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Auto Loan Rates in Mississippi (MS) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Mississippi. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 2, 2026

Current auto loan rates in Mississippi include Brightview Federal Credit UnionBrightview Federal Credit Union713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823A+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%, Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS, 38732 2106A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS, 39307A+5.0 ★Texas Ratio: 2.78% offering New Vehicle Loans (36 Months) at 3.25%, Riverland Federal Credit UnionRiverland Federal Credit Union1340 Echelon Pkwy, Jackson, MS, 39213 8202A+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%, Singing River Federal Credit UnionSinging River Federal Credit Union6006 HIGHWAY 63, MOSS POINT, MS, 39563A+5.0 ★Texas Ratio: 2.33% offering New & Used Auto at 3.79%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Mississippi side-by-side. Mississippi auto loan rates currently start as low as 2.50% APR from Brightview Federal Credit Union at 713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mississippi. Auto Loan Rates Last Updated and Verified: May 2, 2026

Compare Auto Loan Rates Today in Mississippi

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Automobiles
2.50%
up to 84 months
View
▼
APR2.50%
Termup to 84 months
Last UpdatedApr 25, 2026
Details

APR is Annual Percentage Rate. Effective as of 12-31-2025. Lowest rate based on all available discounts applied.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.79%
up to 36 mo.
View
▼
APR3.79%
Termup to 36 mo.
Last UpdatedApr 25, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.99%
37 - 48 mo.
View
▼
APR3.99%
Term37 - 48 mo.
Last UpdatedApr 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2025 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2025 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedApr 17, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
up to 7 years
View
▼
APR4.49%
Termup to 7 years
Last UpdatedApr 25, 2026
Details

As Low As; New Auto Rate

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84 Months
View
▼
APR4.49%
Term12-84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Beginning as low as 4.49%

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
2201 17th St, Gulfport, MS, 39501 2910
NEW AUTO
4.60%
63 Months
View
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedApr 18, 2026
Details

A+ Category = or > 725

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2025 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 25, 2026
Details

As Low As; Used Auto Rate

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Auto Loans
4.99%
12-60 Month Term
View
▼
APR4.99%
Term12-60 Month Term
Last UpdatedApr 27, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As

Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS, 39503
Auto Loans
5.00%
96 Months
View
▼
APR5.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

Up to 100% of NADA average retail or 100% of selling price, whichever is less.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMay 2, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedApr 17, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.25%
49 - 60 mo.
View
▼
APR5.25%
Term49 - 60 mo.
Last UpdatedApr 25, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2022 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2023 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2024 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedApr 18, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.49%
61 - 72 mo.
View
▼
APR5.49%
Term61 - 72 mo.
Last UpdatedApr 25, 2026
Details

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models) 48 month term or less
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.74%
73 - 84 mo.
View
▼
APR5.74%
Term73 - 84 mo.
Last UpdatedApr 25, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMay 2, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2021 Auto Loan
5.80%
48 Months
View
▼
APR5.80%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedApr 18, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(72 month term
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
up to 36 months
View
▼
APR6.25%
Termup to 36 months
Last UpdatedMay 2, 2026
Details

APR as low as*

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
up to 36 months
View
▼
APR6.25%
Termup to 36 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMay 2, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
2020 or Older Auto Loan
6.55%
36 Months
View
▼
APR6.55%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
up to 48 months
View
▼
APR6.75%
Termup to 48 months
Last UpdatedMay 2, 2026
Details

APR as low as*

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
up to 48 months
View
▼
APR6.75%
Termup to 48 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMay 2, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedMay 2, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMay 2, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMay 2, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

mos

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
up to 60 months
View
▼
APR7.75%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

APR as low as*

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
up to 60 months
View
▼
APR7.75%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMay 2, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMay 2, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 months
View
▼
APR8.25%
Term72 months
Last UpdatedMay 2, 2026
Details

APR as low as*

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 months
View
▼
APR8.25%
Term72 months
Last UpdatedMay 2, 2026
Details

