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Chevron Federal Credit Union Rates & Review April 2026

Chevron Federal Credit Union's 12 CDS rates are at 3.75%. Chevron Federal Credit Union's savings rates are at 3.20%. Chevron Federal Credit Union's 15-Year Fixed rates are at 5.75%, 15-Year Jumbo Fixed rates are at 6.00%. Chevron Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Chevron Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.35%. Rates were last updated on 04/18/2026.

Chevron Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chevron Federal Credit Union? Share your experience about Chevron Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chevron Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.35%
Excellent Lower than avg
Chevron Federal Credit Union
Concord Headquarters
2300 Clayton Rd Ste 700
Concord, CA 94520
https://www.chevronfcu.org
Member NCUA

Chevron Federal Credit Union CD Rates

Product Rate APY Term View More
12 SHARE CERTIFICATES - 3.75% 12
Min Deposit $500
Details 12-Month Term, $500 Minimum
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

Chevron Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings - 3.20%
Min Balance $25,000
Details On balances of $25,000+
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

Chevron Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings - 3.20%
Min Balance $25,000
Details On balances of $25,000+
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

Chevron Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed 5.75% 0.000% 5.90% 15
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
15-Year Jumbo Fixed 6.00% 0.000% 6.08% 15
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
7/6 ARM Jumbo 30-Year Variable 5.50% 0.000% 6.10% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
7/6 ARM 30-Year Variable 5.50% 0.000% 6.14% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
30-Year Jumbo Fixed 6.13% 0.000% 6.17% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
5/6 ARM Jumbo 30-Year Variable 5.38% 0.000% 6.19% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
30-Year Fixed 6.13% 0.000% 6.22% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
5/6 ARM 30-Year Variable 5.38% 0.000% 6.23% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
5/6 ARM 6.25% - 7.31% 30-year
Details Payment Example: At a 6.250% initial interest rate (7.309% APR), a 5/6 ARM with a 30-year term would have monthly payments of $4,433.16 for the first 60 months, then $5,186.82 for the next 300 months, assuming no increase to the index. Your actual payments will be based on market conditions at the time of interest rate changes per the terms of your loan agreement. For ARMs, the rate may increase after consummation. These payments are based on a $720,000 loan on a $900,000 property in Alameda County, CA. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The values shown assume the loan is for the purchase of a single-family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

Chevron Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99% 12-60
Details New Auto, 12-60 Month Term
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Chevron Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chevron Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chevron Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Chevron Federal Credit Union
Address 2300 Clayton Rd Ste 700, Concord, CA 94520
Phone 510-627-5000
Fax
President Alan Wong
CEO Jon Berlin
Full-Time Employees 342
Part-Time Employees 3
Branch Locations 22
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.35%
Return on Assets (ROA)
-0.3441%
Return on Equity (ROE)
-2.7276%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
5,039,623,535
Total Amount of Shares and Deposits
4,359,982,481
Total Shares and Deposits < 1 Year
4,184,104,495
Total Shares and Deposits 1 3 Years
163,623,334
Total Shares and Deposits > 3 Years
12,254,652
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
611,209,350
Total Uninsured Shares and Deposits > $250K (F+J)
633,109,350
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,726,873,131
Total Interest Expense (Sum of items 6 8)
108,194,300
Share Certificates
30,783
Number of Accounts for Share Drafts
67,712
IRA KEOGH Accounts
3,192
Number of Accounts for Regular Shares
168,010
All other shares
423
Non Member Deposits
2
Money Market Shares
43,953
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
268,317,367
Total Liabilities
4,416,514,288
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Chevron Federal Credit Union

Is Chevron Federal Credit Union a safe place to deposit money?

Yes, Chevron Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3549694157031%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Chevron Federal Credit Union operate?

Chevron Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Chevron Federal Credit Union?

Yes, to access services at Chevron Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Chevron Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chevron Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Chevron Federal Credit Union offer online and mobile banking?

Most modern institutions like Chevron Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chevronfcu.org.

Current Chevron Federal Credit Union Rates

  • Savings3.20%
Retrieved from our database of financial products. Rates subject to change.