|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Members 1st Credit Union Saint Louis, MO Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Members 1st Credit Union Saint Louis, MO's 12-month term CDs of Deposit rates are at 3.80%, 24-month term CDs of Deposit rates are at 3.55%, 6-month term CDs of Deposit rates are at 3.55%, 36-month term CDs of Deposit rates are at 3.44%. Members 1st Credit Union Saint Louis, MO's money market rates are at 2.02%. Members 1st Credit Union Saint Louis, MO's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Members 1st Credit Union Saint Louis, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates last updated and verified on 09/03/2026. Members 1st Credit Union Saint Louis, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Credit Union Saint Louis, MO? Share your experience about Members 1st Credit Union Saint Louis, MO by leaving a review below, or read customer reviews before you decide to use Members 1st Credit Union Saint Louis, MO. Members 1st Credit Union Saint Louis, MO
Mattis Road 4702 Mattis Rd
https://www.me1stcu.com Saint Louis, MO 63128 
Members 1st Credit Union Saint Louis, MO CD Rates
Members 1st Credit Union Saint Louis, MO Money Market Rates
Members 1st Credit Union Saint Louis, MO Home Equity & HELOC
Members 1st Credit Union Saint Louis, MO Auto Loan Rates
Members 1st Credit Union Saint Louis, MO Personal Loan Rates
Financial Health HistoryMembers 1st Credit Union Saint Louis, MO’s Texas Ratio rose from 0.19% in Q2 2023 to 1.38% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members 1st Credit Union Saint Louis, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Credit Union Saint Louis, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members 1st Credit Union Saint Louis, MO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members 1st Credit Union Saint Louis, MO
Website
https://www.me1stcu.com
Address
4702 Mattis Rd,
Saint Louis, MO 63128
Phone
314-487-5628
Fax
314-845-0974
President
Colin McPherron
CEO
Brian Eyestone
Full-Time Employees
16
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.38%
Return on Assets (ROA)
0.1687%
Return on Equity (ROE)
1.7388%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
75,044,580
Total Amount of Shares and Deposits
66,354,954
Total Shares and Deposits < 1 Year
65,062,059
Total Shares and Deposits 1 3 Years
1,059,335
Total Shares and Deposits > 3 Years
233,560
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,413,282
Total Uninsured Shares and Deposits > $250K (F+J)
6,413,282
Total Insured Shares and Deposits > $250K (item 17 less item K)
59,941,672
Total Interest Expense (Sum of items 6 8)
233,935
Share Certificates
276
Number of Accounts for Share Drafts
2,107
IRA KEOGH Accounts
118
Number of Accounts for Regular Shares
4,740
Money Market Shares
388
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,530,641
Total Liabilities
67,763,891
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Members 1st Credit Union Saint Louis, MO yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Members 1st Credit Union Saint Louis, MO
Frequently Asked Questions About Members 1st Credit Union Saint Louis, MOHow many branches does Members 1st Credit Union Saint Louis, MO operate?Members 1st Credit Union Saint Louis, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members 1st Credit Union Saint Louis, MO?Yes, to access services at Members 1st Credit Union Saint Louis, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members 1st Credit Union Saint Louis, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members 1st Credit Union Saint Louis, MO provides members with tools to manage their accounts and build a solid financial history. Does Members 1st Credit Union Saint Louis, MO offer online and mobile banking?Most modern institutions like Members 1st Credit Union Saint Louis, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.me1stcu.com. Current Members 1st Credit Union Saint Louis, MO Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Morton Lane Federal Credit Union
Henrico Federal Credit Union
Eaton Family Credit Union
Northwest Missouri Regional Credit Union
Weststar Credit Union
Anmed Federal Credit Union
Rincones Presbyterian Credit Union
Indiana Heartland Federal Credit Union
United Methodist Credit Union
TxDot Credit Union
CAREY POVERELLO
Gerber Federal Credit Union
Connexus Credit Union
Moore County Schools Federal Credit Union
Kennedy VA Employees Federal Credit Union
New Hampshire Postal Credit Union
Southeast Missouri Community Credit Union
Olivet Baptist Credit Union
Volt Credit Union
Box Butte Public Employees Federal Credit Union
YTR Community Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
