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Auto Loan Rates in Bailey, Mississippi (MS) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Bailey, Mississippi. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Bailey, Mississippi include Brightview Federal Credit UnionBrightview Federal Credit Union713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823A+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%, Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS, 38732 2106A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS, 39307A+5.0 ★Texas Ratio: 2.78% offering New Vehicle Loans at 3.25%, Statewide Federal Credit UnionStatewide Federal Credit Union295 E Layfair Dr, Flowood, MS, 39232 9527A+5.0 ★Texas Ratio: 3.63% offering New Autos at 3.49%, Riverland Federal Credit UnionRiverland Federal Credit Union1340 Echelon Pkwy, Jackson, MS, 39213 8202A+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%.

Auto loan rates in Bailey, Mississippi are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Bailey, Mississippi. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Bailey, Mississippi & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Automobiles
2.50%
84 Months
View
▼
APR2.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

up to 84 months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMar 11, 2026
Details

As Low As; Cars, Trucks, & SUVs

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
1-24
View
▼
APR3.99%
Term1-24
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 15, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 18, 2026
Details

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedMar 15, 2026
Details

As Low As; up to 7 years

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMar 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

36 Months Retail Value

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMar 17, 2026
Details

A+ Category = or > 725

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.99%
25-36
View
▼
APR4.99%
Term25-36
Last UpdatedMar 15, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedMar 15, 2026
Details

As Low As; up to 7 years

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
4.99%
01 - 36 months
View
▼
APR4.99%
Term01 - 36 months
Last UpdatedMar 13, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months Retail Value

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMar 15, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2021-2024 Auto Loans
5.19%
60 Months
View
▼
APR5.19%
Term60 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.24%
61-72
View
▼
APR5.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMar 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months Retail Value

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
5.25%
36 - 48
View
▼
APR5.25%
Term36 - 48
Last UpdatedMar 17, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2020 Auto Loans
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.49%
37-48
View
▼
APR5.49%
Term37-48
Last UpdatedMar 15, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.49%
37 - 60 months
View
▼
APR5.49%
Term37 - 60 months
Last UpdatedMar 13, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; 48 month term or less

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2016-2019 Auto Loans
5.59%
36 Months
View
▼
APR5.59%
Term36 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.64%
73-84
View
▼
APR5.64%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMar 15, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
Classic Auto Auto Loans
5.84%
Fixed Rate
View
▼
APR5.84%
TermFixed Rate
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.89%
12-60
View
▼
APR5.89%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.94%
61-72
View
▼
APR5.94%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.99%
49-66
View
▼
APR5.99%
Term49-66
Last UpdatedMar 15, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.99%
61 - 72 months
View
▼
APR5.99%
Term61 - 72 months
Last UpdatedMar 13, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; (72 month term +)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedMar 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
6.29%
67-72
View
▼
APR6.29%
Term67-72
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
6.49%
73 - 84 months
View
▼
APR6.49%
Term73 - 84 months
Last UpdatedMar 13, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 months

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMar 15, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
6.54%
73-84
View
▼
APR6.54%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW Auto Loan
6.75%
up to 60 months
View
▼
APR6.75%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedMar 17, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Month

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMar 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMar 15, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2011 - 2015 Older Used Auto Loans
7.09%
Fixed Rate
View
▼
APR7.09%
TermFixed Rate
Last UpdatedMar 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
Used Auto Loan
7.15%
up to 60 months
View
▼
APR7.15%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedMar 20, 2026
Details

24 mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
7.25%
73 - 84
View
▼
APR7.25%
Term73 - 84
Last UpdatedMar 17, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
7.49%
73-84
View
▼
APR7.49%
Term73-84
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

36 mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedMar 20, 2026
Details

24 mos

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMar 20, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

36 mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
View
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMar 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMar 15, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
8.49%
60 Months
View
▼
APR8.49%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older, minimum)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMar 16, 2026
Details

