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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 JM Associates Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
JM Associates Federal Credit Union's 12 month CD rates are at 3.62%, 18 month CD rates are at 3.57%, 24 month CD rates are at 3.57%, 6 month CD rates are at 3.57%, CD 12 month rates are at 3.57%. JM Associates Federal Credit Union's savings rates are at 0.55%. JM Associates Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of JM Associates Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.72%. Rates were last updated on 04/05/2026. JM Associates Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at JM Associates Federal Credit Union? Share your experience about JM Associates Federal Credit Union by leaving a review below, or read customer reviews before you decide to use JM Associates Federal Credit Union. JM Associates Federal Credit Union
Westlake 9987 Pritchard Rd
https://www.jmafcu.org Jacksonville, FL 32219 2894 
JM Associates Federal Credit Union CD Rates
JM Associates Federal Credit Union Savings Rates
JM Associates Federal Credit Union Checking Rates
JM Associates Federal Credit Union Home Equity & HELOC
JM Associates Federal Credit Union Student Loan Rates
JM Associates Federal Credit Union Credit Card Rates
JM Associates Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for JM Associates Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather JM Associates Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with JM Associates Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
JM Associates Federal Credit Union
Website
https://www.jmafcu.org
Address
9987 Pritchard Rd,
Jacksonville, FL 32219 2894
Phone
904-378-4588
Fax
904-378-4583
President
Carolyn Weeden
CEO
James Ryan
Full-Time Employees
29
Part-Time Employees
0
Branch Locations
5
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.72%
Return on Assets (ROA)
0.2109%
Return on Equity (ROE)
1.3715%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
144,062,097
Total Amount of Shares and Deposits
124,844,242
Total Shares and Deposits < 1 Year
123,440,723
Total Shares and Deposits 1 3 Years
926,809
Total Shares and Deposits > 3 Years
476,710
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,543,675
Total Uninsured Shares and Deposits > $250K (F+J)
9,543,675
Total Insured Shares and Deposits > $250K (item 17 less item K)
115,300,567
Total Interest Expense (Sum of items 6 8)
1,815,644
Share Certificates
721
Number of Accounts for Share Drafts
8,310
IRA KEOGH Accounts
221
Number of Accounts for Regular Shares
10,416
Money Market Shares
980
Net Income (unless the amount is already included in Undivided Earnings)
303,757
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,163,871
Total Liabilities
126,336,207
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About JM Associates Federal Credit UnionIs JM Associates Federal Credit Union a safe place to deposit money?Yes, JM Associates Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7176093085021%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does JM Associates Federal Credit Union operate?JM Associates Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join JM Associates Federal Credit Union?Yes, to access services at JM Associates Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, JM Associates Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, JM Associates Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does JM Associates Federal Credit Union offer online and mobile banking?Most modern institutions like JM Associates Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jmafcu.org. Current JM Associates Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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