Best Money Market Rates in Mississippi (MS) - March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mississippi money market rates include Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS 38732 2106A5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union138 Highway 6 W, Batesville, MS 38606A+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1200 Magnolia Way, Blue Springs, MS 38828B4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, First National Bank of ClarksdaleFirst National Bank of Clarksdale402 E 2nd St, Clarksdale, MS 38614A5.0 ★Texas Ratio: 7.27% Commercial Investment Money Market at 3.25% APY, and Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 4.31% HIMMA Premier High Interest Money Market Account at 3.25% APY.
To see how these money market rates in Mississippi compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Mississippi (MS) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mississippi and surrounding area. Last Updated and Verified: March 20, 2026
Mississippi Money Market Rate Trends
Compare local Mississippi MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MS Avg
1.226%
▲ 0.543 from last week
Mississippi high-yield MMA rates rose 0.543 points this week to 1.226% APY, up from 0.683% last week.
Standard MMA — MS Avg
0.998%
▲ 0.230 from last week
Mississippi standard MMA rates rose 0.230 points this week to 0.998% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Mississippi
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
HIMMA Premier High Interest Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rate available on new deposits only. Account can be opened online, by phone or in branch. Dividend paid at rate of 3.25% APY or 3.20% dividend rate. At the end of six months, the HIMMA Premier balance can be rolled into one of the following options: a regular HIMMA account, a share or checking account, or a certificate. Limit 6 pre-authorized withdrawals per month. Rates and terms subject to change at any time.
First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Commercial Investment Money Market
3.25%
$200,000
▼
Rate3.25%
Min Deposit$200,000
Min Balance—
UpdatedMar 20, 2026
Details
Open $100,000
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High-Yield Money Market Accounts
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High Yield Money Market
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Prime Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Variable: Prime-3.75%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
212 Catchings Ave, Indianola, MS 38751
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
2.85%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Money Market Account
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
Business Money Market Accounts
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
**$100 minimum opening deposit
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Business Money Market Account
2.50%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Premier Money Market Account
2.50%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Money Market
2.35%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Money Market
2.25%
$1,000
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum Deposit $1000
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Money Market Account
2.25%
$5,000
▼
Rate2.23%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Commercial Investment Money Market
2.25%
$25,000
▼
Rate2.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Open $100,000
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
2.18%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Money Market Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Money Market Account
2.10%
$5,000
▼
Rate2.08%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Money Market
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
($2,500 Opening Balance)
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High Yield Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High-Yield Money Market Accounts
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Money Market Account
2.00%
$5,000
▼
Rate1.98%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
1.68%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Business Money Market Account
1.50%
$150,000
▼
Rate—
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
Money Market Tier IV
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Premier Money Market Account
1.50%
$150,000
▼
Rate—
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
1.25%
$10,000
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMar 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
Money Market Special
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Business Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 16, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Business Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Money Markets
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS 38804 9513
Money Market Savings
0.80%
$2,500
▼
Rate0.80%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
$100,000+
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
0.75%
$10,000
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 16, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Insured Money Markets
0.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
Money Market Deposit Account
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
0.25%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Mississippi and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mississippi. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mississippi
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Mississippi.
Are Money Market accounts in Mississippi safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Mississippi up to $250,000 per depositor, per institution.
How often do MMA rates change in Mississippi?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Mississippi rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Mississippi
Here are some of the highest money market account APYs currently available in Mississippi:
- Baxter Credit Union
Money Market Special Intro rate — 3.50% APY - Red River Employees Federal Credit Union
Commercial Money Market — 3.35% APY - UNIFY Financial Federal Credit Union
Money Market Plus Account — 3.25% APY - First National Bank of Clarksdale
Commercial Investment Money Market — 3.25% APY - Keesler Federal Credit Union
HIMMA Premier High Interest Money Market Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mississippi. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Mississippi
