Auto Loan Rates in Kansas City, Missouri (MO) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Kansas City, Missouri. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Kansas City, Missouri include CSD Credit UnionCSD Credit Union8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841A+5.0 ★Texas Ratio: 1.11% offering Auto Loan at 4.30%, Catholic Family Credit UnionCatholic Family Credit Union9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331B-4.3 ★Texas Ratio: 22.97% offering New Auto 36 Month 2025 at 4.75%, Mazuma Credit UnionMazuma Credit Union9300 Troost Ave, Kansas City, MO, 64131A5.0 ★Texas Ratio: 10.86% offering New and Used Auto Loan at 4.89%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union8451 N Madison Ave, Kansas City, MO, 64155 2779A+5.0 ★Texas Ratio: 1.79% offering New & Used Vehicle at 4.99%, Missouri Central Credit UnionMissouri Central Credit Union5090 N Oak Trfy, Kansas City, MO, 64118 4619A+5.0 ★Texas Ratio: 4.27% offering 2025 - 2027 New Vehicle Loan at 5.25%. Auto loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Kansas City, Missouri are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas City, Missouri. Auto Loan Rates Last Updated and Verified: March 29, 2026
Compare Auto Loan Rates Today in Kansas City, Missouri & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
4.30%
36 Month
▼
APR4.30%
Term36 Month
Last UpdatedMar 25, 2026
Details
As Low As
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
4.55%
48 Month
▼
APR4.55%
Term48 Month
Last UpdatedMar 25, 2026
Details
As Low As
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 36 Month 2025
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
4.80%
60 Month
▼
APR4.80%
Term60 Month
Last UpdatedMar 25, 2026
Details
As Low As
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO, 64131
New and Used Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; terms up to 84 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 27, 2026
Details
As Low As; 100% Financing with qualified credit
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 48 Month 2025
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
5.05%
72 Month
▼
APR5.05%
Term72 Month
Last UpdatedMar 25, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details
As Low As
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 60 Month 2025
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
5.35%
1 - 48
▼
APR5.35%
Term1 - 48
Last UpdatedMar 28, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
5.60%
49 - 72
▼
APR5.60%
Term49 - 72
Last UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO, 64151
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
5.99%
63 Months
▼
APR5.99%
Term63 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.24%
75 Months
▼
APR6.24%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
6.25%
1 - 48
▼
APR6.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details
As Low As; APR Range: 6.25% - 14.89%
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
2025 - 2027 New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
6.50%
49 - 72
▼
APR6.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details
As Low As; APR Range: 6.50% - 15.89%
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
6.60%
73 - 84
▼
APR6.60%
Term73 - 84
Last UpdatedMar 28, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO, 64157
New Auto Loan
6.75%
48-72
▼
APR6.75%
Term48-72
Last UpdatedMar 28, 2026
Details
As Low As
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
6.80%
84 Month
▼
APR6.80%
Term84 Month
Last UpdatedMar 25, 2026
Details
As Low As; Loans over $25,000.00
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO, 64155
New Vehicle
7.10%
48 Months
▼
APR7.10%
Term48 Months
Last UpdatedMar 25, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO, 64157
2020-2023 Auto Loan
7.25%
48-60
▼
APR7.25%
Term48-60
Last UpdatedMar 28, 2026
Details
As Low As
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO, 64155
New Vehicle
7.33%
60 Months
▼
APR7.33%
Term60 Months
Last UpdatedMar 25, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
7.50%
73 - 84
▼
APR7.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details
As Low As; APR Range: 7.50% - 15.98%
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO, 64155
New Vehicle
7.57%
72 Months
▼
APR7.57%
Term72 Months
Last UpdatedMar 25, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO, 64157
2016-2019 Auto Loan
7.75%
36-48
▼
APR7.75%
Term36-48
Last UpdatedMar 28, 2026
Details
As Low As
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO, 64108
New Auto Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
Used Auto Older
8.00%
24 Months
▼
APR8.00%
Term24 Months
Last UpdatedMar 18, 2026
Details
24 or 36 Month Only
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO, 64157
2014-2015 Auto Loan
8.25%
36 Months
▼
APR8.25%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO, 64151
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedMar 29, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
13.99%
1 - 48
▼
APR13.99%
Term1 - 48
Last UpdatedMar 28, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
14.99%
49 - 72
▼
APR14.99%
Term49 - 72
Last UpdatedMar 28, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
15.08%
73 - 84
▼
APR15.08%
Term73 - 84
Last UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 28, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
3.99%
66 Months
▼
APR3.99%
Term66 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 3 YEAR REPAY
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 25, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4 YEAR REPAY
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
Any Model Year Vehicle Loan
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 25, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As; 48 months max term
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
663 W Highway 60, Monett, MO, 65708
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedMar 27, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
48 Months
▼
APR4.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto or Refinance
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 84-month terms2; Up to 125% financing3; Up to 50% savings4 on add-on-options
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.49%
30 months
▼
APR4.49%
Term30 months
Last UpdatedMar 25, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2015-2026
4.50%
Up to 42
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedMar 25, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO, 63117 2406
New Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As; Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO, 63117 2406
