Best Banks & Checking Accounts in Trends, Mississippi - August 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Trends, Mississippi include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, First Federal S&L Pascagoula, MSFirst Federal S&L Pascagoula, MSA+5.0 ★Texas Ratio: 3.26% Legacy Checking at 6.00% APY, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MSA+5.0 ★Texas Ratio: 7.39% HOPE Rewards Checking and Checking Plus Accounts at 5.13% APY, Citizens National Bank of MeridianCitizens National Bank of MeridianA+5.0 ★Texas Ratio: 4.46% High-Yield Checking at 5.00% APY, and Members Exchange Credit UnionMembers Exchange Credit UnionA+5.0 ★Texas Ratio: 0.53% Kasasa Cash Checking at 5.00% APY. Checking account rates as of August 28, 2026 according to verified data from MonitorBankRates.
Trends is a smaller community with no bank or credit union branches currently in our database. 30 institutions serving the Mississippi area are available to Trends residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, Mississippi. Checking Account Rates Last Updated and Verified: August 28, 2026
Compare Checking Account Rates Today in Trends, Mississippi & the Surrounding Area
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
No additional details provided.
Qualifying balance up to $10,000.00
No additional details provided.
Qualifications Required: Receive a monthly direct deposit of $100 or more or an ACH debit of $100 or more; A monthly e-statement; Make a minimum of 10 CNB Debit Card point-of-sale transactions; Earn 5.00% Variable Annual Percentage Yield (APY) on balances up to $15,000 and .05% APY on balances of $15,000 and over, if the following requirements are met: Receive a monthly direct deposit of $100 or more or an ACH debit of $100 or more A monthly e-statement Make a minimum of 10 CNB Debit Card point-of-sale transactions. ATM transactions are not included. Transactions must post and settle to your account during the monthly statement cycle. If the requirements are not met for the current statement cycle, the default interest rate of 0.01% APY will apply. APY is current as of December 9, 2025. Rates are set by CNB and are subject to change at any time. Interest accrues on collected balances and is paid monthly. If you close your account before interest is credited, you will not receive the accrued interest. Fees may reduce earnings. Available to individuals only. Limited to one account per Social Security Number. Automatic refunds up to $25 per month for other banks' ATM fees.
Qualifications Required; +
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balances up to and including $25,000; Blended rate for balances greater than $25,000 is 0.50% dividend rate and 1.38% to 5.00% APY.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
No additional details provided.
No additional details provided.
Variable: Prime - 3.75%
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Tiered Rates; *$100 minimum opening deposit
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
No additional details provided.
Qualifying balance up to $10,000.00
No additional details provided.
Qualifications Required: Receive a monthly direct deposit of $100 or more or an ACH debit of $100 or more; A monthly e-statement; Make a minimum of 10 CNB Debit Card point-of-sale transactions; Earn 5.00% Variable Annual Percentage Yield (APY) on balances up to $15,000 and .05% APY on balances of $15,000 and over, if the following requirements are met: Receive a monthly direct deposit of $100 or more or an ACH debit of $100 or more A monthly e-statement Make a minimum of 10 CNB Debit Card point-of-sale transactions. ATM transactions are not included. Transactions must post and settle to your account during the monthly statement cycle. If the requirements are not met for the current statement cycle, the default interest rate of 0.01% APY will apply. APY is current as of December 9, 2025. Rates are set by CNB and are subject to change at any time. Interest accrues on collected balances and is paid monthly. If you close your account before interest is credited, you will not receive the accrued interest. Fees may reduce earnings. Available to individuals only. Limited to one account per Social Security Number. Automatic refunds up to $25 per month for other banks' ATM fees.
Qualifications Required; +
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balances up to and including $25,000; Blended rate for balances greater than $25,000 is 0.50% dividend rate and 1.38% to 5.00% APY.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
No additional details provided.
No additional details provided.
Variable: Prime - 3.75%
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Tiered Rates; *$100 minimum opening deposit
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifying balance up to $10,000.00
Qualifications Required; +
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: Qualifications Required; Balance: $25,000+
Qualifications Required: 15 debit card purchases; 1 ACH debit or bill pay transaction; access online banking; receive monthly e-statement; 5.00% APY* on balances up to and including $25,000 when qualifications are met; 0.05% APY* on all balances when qualifications are not met
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
When qualifications are not met
Qualifications Required: 15 debit card purchases; 1 ACH debit or bill pay transaction; access online banking; receive monthly e-statement; 5.00% APY* on balances up to and including $25,000 when qualifications are met; 0.25% APY* on balances above $25,000 when qualifications are met
All balances if qualifications not met
No additional details provided.
Non-qualifying
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
*$100 minimum opening deposit
No additional details provided.
No additional details provided.
No additional details provided.
Trends, MS Checking Rate Trends
Compare local Trends, MS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield checking rates fell 0.089 points over the past 7 days to 2.724% APY.
Mississippi free checking rates fell 0.694 points over the past 7 days to 1.147% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, Mississippi directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, Mississippi. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Trends, Mississippi earn interest?
Are banks in Trends, Mississippi FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Trends, Mississippi
- Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - First Federal S&L Pascagoula, MS
Legacy Checking — 6.00% APY - Hope Federal Credit Union Jackson, MS
HOPE Rewards Checking and Checking Plus Accounts — 5.13% APY - Citizens National Bank of Meridian
High-Yield Checking — 5.00% APY - Members Exchange Credit Union
Kasasa Cash Checking — 5.00% APY
