Mississippi Money Market Rate Trends
Track current and weekly average money market account APYs across all products in Mississippi, view interactive rate trend charts, and compare MS APYs against the national average.
Current Mississippi Money Market Rate Trends
High-Yield Money Market APYs in Mississippi rose by +0.020 this week, pushing the current average APY to 3.115%. Savers depositing in MS are now earning more than they would have last week, when the average stood at 3.095%.
At 3.115%, Mississippi's High-Yield Money Market APY sits +0.021 above the current national average of 3.094%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in MS.
The Standard Money Market APY in Mississippi currently averages 0.748%, compared to 0.747% last week. Savers weighing account type should note that standard money market APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Mississippi money market rate averages displayed on this page are calculated from 143 verified money market rate quotes collected across 33 banks and credit unions actively operating in Mississippi. Our proprietary systems collect and verify deposit rates daily, tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated money market account rate database spanning community banks, regional lenders, national institutions, and credit unions across Mississippi. This scale allows us to calculate averages that reflect the full deposit landscape, not just the most aggressive advertisers, giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in MS.
Data reflects average APYs offered by licensed institutions operating in MS. Last Updated: October 31, 2026
Mississippi Money Market Rate Trends
Daily average APYs across all money market products. Hover over the chart to see exact APYs for each day.
Mississippi money market rate averages compiled from 143 current money market rates across 33 banks and credit unions operating in MS, updated daily.
As of Oct 31, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Mississippi financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical MS money market rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report, and optionally link to https://www.monitorbankrates.com/money-market-rates/mississippi/trends. For custom data pulls, contact us here.