APR as low as*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMay 2, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
9.24%
90 months
View
▼
APR9.24%
Term90 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMay 2, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.79%
up to 36 mo.
View
▼
APR3.79%
Termup to 36 mo.
Last UpdatedApr 25, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.99%
37 - 48 mo.
View
▼
APR3.99%
Term37 - 48 mo.
Last UpdatedApr 25, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedApr 17, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
up to 7 years
View
▼
APR4.49%
Termup to 7 years
Last UpdatedApr 25, 2026
Details

As Low As; New Auto Rate

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84 Months
View
▼
APR4.49%
Term12-84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Beginning as low as 4.49%

APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
2201 17th St, Gulfport, MS, 39501 2910
NEW AUTO
4.60%
63 Months
View
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedApr 18, 2026
Details

A+ Category = or > 725

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMay 2, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedApr 17, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.25%
49 - 60 mo.
View
▼
APR5.25%
Term49 - 60 mo.
Last UpdatedApr 25, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedApr 18, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.49%
61 - 72 mo.
View
▼
APR5.49%
Term61 - 72 mo.
Last UpdatedApr 25, 2026
Details

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models) 48 month term or less
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.74%
73 - 84 mo.
View
▼
APR5.74%
Term73 - 84 mo.
Last UpdatedApr 25, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(72 month term
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
up to 36 months
View
▼
APR6.25%
Termup to 36 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
up to 48 months
View
▼
APR6.75%
Termup to 48 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedMay 2, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
up to 60 months
View
▼
APR7.75%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMay 2, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 months
View
▼
APR8.25%
Term72 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.79%
up to 36 mo.
View
▼
APR3.79%
Termup to 36 mo.
Last UpdatedApr 25, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.99%
37 - 48 mo.
View
▼
APR3.99%
Term37 - 48 mo.
Last UpdatedApr 25, 2026
Details

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedApr 17, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84 Months
View
▼
APR4.49%
Term12-84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Beginning as low as 4.49%

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedApr 18, 2026
Details

A+ Category = or > 725

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 25, 2026
Details

As Low As; Used Auto Rate

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedApr 17, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.25%
49 - 60 mo.
View
▼
APR5.25%
Term49 - 60 mo.
Last UpdatedApr 25, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.49%
61 - 72 mo.
View
▼
APR5.49%
Term61 - 72 mo.
Last UpdatedApr 25, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.74%
73 - 84 mo.
View
▼
APR5.74%
Term73 - 84 mo.
Last UpdatedApr 25, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMay 2, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedApr 18, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
up to 36 months
View
▼
APR6.25%
Termup to 36 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
up to 48 months
View
▼
APR6.75%
Termup to 48 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedMay 2, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMay 2, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
up to 60 months
View
▼
APR7.75%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

APR as low as*

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMay 2, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 months
View
▼
APR8.25%
Term72 months
Last UpdatedMay 2, 2026
Details

APR as low as*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedApr 18, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMay 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
9.24%
90 months
View
▼
APR9.24%
Term90 months
Last UpdatedMay 2, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMay 2, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedApr 18, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedApr 18, 2026
Details

D Category = or < 599

Mississippi Auto Loan Rate Trends

Compare local Mississippi auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi Auto Trends →
New Auto Loan — MS Avg
4.308%
▼ 0.039 vs 7 days ago

Mississippi new auto rates fell 0.039 points over the past 7 days to 4.308% APR.

Used Auto Loan — MS Avg
5.215%
▼ 0.017 vs 7 days ago

Mississippi used auto rates fell 0.017 points over the past 7 days to 5.215% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Mississippi?

Based on our current data, some of the lowest auto loan rates available in Mississippi include:
  • Brightview Federal Credit Union: 2.50% (Automobiles)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Meridian Mississippi ANG Federal Credit Union: 3.25% (New Vehicle Loans (36 Months))
  • Riverland Federal Credit Union: 3.50% (Auto Loans)
  • Singing River Federal Credit Union: 3.79% (New & Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026

Mississippi Rates & Resources

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Auto Loan Rates by City in Mississippi

