Current auto loan rates in Jackson, Mississippi include Brightview Federal Credit UnionBrightview Federal Credit Union1151 N State St, Jackson, MS, 39202A+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%, Riverland Federal Credit UnionRiverland Federal Credit Union1340 Echelon Pkwy, Jackson, MS, 39213 8202A+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%, Mutual Federal Credit UnionMutual Federal Credit Union100 Alumni Drive, Jackson, MS, 39216A+5.0 ★Texas Ratio: 3.20% offering Used Vehicle Loans at 3.99%, Magnolia Federal Credit UnionMagnolia Federal Credit Union240 Briarwood Dr, Jackson, MS, 39206A+5.0 ★Texas Ratio: 2.24% offering New and Used Automobiles at 4.49%, Mississippi Highway Safety Patol Federal Credit UnionMississippi Highway Safety Patol Federal Credit Union1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118A5.0 ★Texas Ratio: 7.27% offering New & Used Auto at 4.75%.
Auto loan rates in Jackson, Mississippi are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Jackson, Mississippi. Auto Loan Rates Last Updated and Verified: March 20, 2026
up to 84 months
As Low As; Cars, Trucks, & SUVs
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
A+ Category = or > 725
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
A Category 660 - 724
A Category 660 - 724
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
A Category 660 - 724
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
B Category 620 - 659
B Category 620 - 659
As Low As
B Category 620 - 659
As Low As
As Low As
B Category 620 - 659
B Category 620 - 659
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
D Category = or < 599
D Category = or < 599
D Category = or < 599
D Category = or < 599
D Category = or < 599
up to 84 months
As Low As; APR - 2026 & Newer
(will finance 1st tag and GAP Insurance)
(will finance 1st tag and GAP Insurance)
(will finance 1st tag and GAP Insurance)
As Low As; APR - 2026 & Newer
(will finance 1st tag and GAP Insurance)
As Low As; up to 7 years
As Low As
As Low As; APR - 2023 - 2025*
2025-2026 (will finance 1st tag and GAP insurance
36 Months Retail Value
As Low As; up to 7 years
As Low As
As Low As
As Low As; APR - 2023 - 2025*
As Low As
48 Months Retail Value
As Low As
60 Months Retail Value
As Low As
As Low As
As Low As; 48 month term or less
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; (72 month term +)
As Low As; APR - 2023 - 2025*
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
72 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
84 Month
As Low As
24 mos
36 mos
24 mos
As Low As
48 mos
36 mos
As Low As
As Low As
As Low As
48 mos
As Low As
As Low As
$20,000; As Low As
A+ Category = or > 725
A Category 660 - 724
A Category 660 - 724
A Category 660 - 724
B Category 620 - 659
B Category 620 - 659
As Low As
B Category 620 - 659
As Low As
As Low As
B Category 620 - 659
B Category 620 - 659
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
D Category = or < 599
D Category = or < 599
D Category = or < 599
D Category = or < 599
D Category = or < 599
(will finance 1st tag and GAP Insurance)
(will finance 1st tag and GAP Insurance)
(will finance 1st tag and GAP Insurance)
(will finance 1st tag and GAP Insurance)
As Low As; up to 7 years
As Low As
2025-2026 (will finance 1st tag and GAP insurance
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; 48 month term or less
As Low As
As Low As
As Low As
As Low As; (72 month term +)
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
A+ Category = or > 725
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
A Category 660 - 724
A Category 660 - 724
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
A Category 660 - 724
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
B Category 620 - 659
B Category 620 - 659
B Category 620 - 659
B Category 620 - 659
B Category 620 - 659
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
D Category = or < 599
D Category = or < 599
D Category = or < 599
D Category = or < 599
D Category = or < 599
As Low As
36 Months Retail Value
As Low As; up to 7 years
As Low As
48 Months Retail Value
60 Months Retail Value
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
72 months
As Low As
As Low As
As Low As
As Low As
84 Month
As Low As
24 mos
36 mos
24 mos
As Low As
48 mos
36 mos
As Low As
As Low As
48 mos
As Low As
$20,000; As Low As