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Riverland Federal Credit Union Rates & Review April 2026

Riverland Federal Credit Union's Personal Loan Rates are at 9.24%. MonitorBankRates evaluates the financial stability of Riverland Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.24%. Rates were last updated on 04/23/2026.

Riverland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverland Federal Credit Union? Share your experience about Riverland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riverland Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.24%
Excellent Lower than avg
Riverland Federal Credit Union
Main Office
639 Loyola Ave Ste 220
New Orleans, LA 70113 3130
https://www.riverlandfcu.org
Member NCUA

Riverland Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.50% Up to 36 months
Details As Low As; Cars, Trucks, & SUVs
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%

Riverland Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum Credit Card - 9.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%
Secured Credit Card - 10.88%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%
Gold Credit Card - 12.45%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%
Classic Credit Card - 17.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%

Riverland Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.24%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%
Personal Loan - 10.24%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%
Personal Loan - 11.24%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%
Personal Line of Credit - 12.45%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.24%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Riverland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Riverland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Riverland Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Riverland Federal Credit Union
Address 639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Phone 504-576-5800
Fax 504-576-5805
President Brian Burns
CEO George Lunsford
Full-Time Employees 56
Part-Time Employees 3
Branch Locations 8
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.24%
Return on Assets (ROA)
0.7322%
Return on Equity (ROE)
5.0247%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
303,681,001
Total Amount of Shares and Deposits
232,858,187
Total Shares and Deposits < 1 Year
205,639,497
Total Shares and Deposits 1 3 Years
21,800,057
Total Shares and Deposits > 3 Years
5,418,633
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,590,147
Total Uninsured Shares and Deposits > $250K (F+J)
13,590,147
Total Insured Shares and Deposits > $250K (item 17 less item K)
219,268,040
Total Interest Expense (Sum of items 6 8)
4,566,755
Share Certificates
1,863
Number of Accounts for Share Drafts
8,563
IRA KEOGH Accounts
656
Number of Accounts for Regular Shares
17,736
All other shares
461
Non Member Deposits
5
Money Market Shares
1,977
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,646,671
Total Liabilities
259,858,333
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Riverland Federal Credit Union

Is Riverland Federal Credit Union a safe place to deposit money?

Yes, Riverland Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2449116177863%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Riverland Federal Credit Union operate?

Riverland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Riverland Federal Credit Union?

Yes, to access services at Riverland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Riverland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Riverland Federal Credit Union offer online and mobile banking?

Most modern institutions like Riverland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.riverlandfcu.org.