  • Abbeville
  • Aberdeen
  • Ackerman
  • Algoma
  • Alligator
  • Amory
  • Anguilla
  • Arcola
  • Arkabutla
  • Artesia
  • Ashland
  • Avalon
  • Avon
  • Bailey
  • Baldwyn
  • Banner
  • Bassfield
  • Batesville
  • Bay Saint Louis
  • Bay Springs
  • Beaumont
  • Becker
  • Belden
  • Belen
  • Bellefontaine
  • Belmont
  • Belzoni
  • Benoit
  • Benton
  • Bentonia
  • Beulah
  • Big Creek
  • Biloxi
  • Blue Mountain
  • Blue Springs
  • Bogue Chitto
  • Bolton
  • Booneville
  • Boyle
  • Brandon
  • Braxton
  • Brookhaven
  • Brooklyn
  • Brooksville
  • Bruce
  • Buckatunna
  • Bude
  • Burnsville
  • Byhalia
  • Caledonia
  • Calhoun City
  • Camden
  • Canton
  • Carriere
  • Carrollton
  • Carson
  • Carthage
  • Cary
  • Cascilla
  • Cedarbluff
  • Centreville
  • Charleston
  • Chatawa
  • Chatham
  • Chunky
  • Clara
  • Clarksdale
  • Cleveland
  • Clinton
  • Coahoma
  • Coffeeville
  • Coila
  • Coldwater
  • Collins
  • Collinsville
  • Columbia
  • Columbus
  • Como
  • Conehatta
  • Corinth
  • Courtland
  • Crawford
  • Crenshaw
  • Crosby
  • Crowder
  • Cruger
  • Crystal Springs
  • D Iberville
  • D Lo
  • Daleville
  • Darling
  • De Kalb
  • Decatur
  • Delta City
  • Dennis
  • Derma
  • Diamondhead
  • Doddsville
  • Drew
  • Dublin
  • Duck Hill
  • Dumas
  • Duncan
  • Dundee
  • Durant
  • Eastabuchie
  • Ecru
  • Edwards
  • Elliott
  • Ellisville
  • Enid
  • Enterprise
  • Escatawpa
  • Ethel
  • Etta
  • Eupora
  • Falcon
  • Falkner
  • Farrell
  • Fayette
  • Fernwood
  • Flora
  • Florence
  • Forest
  • Foxworth
  • French Camp
  • Friars Point
  • Fulton
  • Gallman
  • Gattman
  • Gautier
  • Georgetown
  • Glen
  • Glen Allan
  • Glendora
  • Gloster
  • Golden
  • Goodman
  • Gore Springs
  • Grace
  • Greenville
  • Greenwood
  • Greenwood Springs
  • Grenada
  • Gulfport
  • Gunnison
  • Guntown
  • Hamilton
  • Harperville
  • Harriston
  • Harrisville
  • Hattiesburg
  • Hazlehurst
  • Heidelberg
  • Hermanville
  • Hernando
  • Hickory
  • Hickory Flat
  • Hillsboro
  • Holcomb
  • Hollandale
  • Holly Bluff
  • Holly Ridge
  • Holly Springs
  • Horn Lake
  • Houlka
  • Houston
  • Hurley
  • Independence
  • Indianola
  • Inverness
  • Isola
  • Itta Bena
  • Jackson
  • Jayess
  • Jonestown
  • Kilmichael
  • Kiln
  • Kokomo
  • Kosciusko
  • Lake
  • Lake Cormorant
  • Lakeshore
  • Lamar
  • Lambert
  • Lauderdale
  • Laurel
  • Lawrence
  • Leakesville
  • Leland
  • Lena
  • Lexington
  • Liberty
  • Little Rock
  • Long Beach
  • Lorman
  • Louin
  • Louise
  • Louisville
  • Lucedale
  • Ludlow
  • Lula
  • Lumberton
  • Lyon
  • Maben
  • Macon
  • Madden
  • Madison
  • Magee
  • Magnolia
  • Mantachie
  • Mantee
  • Marietta
  • Marion
  • Marks
  • Mathiston
  • Mattson
  • Mayersville
  • Mayhew
  • McAdams
  • McCall Creek
  • McCarley