Used Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As; 2024-2026 model years; rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
loan balance $20,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; min. $500
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; min. $500
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2019-2026
4.75%
43 - 66
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO, 64057 1226
New & Used Autos
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; 2019-2026
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedMar 22, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.89%
1-36
▼
APR4.89%
Term1-36
Last UpdatedMar 16, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2022-2026
5.00%
67 - 72
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.08%
48 Months
▼
APR5.08%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.09%
49-60
▼
APR5.09%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.15%
36 Months
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 61 to 72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2013 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedMar 28, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.30%
66 Months
▼
APR5.30%
Term66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.31%
60 Months
▼
APR5.31%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018-2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.40%
42 Months
▼
APR5.40%
Term42 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedMar 24, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
5.49%
78 months
▼
APR5.49%
Term78 months
Last UpdatedMar 25, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
/ln > $20k
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.49%
2027 Mo
▼
APR5.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
5.49%
12 Months
▼
APR5.49%
Term12 Months
Last UpdatedMar 22, 2026
Details
As Low As; 2017 - 2021; 12 - 48 ($5,000 min.)
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.50%
2027 Mo
▼
APR5.50%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details
As Low As
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2023-2026
5.50%
73 - 84
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 73 to 84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 23, 2026
Details
As Low As
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7 YEAR REPAY
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Recreation Vehicle loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.75%
2027 Mo
▼
APR5.75%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.95%
52 Months
▼
APR5.95%
Term52 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2017 - 2022
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.99%
78 Months
▼
APR5.99%
Term78 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2022-2023
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.99%
2027 Mo
▼
APR5.99%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014-2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2016 & older
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.00%
2027 Mo
▼
APR6.00%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.09%
Up to 63
▼
APR6.09%
TermUp to 63
Last UpdatedMar 28, 2026
Details
As Low As; months
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMar 25, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer (/ln > $20k)
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2016 & older
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
6.25%
42 Months
▼
APR6.25%
Term42 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2022-2023
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
6.30%
84 Months
▼
APR6.30%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.39%
64-72
▼
APR6.39%
Term64-72
Last UpdatedMar 28, 2026
Details
As Low As; months
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 25, 2026
Details
/ln > $45k
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 36 Month 2025
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO, 64131
New and Used Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; terms up to 84 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 27, 2026
Details
As Low As; 100% Financing with qualified credit
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 48 Month 2025
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details
As Low As
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 60 Month 2025
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO, 64151
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
2025 - 2027 New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details
As Low As
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO, 64157
New Auto Loan
6.75%
48-72
▼
APR6.75%
Term48-72
Last UpdatedMar 28, 2026
Details
As Low As
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO, 64155
New Vehicle
7.10%
48 Months
▼
APR7.10%
Term48 Months
Last UpdatedMar 25, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO, 64155
New Vehicle
7.33%
60 Months
▼
APR7.33%
Term60 Months
Last UpdatedMar 25, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO, 64155
New Vehicle
7.57%
72 Months
▼
APR7.57%
Term72 Months
Last UpdatedMar 25, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO, 64108
New Auto Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 28, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 3 YEAR REPAY
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 25, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4 YEAR REPAY
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As; 48 months max term
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
48 Months
▼
APR4.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto or Refinance
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 84-month terms2; Up to 125% financing3; Up to 50% savings4 on add-on-options
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.49%
30 months
▼
APR4.49%
Term30 months
Last UpdatedMar 25, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2015-2026
4.50%
Up to 42
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedMar 25, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO, 63117 2406
New Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As; Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
loan balance $20,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; min. $500
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2019-2026
4.75%
43 - 66
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO, 64057 1226
New & Used Autos
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; 2019-2026
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.89%
1-36
▼
APR4.89%
Term1-36
Last UpdatedMar 16, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2022-2026
5.00%
67 - 72
