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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Century Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Century Credit Union's Teen CD 6 month rates are at 10.00%, 14-Month CD rates are at 4.00%, CD of Deposit (CD) 12 month rates are at 3.75%, CD of Deposit (CD) 24 month rates are at 3.65%, CD of Deposit (CD) 36 month rates are at 3.50%. Century Credit Union's savings rates are at 0.50%. Century Credit Union's money market rates are at 0.30%. Century Credit Union's Personal Loan Rates are at 8.89%. MonitorBankRates evaluates the financial stability of Century Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.83%. Rates were last updated on 04/06/2026. Century Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Credit Union? Share your experience about Century Credit Union by leaving a review below, or read customer reviews before you decide to use Century Credit Union. Century Credit Union
MAIN OFFICE 1540 LEMAY FERRY RD
https://www.centurycu.org SAINT LOUIS, MO 63125 2405 
Century Credit Union CD Rates
Century Credit Union Savings Rates
Century Credit Union Money Market Rates
Century Credit Union Checking Rates
Century Credit Union Home Equity & HELOC
Century Credit Union Credit Card Rates
Century Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Century Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Century Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Century Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Century Credit Union
Website
https://www.centurycu.org
Address
1540 LEMAY FERRY RD,
SAINT LOUIS, MO 63125 2405
Phone
314-544-1818
Fax
314-544-2004
President
MARK FALKNER
CEO
JOSH WALLACE
Full-Time Employees
23
Part-Time Employees
11
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.83%
Return on Assets (ROA)
1.2424%
Return on Equity (ROE)
6.9124%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
170,702,518
Total Amount of Shares and Deposits
139,218,082
Total Shares and Deposits < 1 Year
135,346,372
Total Shares and Deposits 1 3 Years
3,598,505
Total Shares and Deposits > 3 Years
273,205
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,736,167
Total Uninsured Shares and Deposits > $250K (F+J)
8,736,167
Total Insured Shares and Deposits > $250K (item 17 less item K)
130,481,915
Total Interest Expense (Sum of items 6 8)
1,861,817
Share Certificates
1,199
Number of Accounts for Share Drafts
5,649
IRA KEOGH Accounts
440
Number of Accounts for Regular Shares
12,599
All other shares
22
Money Market Shares
696
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,164,397
Total Liabilities
140,021,216
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Century Credit UnionIs Century Credit Union a safe place to deposit money?Yes, Century Credit Union is considered a safe financial institution. With a Texas Ratio of 0.83279386252904%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Century Credit Union operate?Century Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Century Credit Union?Yes, to access services at Century Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Century Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Century Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Century Credit Union offer online and mobile banking?Most modern institutions like Century Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centurycu.org. Current Century Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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