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Auto Loan Rates in Biloxi, Mississippi (MS) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Biloxi, Mississippi. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 24, 2026

Current auto loan rates in Biloxi, Mississippi include Waters Edge Federal Credit UnionWaters Edge Federal Credit Union1976 Popps Ferry Rd, Biloxi, MS, 39532A5.0 ★Texas Ratio: 7.93% offering New Auto at 4.49%, Southern Coastal Federal Credit UnionSouthern Coastal Federal Credit Union677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838A+5.0 ★Texas Ratio: 5.01% offering New Auto(Current & 2 year Models) at 5.49%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS, 39531 2728A+5.0 ★Texas Ratio: 4.31% offering New Outdoor Vehicle Loans at 7.49%, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS188 Porter Ave, Biloxi, MS, 39530 3724A+5.0 ★Texas Ratio: 0.03% offering Vehicle Loans - New (Up to 2 Years Old) at 7.57%, Brightview Federal Credit UnionBrightview Federal Credit Union713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823A+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%. Auto loan rates as of March 24, 2026 according to verified data from MonitorBankRates.

Auto loan rates in Biloxi, Mississippi are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Biloxi, Mississippi. Auto Loan Rates Last Updated and Verified: March 24, 2026

Compare Auto Loan Rates Today in Biloxi, Mississippi & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedMar 22, 2026
Details

As Low As; up to 7 years

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedMar 22, 2026
Details

As Low As; up to 7 years

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; 48 month term or less

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As; (72 month term +)

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMar 20, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
8.49%
60 Months
View
▼
APR8.49%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMar 20, 2026
Details

Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Automobiles
2.50%
84 Months
View
▼
APR2.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

up to 84 months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details

As Low As; Cars, Trucks, & SUVs

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
1-24
View
▼
APR3.99%
Term1-24
Last UpdatedMar 15, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 18, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMar 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details

A+ Category = or > 725

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
4.99%
01 - 36 months
View
▼
APR4.99%
Term01 - 36 months
Last UpdatedMar 13, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.99%
25-36
View
▼
APR4.99%
Term25-36
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2021-2024 Auto Loans
5.19%
60 Months
View
▼
APR5.19%
Term60 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.24%
61-72
View
▼
APR5.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2020 Auto Loans
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.49%
37 - 60 months
View
▼
APR5.49%
Term37 - 60 months
Last UpdatedMar 13, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.49%
37-48
View
▼
APR5.49%
Term37-48
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedMar 23, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2016-2019 Auto Loans
5.59%
36 Months
View
▼
APR5.59%
Term36 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.64%
73-84
View
▼
APR5.64%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
Classic Auto Auto Loans
5.84%
Fixed Rate
View
▼
APR5.84%
TermFixed Rate
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.89%
12-60
View
▼
APR5.89%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.94%
61-72
View
▼
APR5.94%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.99%
61 - 72 months
View
▼
APR5.99%
Term61 - 72 months
Last UpdatedMar 13, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.99%
49-66
View
▼
APR5.99%
Term49-66
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedMar 23, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedMar 15, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
6.29%
67-72
View
▼
APR6.29%
Term67-72
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
6.49%
73 - 84 months
View
▼
APR6.49%
Term73 - 84 months
Last UpdatedMar 13, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
6.54%
73-84
View
▼
APR6.54%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMar 21, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMar 21, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2011 - 2015 Older Used Auto Loans
7.09%
Fixed Rate
View
▼
APR7.09%
TermFixed Rate
Last UpdatedMar 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedMar 20, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
7.49%
73-84
View
▼
APR7.49%
Term73-84
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedMar 20, 2026
Details

mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
View
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMar 21, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMar 21, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older, minimum)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMar 16, 2026
Details

$20,000; As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
8.99%
Up to 120
View
▼
APR8.99%
TermUp to 120
Last UpdatedMar 15, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedMar 22, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMar 21, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMar 21, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Automobiles
18.00%
84 Months
View
▼
APR18.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

up to 84 months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedMar 22, 2026
Details

As Low As; up to 7 years

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; 48 month term or less

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As; (72 month term +)

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMar 20, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
8.49%
60 Months
View
▼
APR8.49%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 18, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMar 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details

A+ Category = or > 725

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
4.99%
01 - 36 months
View
▼
APR4.99%
Term01 - 36 months
Last UpdatedMar 13, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.24%
61-72
View
▼
APR5.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.49%
37 - 60 months
View
▼
APR5.49%
Term37 - 60 months
Last UpdatedMar 13, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedMar 23, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.64%
73-84
View
▼
APR5.64%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.99%
61 - 72 months
View
▼
APR5.99%
Term61 - 72 months
Last UpdatedMar 13, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedMar 15, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
6.49%
73 - 84 months
View
▼
APR6.49%
Term73 - 84 months
Last UpdatedMar 13, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
View
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMar 21, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedMar 22, 2026
Details

As Low As; up to 7 years

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMar 20, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
1-24
View
▼
APR3.99%
Term1-24
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details

A+ Category = or > 725

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.99%
25-36
View
▼
APR4.99%
Term25-36
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.49%
37-48
View
▼
APR5.49%
Term37-48
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.89%
12-60
View
▼
APR5.89%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.94%
61-72
View
▼
APR5.94%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.99%
49-66
View
▼
APR5.99%
Term49-66
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedMar 23, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

A Category 660 - 724

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
6.29%
67-72
View
▼
APR6.29%
Term67-72
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
6.54%
73-84
View
▼
APR6.54%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMar 21, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2011 - 2015 Older Used Auto Loans
7.09%
Fixed Rate
View
▼
APR7.09%
TermFixed Rate
Last UpdatedMar 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedMar 20, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
7.49%
73-84
View
▼
APR7.49%
Term73-84
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedMar 20, 2026
Details

mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
View
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMar 21, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older, minimum)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMar 16, 2026
Details

$20,000; As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
8.99%
Up to 120
View
▼
APR8.99%
TermUp to 120
Last UpdatedMar 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMar 24, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMar 21, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details

D Category = or < 599

Frequently Asked Questions about Auto Loans in Biloxi, Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Biloxi, Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Biloxi, Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Biloxi, Mississippi?

Based on our current data, some of the lowest auto loan rates available in Biloxi, Mississippi include:
  • Waters Edge Federal Credit Union: 4.49% (New Auto)
  • Southern Coastal Federal Credit Union: 5.49% (New Auto(Current & 2 year Models))
  • Keesler Federal Credit Union: 7.49% (New Outdoor Vehicle Loans)
  • Hope Federal Credit Union Jackson, MS: 7.57% (Vehicle Loans - New (Up to 2 Years Old))
  • Brightview Federal Credit Union: 2.50% (Automobiles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Biloxi, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026

Biloxi, Mississippi Rates & Resources

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