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.08%
48 Months
▼
APR5.08%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.09%
49-60
▼
APR5.09%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 61 to 72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedMar 28, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.30%
66 Months
▼
APR5.30%
Term66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.31%
60 Months
▼
APR5.31%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedMar 24, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
5.49%
78 months
▼
APR5.49%
Term78 months
Last UpdatedMar 25, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
/ln > $20k
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.49%
2027 Mo
▼
APR5.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details
As Low As
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2023-2026
5.50%
73 - 84
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 73 to 84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 23, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7 YEAR REPAY
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.99%
2027 Mo
▼
APR5.99%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMar 25, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan Loyalty Rate
6.30%
84 Months
▼
APR6.30%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 25, 2026
Details
/ln > $45k
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO, 64131
New and Used Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; terms up to 84 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 27, 2026
Details
As Low As; 100% Financing with qualified credit
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
5.35%
1 - 48
▼
APR5.35%
Term1 - 48
Last UpdatedMar 28, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
125 Southwest Blvd, Kansas City, MO, 64108
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
5.60%
49 - 72
▼
APR5.60%
Term49 - 72
Last UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO, 64151
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
5.99%
63 Months
▼
APR5.99%
Term63 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.24%
75 Months
▼
APR6.24%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
6.25%
1 - 48
▼
APR6.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details
As Low As; APR Range: 6.25% - 14.89%
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
6.50%
49 - 72
▼
APR6.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details
As Low As; APR Range: 6.50% - 15.89%
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
6.60%
73 - 84
▼
APR6.60%
Term73 - 84
Last UpdatedMar 28, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
7.50%
73 - 84
▼
APR7.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details
As Low As; APR Range: 7.50% - 15.98%
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
Used Auto Older
8.00%
24 Months
▼
APR8.00%
Term24 Months
Last UpdatedMar 18, 2026
Details
24 or 36 Month Only
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
13.99%
1 - 48
▼
APR13.99%
Term1 - 48
Last UpdatedMar 28, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
14.99%
49 - 72
▼
APR14.99%
Term49 - 72
Last UpdatedMar 28, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO, 64118 4619
Used Vehicle Loan
15.08%
73 - 84
▼
APR15.08%
Term73 - 84
Last UpdatedMar 28, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 3 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4 YEAR REPAY
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2015-2026
4.50%
Up to 42
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO, 63117 2406
Used Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As; 2024-2026 model years; rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
loan balance $20,000 or more
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; min. $500
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2019-2026
4.75%
43 - 66
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO, 64057 1226
New & Used Autos
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; 2019-2026
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2022-2026
5.00%
67 - 72
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.15%
36 Months
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 61 to 72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2013 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedMar 28, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018-2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.50%
2027 Mo
▼
APR5.50%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details
As Low As
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2023-2026
5.50%
73 - 84
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans 73 to 84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 23, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7 YEAR REPAY
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 25, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.75%
2027 Mo
▼
APR5.75%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014-2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.00%
2027 Mo
▼
APR6.00%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.09%
Up to 63
▼
APR6.09%
TermUp to 63
Last UpdatedMar 28, 2026
Details
As Low As; months
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer (/ln > $20k)
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.39%
64-72
▼
APR6.39%
Term64-72
Last UpdatedMar 28, 2026
Details
As Low As; months
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.084%
▲ 0.292 from last week
New auto loan rates rose 0.292 points this week to 6.084% APR, up from 5.791% last week.
Used Auto Loan — National Avg APR
6.588%
▲ 0.131 from last week
Used auto loan rates rose 0.131 points this week to 6.588% APR, up from 6.458% last week.
National averages as of Mar 29, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Kansas City, Missouri
How does my credit score affect my car loan rate in Missouri?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Kansas City, Missouri with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Missouri *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Kansas City, Missouri typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Kansas City, Missouri?
Based on our current data, some of the lowest auto loan rates available in Kansas City, Missouri include:
- CSD Credit Union: 4.30% (Auto Loan)
- Catholic Family Credit Union: 4.75% (New Auto 36 Month 2025)
- Mazuma Credit Union: 4.89% (New and Used Auto Loan)
- Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle)
- Missouri Central Credit Union: 5.25% (2025 - 2027 New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas City, Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026
