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Auto Loan Rates in Courtland, Mississippi (MS) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Courtland, Mississippi. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 14, 2026

Current auto loan rates in Courtland, Mississippi include Brightview Federal Credit UnionBrightview Federal Credit UnionA+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit UnionA+5.0 ★Texas Ratio: 2.78% offering New Vehicle Loans (36 Months) at 3.25%, Statewide Federal Credit UnionStatewide Federal Credit UnionA+5.0 ★Texas Ratio: 3.63% offering New Autos at 3.49%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loan at 3.50%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.

Courtland borrowers have access to 25 lenders serving the Mississippi area, with auto loan rates as low as 2.50% APR from Brightview Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Courtland, Mississippi. Auto Loan Rates Last Updated and Verified: April 14, 2026

Compare Auto Loan Rates Today in Courtland, Mississippi & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Automobiles
2.50%
84 Months
View
▼
APR2.50%
Term84 Months
Last UpdatedApr 11, 2026
Details

up to 84 months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 5, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedApr 11, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 5, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedApr 6, 2026
Details

As Low As; Subject to borrower's credit history, repayment term, and collateral.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedApr 6, 2026
Details

As Low As; Cars, Trucks, & SUVs

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 5, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Auto loans
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Limited-time only.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2026 & Newer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 5, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedApr 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedApr 11, 2026
Details

As Low As; up to 7 years

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedApr 11, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedApr 6, 2026
Details

As Low As; Subject to borrower's credit history, repayment term, and collateral.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 5, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedApr 5, 2026
Details

A+ Category = or > 725

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedApr 6, 2026
Details

New Auto, 12-60 Month Term

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedApr 11, 2026
Details

As Low As; up to 7 years

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details

Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Auto Loans
5.00%
96 Months
View
▼
APR5.00%
Term96 Months
Last UpdatedApr 11, 2026
Details

Up to 100% of NADA average retail or 100% of selling price, whichever is less.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
5.25%
36 - 48
View
▼
APR5.25%
Term36 - 48
Last UpdatedApr 5, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2022 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2023 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2024 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedApr 5, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As; (Current & 2 year Models) 48 month term or less

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 14, 2026
Details

As Low As

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
5.50%
Up to 84 months
View
▼
APR5.50%
TermUp to 84 months
Last UpdatedApr 6, 2026
Details

As Low As; Subject to borrower's credit history, repayment term, and collateral.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2021 Auto Loan
5.80%
48 Months
View
▼
APR5.80%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedApr 5, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; (72 month term +)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedApr 14, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedApr 14, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedApr 11, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 5, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2020 or Older Auto Loan
6.55%
36 Months
View
▼
APR6.55%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedApr 5, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedApr 14, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 5, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedApr 9, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedApr 9, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
7.25%
73 - 84
View
▼
APR7.25%
Term73 - 84
Last UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 5, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

mos

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedApr 6, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedApr 14, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedApr 9, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedApr 9, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedApr 9, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedApr 9, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
9.24%
90 months
View
▼
APR9.24%
Term90 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedApr 9, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 5, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedApr 11, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 5, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 5, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 5, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedApr 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedApr 6, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedApr 11, 2026
Details

As Low As; up to 7 years

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedApr 11, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 5, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedApr 5, 2026
Details

A+ Category = or > 725

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedApr 11, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedApr 5, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As; (Current & 2 year Models) 48 month term or less

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 14, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 11, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; (72 month term +)

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedApr 14, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedApr 11, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedApr 14, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedApr 6, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedApr 9, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedApr 11, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedApr 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedApr 11, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedApr 6, 2026
Details

As Low As

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedApr 11, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedApr 5, 2026
Details

A+ Category = or > 725

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedApr 11, 2026
Details

As Low As; up to 7 years

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
5.25%
36 - 48
View
▼
APR5.25%
Term36 - 48
Last UpdatedApr 5, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 14, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 11, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedApr 5, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedApr 14, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedApr 14, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Used Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 5, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedApr 5, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedApr 14, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 5, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedApr 9, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
7.25%
73 - 84
View
▼
APR7.25%
Term73 - 84
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 5, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedApr 14, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedApr 9, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedApr 6, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedApr 5, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedApr 9, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
9.24%
90 months
View
▼
APR9.24%
Term90 months
Last UpdatedApr 14, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedApr 9, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedApr 5, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedApr 5, 2026
Details

D Category = or < 599

Courtland, MS Auto Loan Rate Trends

Compare local Courtland, MS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi Auto Trends →
New Auto Loan — MS Avg
4.801%
Unchanged vs 7 days ago

Mississippi new auto loan rates currently average 4.801% APR.

Used Auto Loan — MS Avg
5.619%
Unchanged vs 7 days ago

Mississippi used auto loan rates currently average 5.619% APR.

As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Courtland, Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Courtland, Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Courtland, Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Courtland, Mississippi?

Based on our current data, some of the lowest auto loan rates available in Courtland, Mississippi include:
  • Brightview Federal Credit Union: 2.50% (Automobiles)
  • Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
  • Meridian Mississippi ANG Federal Credit Union: 3.25% (New Vehicle Loans (36 Months))
  • Statewide Federal Credit Union: 3.49% (New Autos)
  • Riverland Federal Credit Union: 3.50% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Courtland, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026

Courtland, Mississippi Rates & Resources

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