Best Money Market Rates in Kansas City, Missouri - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas City, Missouri and the surrounding area money market deposit account rates include Academy BankAcademy Bank1201 Walnut St, Kansas City, MO 64106A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union6390 N Cosby Ave, Kansas City, MO 64151B4.4 ★Texas Ratio: 17.71% Money Market Plus Account at 3.25% APY, NBKC BankNBKC Bank9750 N Ash Ave, Kansas City, MO 64157A+5.0 ★Texas Ratio: 3.02% Money Market at 3.00% APY, Missouri Central Credit UnionMissouri Central Credit Union5090 N Oak Trfy, Kansas City, MO 64118 4619A+5.0 ★Texas Ratio: 3.83% Premier Money Market at 1.90% APY, and CSD Credit UnionCSD Credit Union8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841A+5.0 ★Texas Ratio: 1.09% High Yield Money Market at 1.50% APY. Money market rates as of May 29, 2026 according to verified data from MonitorBankRates.
Kansas City has 9 local institutions in our database, with money market rates as high as 3.65% APY from Academy Bank at 1201 Walnut St, Kansas City, MO 64106. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and surrounding area. Last Updated and Verified: May 29, 2026
Compare the Best Money Market Rates Today in Kansas City, Missouri & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
introductory rate
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Personal Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
1.20%
$100,000
▼
Rate1.19%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
As High As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
1.00%
$75,000
▼
Rate1.00%
Min Deposit$75,000
Min Balance—
UpdatedMay 23, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Premier Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
0.90%
$50,000
▼
Rate0.90%
Min Deposit$50,000
Min Balance—
UpdatedMay 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Premier Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
0.80%
$25,000
▼
Rate0.80%
Min Deposit$25,000
Min Balance—
UpdatedMay 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Premier Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Premier Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Premier Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Advantage
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Business Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market Advantage
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Business Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Plus Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Platinum Money Market
3.96%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
as high as
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Premier Money Markets
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 28, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $200,000.00
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Money Market forPersonalandBusiness
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
Express Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New Deposits Only
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Prime Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 28, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market 6 months
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$250,000.00
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Daily Balance $250,000.00 and up
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$100,000-$249,999.99
Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
$100,000.00-$999,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Super Money Market Account (Super MMA)
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$50,000.00-$99,999.99
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
2.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Min $2500
1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Business Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kansas City, MO Money Market Rate Trends
Compare local Kansas City, MO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MO Avg
3.257%
Unchanged vs 7 days ago
Missouri high-yield MMA rates currently average 3.257% APY.
Standard MMA — MO Avg
0.698%
▼ 0.005 vs 7 days ago
Missouri standard MMA rates fell 0.005 points over the past 7 days to 0.698% APY.
As of May 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas City, Missouri money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kansas City, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas City, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kansas City, Missouri
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.
Are Money Market accounts in Kansas City, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do MMA rates change in Kansas City, Missouri?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Kansas City, Missouri?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Kansas City, Missouri require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Kansas City, Missouri
Here are some of the highest money market account APYs currently available in Kansas City, Missouri and the surrounding area:
- Academy Bank
Premier Money Market — 3.65% APY - UNIFY Financial Federal Credit Union
Money Market Plus Account — 3.25% APY - NBKC Bank
Money Market — 3.00% APY - Missouri Central Credit Union
Premier Money Market — 1.90% APY - CSD Credit Union
High Yield Money Market — 1.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas City, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 29, 2026
Kansas City, Missouri Rates & Resources
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