Best Money Market Rates in Winchester, Indiana (IN) - April 2026
Content reviewed by
Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Winchester, Indiana and the surrounding area money market rates include Hoosier Hills Credit UnionHoosier Hills Credit UnionA5.0 ★Texas Ratio: 9.40% High Yield Money Market at 4.05% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Centier BankCentier BankA+5.0 ★Texas Ratio: 2.21% Money Market Account at 3.75% APY, and Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00% Indexed money market at 3.75% APY. Money market rates as of April 12, 2026 according to verified data from MonitorBankRates.
Winchester has 3 local institutions in our database, with money market rates as high as 3.55% APY from First Merchants Bank at 122 W Washington St, Winchester, IN 47394. Use the table below to compare all available offers, including options from institutions serving the broader Indiana area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Winchester, Indiana and surrounding area. Last Updated and Verified: April 12, 2026
Compare the Best Money Market Rates Today in Winchester, Indiana & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
122 W Washington St, Winchester, IN 47394
Money Market Special
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
180-Day Promo Rate | $10,000 Min. Balance
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Intro rate expires: 6 months
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Gold Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank of Medora
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Max Money Market
3.65%
$100,000
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Savings Bank Jeffersonville, IN
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Special
3.50%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
New Money only (money not having been on deposit at First Savings Bank for longer than 30 days). Qualifying balance up to $25,000.00
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Premier Money Market Special
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
3.30%
$50
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
3.30%
$50
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $1,000.00
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
High-Yield Money Market Deposit Account
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings Rate
3.09%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Earn 5x the national average**
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000,000.00
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
3.05%
$50
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Century Money Market
2.85%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$5,000 min. balance
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
As High As
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
First Trust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
MONEY MARKET PLUS
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Money Market Preferred
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Consumer
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Max Money Market
2.68%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Qualifying balance up to $49,999.00
F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Platinum Money Market & Above
2.66%
$1,500
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
$500,000.00
STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Money Market Preferred
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank of Medora
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Max Money Market
2.65%
$50,000
▼
Rate2.62%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
2.65%
$0
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.58%
$50
▼
Rate2.55%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
2.53%
$50
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
First Money Market
2.53%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
2.53%
$50
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
**$100 minimum opening deposit
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Money Market Savings
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Gold Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
IRA Money Market Account Tier 5
2.33%
$25
▼
Rate2.30%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Money Market Tier 5
2.27%
$2,500
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Thrive Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Money Market Accounts
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Hoosier United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
High Yield Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Consumer
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
First Trust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
MONEY MARKET PLUS
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
2.12%
$2,500
▼
Rate2.10%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.12%
$50
▼
Rate2.10%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Rates can change daily, Daily compounding
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market 4th Tier
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Rates can change daily, Daily compounding
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
First Money Market
2.02%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
2.02%
$50
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
2.02%
$50
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.02%
$50
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Providence Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 6.14%
Achieve More Commercial Money Market
2.00%
$75,000
▼
Rate—
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $249,999.99
Providence Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 6.14%
Achieve More Money Market
2.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Indexed money market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Winchester, Indiana and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Winchester, IN Money Market Rate Trends
Compare local Winchester, IN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — IN Avg
1.581%
▲ 1.009 vs 7 days ago
Indiana high-yield MMA rates rose 1.009 points over the past 7 days to 1.581% APY.
Standard MMA — IN Avg
1.536%
▼ 0.458 vs 7 days ago
Indiana standard MMA rates fell 0.458 points over the past 7 days to 1.536% APY.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Winchester, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Winchester, Indiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Winchester, Indiana
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Indiana.
Are Money Market accounts in Winchester, Indiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.
How often do MMA rates change in Winchester, Indiana?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Winchester, Indiana
Here are some of the highest money market account APYs currently available in Winchester, Indiana and the surrounding area:
- Hoosier Hills Credit Union
High Yield Money Market — 4.05% APY - United Federal Credit Union
Money Market Special — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Centier Bank
Money Market Account — 3.75% APY - Everence Trust Company
Indexed money market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Winchester, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026
Rate Assistant
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