Best Money Market Rates in Rome, Mississippi (MS) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Rome, Mississippi and the surrounding area money market rates include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, Keesler Federal Credit UnionKeesler Federal Credit UnionA+5.0 ★Texas Ratio: 4.31% HIMMA Premier High Interest Money Market Account at 3.25% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, and First National Bank of ClarksdaleFirst National Bank of ClarksdaleA5.0 ★Texas Ratio: 7.27% Commercial Investment Money Market at 3.25% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.
Rome is a smaller community with no bank or credit union branches currently in our database. 142 institutions serving the Mississippi area are available to Rome residents, with money market rates as high as 3.50% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Rome, Mississippi and surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Money Market Rates Today in Rome, Mississippi & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
HIMMA Premier High Interest Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate available on new deposits only. Account can be opened online, by phone or in branch. Dividend paid at rate of 3.25% APY or 3.20% dividend rate. At the end of six months, the HIMMA Premier balance can be rolled into one of the following options: a regular HIMMA account, a share or checking account, or a certificate. Limit 6 pre-authorized withdrawals per month. Rates and terms subject to change at any time.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Commercial Investment Money Market
3.25%
$200,000
▼
Rate3.25%
Min Deposit$200,000
Min Balance—
UpdatedApr 2, 2026
Details
Open $100,000
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High-Yield Money Market Accounts
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High Yield Money Market
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Prime Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Variable: Prime-3.75%
Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
2.85%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Business Money Market Account
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 24, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
**$100 minimum opening deposit
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Business Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Premier Money Market Account
2.50%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 28, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.35%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Money Market
2.25%
$1,000
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Minimum Deposit $1000
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Business Money Market Account
2.25%
$5,000
▼
Rate2.23%
Min Deposit$5,000
Min Balance—
UpdatedMar 24, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Commercial Investment Money Market
2.25%
$25,000
▼
Rate2.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 2, 2026
Details
Open $100,000
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
2.18%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Money Market Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Business Money Market Account
2.10%
$5,000
▼
Rate2.08%
Min Deposit$5,000
Min Balance—
UpdatedMar 24, 2026
Details
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High Yield Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High-Yield Money Market Accounts
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Business Money Market Account
2.00%
$5,000
▼
Rate1.98%
Min Deposit$5,000
Min Balance—
UpdatedMar 24, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
1.68%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Business Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Premier Money Market Account
1.50%
$150,000
▼
Rate—
Min Deposit$150,000
Min Balance—
UpdatedMar 28, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
Money Market Tier IV
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
1.25%
$10,000
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Business Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Business Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Markets
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market Savings
0.80%
$2,500
▼
Rate0.80%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$100,000+
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
0.75%
$10,000
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Insured Money Markets
0.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Money Market Deposit Account
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
0.25%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Rome, Mississippi and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Rome, MS Money Market Rate Trends
Compare local Rome, MS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MS Avg
1.112%
▼ 0.133 vs 7 days ago
Mississippi high-yield MMA rates fell 0.133 points over the past 7 days to 1.112% APY.
Standard MMA — MS Avg
0.684%
▼ 0.386 vs 7 days ago
Mississippi standard MMA rates fell 0.386 points over the past 7 days to 0.684% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Rome, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rome, Mississippi. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Rome, Mississippi
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Mississippi.
Are Money Market accounts in Rome, Mississippi safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Mississippi up to $250,000 per depositor, per institution.
How often do MMA rates change in Rome, Mississippi?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Mississippi rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Rome, Mississippi
Here are some of the highest money market account APYs currently available in Rome, Mississippi and the surrounding area:
- Baxter Credit Union
Money Market Special Intro rate — 3.50% APY - Red River Employees Federal Credit Union
Commercial Money Market — 3.35% APY - Keesler Federal Credit Union
HIMMA Premier High Interest Money Market Account — 3.25% APY - UNIFY Financial Federal Credit Union
Money Market Plus Account — 3.25% APY - First National Bank of Clarksdale
Commercial Investment Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rome, Mississippi. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
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