  • Mccomb
  • McCondy
  • McCool
  • McHenry
  • McLain
  • McNeill
  • Meadville
  • Mendenhall
  • Meridian
  • Merigold
  • Metcalfe
  • Michigan City
  • Midnight
  • Minter City
  • Mississippi State
  • Mize
  • Money
  • Monticello
  • Montpelier
  • Mooreville
  • Moorhead
  • Morgan City
  • Morton
  • Moselle
  • Moss
  • Moss Point
  • Mound Bayou
  • Mount Olive
  • Mount Pleasant
  • Myrtle
  • Natchez
  • Neely
  • Nesbit
  • Nettleton
  • New Albany
  • New Augusta
  • New Site
  • Newhebron
  • Newton
  • Nicholson
  • Nitta Yuma
  • North Carrollton
  • Noxapater
  • Oak Vale
  • Oakland
  • Ocean Springs
  • Okolona
  • Olive Branch
  • Osyka
  • Ovett
  • Oxford
  • Pace
  • Pachuta
  • Panther Burn
  • Parchman
  • Paris
  • Pascagoula
  • Pass Christian
  • Pattison
  • Paulding
  • Pearlington
  • Pelahatchie
  • Perkinston
  • Petal
  • Pheba
  • Philadelphia
  • Philipp
  • Picayune
  • Pickens
  • Piney Woods
  • Pinola
  • Pittsboro
  • Plantersville
  • Pocahontas
  • Pontotoc
  • Pope
  • Poplarville
  • Port Gibson
  • Porterville
  • Potts Camp
  • Prairie
  • Prentiss
  • Preston
  • Puckett
  • Pulaski
  • Purvis
  • Quitman
  • Raleigh
  • Randolph
  • Raymond
  • Red Banks
  • Redwood
  • Rena Lara
  • Richton
  • Ridgeland
  • Rienzi
  • Ripley
  • Robinsonville
  • Rolling Fork
  • Rome
  • Rose Hill
  • Rosedale
  • Roxie
  • Ruleville
  • Ruth
  • Sallis
  • Saltillo
  • Sanatorium
  • Sandersville
  • Sandhill
  • Sandy Hook
  • Sarah
  • Sardis
  • Satartia
  • Saucier
  • Schlater
  • Scobey
  • Scooba
  • Scott
  • Sebastopol
  • Seminary
  • Senatobia
  • Shannon
  • Sharon
  • Shaw
  • Shelby
  • Sherard
  • Sherman
  • Shubuta
  • Shuqualak
  • Sibley
  • Sidon
  • Silver City
  • Silver Creek
  • Slate Spring
  • Sledge
  • Smithdale
  • Smithville
  • Sontag
  • Soso
  • Southaven
  • Star
  • Starkville
  • State Line
  • Steens
  • Stennis Space Center
  • Stewart
  • Stoneville
  • Stonewall
  • Stringer
  • Sturgis
  • Summit
  • Sumner
  • Sumrall
  • Sunflower
  • Swan Lake
  • Swiftown
  • Taylor
  • Taylorsville
  • Tchula
  • Terry
  • Thaxton
  • Thomastown
  • Tie Plant
  • Tillatoba
  • Tinsley
  • Tiplersville
  • Tippo
  • Tishomingo
  • Toccopola
  • Toomsuba
  • Tougaloo
  • Trebloc
  • Tremont
  • Tula
  • Tunica
  • Tupelo
  • Tutwiler
  • Tylertown
  • Union
  • Union Church
  • University
  • Utica
  • Vaiden
  • Valley Park
  • Van Vleet
  • Vance
  • Vardaman
  • Vaughan
  • Verona
  • Vicksburg
  • Victoria
  • Vossburg
  • Walls
  • Walnut
  • Walnut Grove
  • Walthall
  • Washington
  • Water Valley
  • Waterford
  • Waveland
  • Waynesboro
  • Wayside
  • Webb
  • Weir
  • Wesson
  • West
  • West Point
  • Wheeler
  • Whitfield
  • Wiggins
  • Winona
  • Winstonville
  • Winterville
  • Woodland
  • Woodville
  • Yazoo City