate1.40%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.11%
$25
▼
Rate1.10%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.11%
$25
▼
Rate1.10%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
2800 E 14th St, Kansas City, MO 64127
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
As High As
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.00%
$25
▼
Rate1.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.00%
$25
▼
Rate1.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Premier Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
4315 Sterling Ave, Kansas City, MO 64133
Business Money Market
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
4315 Sterling Ave, Kansas City, MO 64133
Maximum Yield Money Market
1.00%
$15,000
▼
Rate1.00%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$2,500
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,500,000.00 - $99,999,999.99
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,000,000.00 - $1,499,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,500,000.00 - $99,999,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
as high as
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances of $200,000 or more.
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances over $250,000
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Express Money Market - New Deposits Only
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Express Money Market
3.35%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 6, 2026
Details
Express Money Market accounts will convert to a Traditional Money Market account after close of business 12/31/2026.
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.30%
$2,500
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $1,000,000.00 - $1,499,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$2,500
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $250,000.00 - $999,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
up to
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Prime Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances of $100,000 to $249,999.99
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Premier Relationship Money Market
3.25%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
months
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Management (Money Market)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
PINNACLE MONEY MARKET
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $250,000.00 - $999,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Range: $100,000.00 - $249,999.99
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details
Interest paid on daily balances $500,000 and above
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$250,000.00
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Balances of $50,000 to $99,999.99
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Management (Money Market)
2.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
2.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Money Market
2.84%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kansas City, MO Money Market Rate Trends
Compare local Kansas City, MO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MO Avg
3.220%
▲ 1.729 vs 7 days ago
Missouri high-yield MMA rates rose 1.729 points over the past 7 days to 3.220% APY.
Standard MMA — MO Avg
0.719%
▼ 0.536 vs 7 days ago
Missouri standard MMA rates fell 0.536 points over the past 7 days to 0.719% APY.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Kansas City, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas City, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kansas City, Missouri
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.
Are Money Market accounts in Kansas City, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do MMA rates change in Kansas City, Missouri?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Kansas City, Missouri
Here are some of the highest money market account APYs currently available in Kansas City, Missouri and the surrounding area:
- Bank Northwest
BUSINESS PINNACLE MONEY MARKET — 3.82% APY - Assemblies Of God Credit Union
Premier Money Markets — 3.81% APY - Together Credit Union
Money Market — 3.75% APY - Academy Bank
Premier Money Market — 3.65% APY - Your Best Credit Union
Money Market — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas City, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026
Rate Assistant
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