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All In Credit Union Rates & Review March 2026

All In Credit Union's savings rates are at 0.70%. All In Credit Union's money market rates are at 0.55%. All In Credit Union's Personal Loan Rates are at 10.24%. MonitorBankRates evaluates the financial stability of All In Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.52%. Rates were last updated on 03/16/2026.

All In Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at All In Credit Union? Share your experience about All In Credit Union by leaving a review below, or read customer reviews before you decide to use All In Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.52%
Excellent Higher than avg
All In Credit Union
Operations Center
238 Virginia Ave
Daleville, AL 36322
http://www.allincu.com
Member NCUA

All In Credit Union Savings Rates

Product Rate APY View More
Christmas Club 1.20% 1.21%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
PFA Savings Rate 0.70% 0.70%
Min Balance $0
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

All In Credit Union Money Market Rates

Product Rate APY View More
Money Market Access 1.65% 1.66%
Min Balance $175,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Money Market Access 1.45% 1.46%
Min Balance $50,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Money Market Access 1.25% 1.26%
Min Balance $25,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Money Market Access 1.10% 1.11%
Min Balance $0
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Business Money Market 1.05% 1.05%
Min Balance $250,001
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Business Money Market 0.90% 0.90%
Min Balance $25,001
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Business Money Market 0.55% 0.55%
Min Balance $25,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

All In Credit Union Checking Rates

Product Rate APY View More
Business Premium Checking 0.10% 0.10%
Min Balance $50,001
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Business Premium Checking 0.05% 0.05%
Min Balance $10,001
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Business Premium Checking - 0.00%
Min Balance $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

All In Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.25% 10 year draw + 12 year repayment
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
HELOC - 10 Year - - 7.75% 10 year draw + 12 year repayment
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
HELOC - Investment Property - - 7.75% 10 year draw + 12 year repayment
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Home Equity Loan - - 7.75% 15 years
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

All In Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

All In Credit Union Credit Card Rates

Product Rate APR View More
Platinum MasterCard - 9.99%
Details As Low As; Regular APR: 9.99%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
CU Rewards Platinum MasterCard - 11.99%
Details As Low As; Regular APR: 11.99%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

All In Credit Union Personal Loan Rates

Product Rate APR View More
Motorcycles / Personal Watercraft / ATVs - New & Used or less - 10.24%
Details $15,000; As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Personal Watercrafts Loans - 10.24%
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%
Motorcycles / Personal Watercraft / ATVs - New & Used and over - 10.74%
Details $15,001; As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.52%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for All In Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather All In Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with All In Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name All In Credit Union
Address 238 Virginia Ave, Daleville, AL 36322
Phone 334-598-4411
Fax 334-598-1147
President Charles Mingus
CEO Robert Michael
Full-Time Employees 460
Part-Time Employees 29
Branch Locations 42
ATM Locations 43
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.52%
Return on Assets (ROA)
0.7657%
Return on Equity (ROE)
7.9280%
Non-Performing Loans Ratio (NPL)
1.45%
Total Assets
3,592,634,638
Total Amount of Shares and Deposits
3,175,907,920
Total Shares and Deposits < 1 Year
2,584,465,013
Total Shares and Deposits 1 3 Years
536,789,026
Total Shares and Deposits > 3 Years
54,653,881
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
399,021,202
Total Uninsured Shares and Deposits > $250K (F+J)
562,003,087
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,613,904,833
Total Interest Expense (Sum of items 6 8)
72,023,607
Share Certificates
33,508
Number of Accounts for Share Drafts
107,166
IRA KEOGH Accounts
7,013
Number of Accounts for Regular Shares
225,194
Non Member Deposits
49
Money Market Shares
12,039
Net Income (unless the amount is already included in Undivided Earnings)
27,510,419
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
246,608,864
Total Liabilities
3,277,834,297
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About All In Credit Union

Is All In Credit Union a safe place to deposit money?

Yes, All In Credit Union is considered a safe financial institution. With a Texas Ratio of 11.522186200244%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does All In Credit Union operate?

All In Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join All In Credit Union?

Yes, to access services at All In Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, All In Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, All In Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does All In Credit Union offer online and mobile banking?

Most modern institutions like All In Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.allincu.com.

Current All In Credit Union Rates

  • Savings0.70%
  • MMA0.55%
Retrieved from our database of financial products. Rates subject to change.