|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Rivertrust Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Rivertrust Federal Credit Union's 60 Month CD rates are at 4.06%, 60 Month IRA CD rates are at 4.06%, 30 Month CD rates are at 3.80%, 30 Month IRA CD rates are at 3.80%, 24 Month CD rates are at 3.55%. Rivertrust Federal Credit Union's savings rates are at 0.05%. Rivertrust Federal Credit Union's money market rates are at 0.25%. Rivertrust Federal Credit Union's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of Rivertrust Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates were last updated on 04/17/2026. Rivertrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rivertrust Federal Credit Union? Share your experience about Rivertrust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rivertrust Federal Credit Union. Rivertrust Federal Credit Union
Rivertrust 409 Riverwind Dr
https://www.rivertrustfcu.com Pearl, MS 39208 5917 
Rivertrust Federal Credit Union CD Rates
Rivertrust Federal Credit Union Savings Rates
Rivertrust Federal Credit Union Money Market Rates
Rivertrust Federal Credit Union Checking Rates
Rivertrust Federal Credit Union Mortgage Rates
Rivertrust Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rivertrust Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rivertrust Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rivertrust Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rivertrust Federal Credit Union
Website
https://www.rivertrustfcu.com
Address
409 Riverwind Dr,
Pearl, MS 39208 5917
Phone
601-664-2085
Fax
601-664-9717
President
Everett Robinson
CEO
Kevin Long
Full-Time Employees
14
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.43%
Return on Assets (ROA)
0.5678%
Return on Equity (ROE)
2.9263%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
162,523,214
Total Amount of Shares and Deposits
136,441,426
Total Shares and Deposits < 1 Year
112,823,649
Total Shares and Deposits 1 3 Years
18,089,056
Total Shares and Deposits > 3 Years
5,528,721
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,930,188
Total Uninsured Shares and Deposits > $250K (F+J)
2,930,188
Total Insured Shares and Deposits > $250K (item 17 less item K)
133,511,238
Total Interest Expense (Sum of items 6 8)
1,823,035
Share Certificates
678
Number of Accounts for Share Drafts
3,466
IRA KEOGH Accounts
731
Number of Accounts for Regular Shares
7,743
All other shares
24
Money Market Shares
229
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,705,285
Total Liabilities
136,814,414
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Rivertrust Federal Credit UnionIs Rivertrust Federal Credit Union a safe place to deposit money?Yes, Rivertrust Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4252995328403%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Rivertrust Federal Credit Union operate?Rivertrust Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rivertrust Federal Credit Union?Yes, to access services at Rivertrust Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rivertrust Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rivertrust Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rivertrust Federal Credit Union offer online and mobile banking?Most modern institutions like Rivertrust Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rivertrustfcu.com. Current Rivertrust Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Taupa Lithuanian Federal Credit Union
Hoboken N J Police Federal Credit Union
Escondido Federal Credit Union
Tri County Credit Union Marinette, WI
Utah Heritage Credit Union
Penn East Federal Credit Union
ElecTel Cooperative Federal Credit Union
Democracy Federal Credit Union
Lifetime Federal Credit Union
Clark County Credit Union
CPM Federal Credit Union
Coosa Valley Credit Union
Health Care Idaho Credit Union
Edisto Federal Credit Union
Hidden River Credit Union
First Priority Federal Credit Union
Postal Credit Union
Wright-Patt Credit Union
Fremont Federal Credit Union
Green Mountain Credit Union
Capitol Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
