Best Money Market Rates in Springfield, Missouri (MO) - March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Springfield, Missouri and the surrounding area money market rates include FCB BanksFCB Banks12000 Tesson Ferry Rd, Saint Louis, MO 63128A+5.0 ★Texas Ratio: 3.72% Hometown Money Market (with Direct Deposit) at 4.05% APY, Multipli Credit UnionMultipli Credit Union818 N Benton Ave, Springfield, MO 65802 3704A+5.0 ★Texas Ratio: 0.72% Platinum Money Market at 4.01% APY, Bank NorthwestBank Northwest3309 Miller St, Bethany, MO 64424A+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, Together Credit UnionTogether Credit Union3805 Union Rd, Saint Louis, MO 63125 4320A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, and UMB BankUMB Bank1150 E Battlefield St, Springfield, MO 65807A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY.
To see how these money market rates in Springfield, Missouri and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Springfield, Missouri (MO) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Springfield, Missouri and surrounding area. Last Updated and Verified: March 20, 2026
Springfield, MO Money Market Rate Trends
Compare local Springfield, MO MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MO Avg
1.604%
▲ 0.921 from last week
Missouri high-yield MMA rates rose 0.921 points this week to 1.604% APY, up from 0.683% last week.
Standard MMA — MO Avg
1.080%
▲ 0.418 from last week
Missouri standard MMA rates rose 0.418 points this week to 1.080% APY, up from 0.662% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Springfield, Missouri & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Platinum Money Market
4.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$250,000+
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
1150 E Battlefield St, Springfield, MO 65807
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
2655 S Campbell Ave, Springfield, MO 65807
Premium Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
2655 S Campbell Ave, Springfield, MO 65807
Elite Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $200,000.00
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
2655 S Campbell Ave, Springfield, MO 65807
Premium Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Platinum Money Market
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$100,000-$249,999
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
2655 S Campbell Ave, Springfield, MO 65807
Premium Money Market
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Money Market
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$100,000+
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$25,000-$99,999
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Money Market
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$10,000-$24,999
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$1,000-$9,999
Educational Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
1221 E Grand St, Springfield, MO 65804
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
Money Market Checking Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
Money Market
0.15%
$1,000
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
Money Market
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
Money Market Checking Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
Money Market Checking Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
Money Market
0.05%
$1,000
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.60%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Prime Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.30%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
R-G Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
400 Towne Center Drive, BELTON, MO 64012
Money Market Share Accounts
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMar 11, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMar 16, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Premier Relationship Money Market
3.25%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying loan relationship required to open Premier Relationship Money Market include commerical, mortgage or home equity loan with open amount of $100,000 or greater, or home equity line of credit with a credit line of $100,000 or greater.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market
3.14%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
new deposits only (savings and money market funds currently on deposit at Neighbors Credit Union do not qualify).
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market - New Deposits Only*
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
APY for 6 months
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
3.05%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Money Management Checking (Money Market)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Pony Express Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
213 N Main St, Braymer, MO 64624
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Interest paid on daily balances $500,000 and above
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
Edward Jones Money Market Fund Investment Shares
3.02%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
7-Day Current Yield
Edward Jones Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
Edward Jones Money Market Fund Retirement Shares
3.01%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
7-Day Current Yield
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
408 W Washington St, Cuba, MO 65453
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month
Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
408 W Washington St, Cuba, MO 65453
Money Market Investment
3.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $250,000.00
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Personal Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET and up
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$250,000.00
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Money Management Checking (Money Market)
2.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.84%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
MONEY MARKET
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$100,000-$249,999.99
Kearney Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
Money Market
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balance $250,000.00 and up
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Business Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.68%
$0
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
117 E Commercial St, Senath, MO 63876
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Pony Express Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
213 N Main St, Braymer, MO 64624
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Interest paid on daily balances $250,000-$499,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.43%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Money Market
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Money Management Checking (Money Market)
2.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market Maximizer
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Business Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
Money Market
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1111 E 23rd St S, Independence, MO 64055
Preferred Money Market
2.15%
$75,000
▼
Rate2.13%
Min Deposit$75,000
Min Balance—
UpdatedMar 15, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
2.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1111 E 23rd St S, Independence, MO 64055
Preferred Money Market
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
Scott Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
8866 Ladue Rd, Saint Louis, MO 63124 2325
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Springfield, Missouri and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Springfield, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Springfield, Missouri
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.
Are Money Market accounts in Springfield, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do MMA rates change in Springfield, Missouri?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Springfield, Missouri
Here are some of the highest money market account APYs currently available in Springfield, Missouri and the surrounding area:
- FCB Banks
Hometown Money Market (with Direct Deposit) — 4.05% APY - Multipli Credit Union
Platinum Money Market — 4.01% APY - Bank Northwest
BUSINESS PINNACLE MONEY MARKET — 3.82% APY - Together Credit Union
Money Market — 3.75% APY - UMB Bank
UMB Retail Money Market — 3.71% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Springfield, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
