Best Banks & Checking Accounts in Jackson, Mississippi - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Jackson, Mississippi include Eagle Express Federal Credit UnionEagle Express Federal Credit Union567 S State St, Jackson, MS 39201A+5.0 ★Texas Ratio: 2.29% Share Draft/Checking Account at 0.25% APY, Mississippi Public Employees Credit UnionMississippi Public Employees Credit Union613 S West St, Jackson, MS 39201 5506A+5.0 ★Texas Ratio: 2.95% Silver Checking Account at 0.10% APY, BankPlusBankPlus730 Adkins Dr, Jackson, MS 39211A+5.0 ★Texas Ratio: 2.28% InvestmentPlus Checking at 0.05% APY, FsnbFsnb5006 Old Canton Rd, Jackson, MS 39211A5.0 ★Texas Ratio: 12.00% Advanced Checking at 0.05% APY, and Mississippi Highway Safety Patol Federal Credit UnionMississippi Highway Safety Patol Federal Credit Union1900 E Woodrow Wilson Ave Ste 204, Jackson, MS 39216 5118A5.0 ★Texas Ratio: 7.27% Share Draft/Checking at 0.00% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.
Jackson has 5 local institutions in our database, with checking rates as high as 0.25% APY from Eagle Express Federal Credit Union at 567 S State St, Jackson, MS, 39201. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Jackson, Mississippi. Checking Account Rates Last Updated and Verified: May 12, 2026
Compare Checking Account Rates Today in Jackson, Mississippi & the Surrounding Area
Jackson, MS 39201
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Jackson, MS 39201 5506
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Jackson, MS 39201 5506
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Jackson, MS 39201 5506
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Jackson, MS 39211
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Jackson, MS 39211
Minimum Balance to Open Account: $5.00
Jackson, MS 39211
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Jackson, MS 39211
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Jackson, MS 39216 5118
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Qualifying balance up to $15000
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Qualifying balance up to $20,000.00
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Qualifying balance up to $15000
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Variable: Prime - 3.75%
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Jackson, MS 39211
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Jackson, MS 39211
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Jackson, MS 39211
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Qualifying balance up to $15000
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Qualifying balance up to $20,000.00
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Qualifying balance up to $15000
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Variable: Prime - 3.75%
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$100 minimum opening deposit
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Jackson, MS Checking Rate Trends
Compare local Jackson, MS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield checking rates rose 0.422 points over the past 7 days to 4.456% APY.
Mississippi free checking rates rose 0.079 points over the past 7 days to 2.304% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Jackson, Mississippi directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Jackson, Mississippi. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Jackson, Mississippi earn interest?
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Best Checking Rates in Jackson, Mississippi
- Eagle Express Federal Credit Union
Share Draft/Checking Account — 0.25% APY - Mississippi Public Employees Credit Union
Silver Checking Account — 0.10% APY - BankPlus
InvestmentPlus Checking — 0.05% APY - Fsnb
Advanced Checking — 0.05% APY - Mississippi Highway Safety Patol Federal Credit Union
Share Draft/Checking — 0.00% APY