$20,000; As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMar 20, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
Classic Vehicle Loans
8.74%
Up to 4 years
View
▼
APR8.74%
TermUp to 4 years
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
8.99%
Up to 120
View
▼
APR8.99%
TermUp to 120
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMar 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMar 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Automobiles
18.00%
84 Months
View
▼
APR18.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

up to 84 months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

(will finance 1st tag and GAP Insurance)

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 15, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 18, 2026
Details

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedMar 15, 2026
Details

As Low As; up to 7 years

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMar 18, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMar 17, 2026
Details

A+ Category = or > 725

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
4.99%
01 - 36 months
View
▼
APR4.99%
Term01 - 36 months
Last UpdatedMar 13, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMar 15, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.24%
61-72
View
▼
APR5.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMar 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
View
▼
APR5.49%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.49%
37 - 60 months
View
▼
APR5.49%
Term37 - 60 months
Last UpdatedMar 13, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; 48 month term or less

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.64%
73-84
View
▼
APR5.64%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
5.99%
61 - 72 months
View
▼
APR5.99%
Term61 - 72 months
Last UpdatedMar 13, 2026
Details

As Low As

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; (72 month term +)

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedMar 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
665 Highland Colony Pkwy, Ridgeland, MS, 39157
New Auto
6.49%
73 - 84 months
View
▼
APR6.49%
Term73 - 84 months
Last UpdatedMar 13, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMar 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
NEW Auto Loan
6.75%
up to 60 months
View
▼
APR6.75%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMar 20, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
View
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMar 15, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Outdoor Vehicle Loans
8.49%
60 Months
View
▼
APR8.49%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
1-24
View
▼
APR3.99%
Term1-24
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 15, 2026
Details

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

36 Months Retail Value

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMar 17, 2026
Details

A+ Category = or > 725

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.99%
25-36
View
▼
APR4.99%
Term25-36
Last UpdatedMar 15, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedMar 15, 2026
Details

As Low As; up to 7 years

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months Retail Value

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMar 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months Retail Value

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
5.25%
36 - 48
View
▼
APR5.25%
Term36 - 48
Last UpdatedMar 17, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.49%
37-48
View
▼
APR5.49%
Term37-48
Last UpdatedMar 15, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMar 15, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.89%
12-60
View
▼
APR5.89%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.94%
61-72
View
▼
APR5.94%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.99%
49-66
View
▼
APR5.99%
Term49-66
Last UpdatedMar 15, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
View
▼
APR5.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
6.29%
67-72
View
▼
APR6.29%
Term67-72
Last UpdatedMar 15, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS, 39180
Used Vehicle Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 months

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
6.54%
73-84
View
▼
APR6.54%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedMar 17, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMar 15, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Month

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMar 15, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2011 - 2015 Older Used Auto Loans
7.09%
Fixed Rate
View
▼
APR7.09%
TermFixed Rate
Last UpdatedMar 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS, 38606
Used Auto Loan
7.15%
up to 60 months
View
▼
APR7.15%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedMar 20, 2026
Details

24 mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
600 19th Ave, Meridian, MS, 39301
Used Vehicles
7.25%
73 - 84
View
▼
APR7.25%
Term73 - 84
Last UpdatedMar 17, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
7.49%
73-84
View
▼
APR7.49%
Term73-84
Last UpdatedMar 15, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

36 mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedMar 20, 2026
Details

24 mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

36 mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
View
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMar 15, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older, minimum)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMar 16, 2026
Details

$20,000; As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMar 20, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
8.99%
Up to 120
View
▼
APR8.99%
TermUp to 120
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMar 17, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans - Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMar 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMar 17, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMar 17, 2026
Details

D Category = or < 599

Frequently Asked Questions about Auto Loans in Bailey, Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Bailey, Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Bailey, Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Bailey, Mississippi?

Based on our current data, some of the lowest auto loan rates available in Bailey, Mississippi include:
  • Brightview Federal Credit Union: 2.50% (Automobiles)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Meridian Mississippi ANG Federal Credit Union: 3.25% (New Vehicle Loans)
  • Statewide Federal Credit Union: 3.49% (New Autos)
  • Riverland Federal Credit Union: 3.50% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bailey, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

Bailey, Mississippi Rates & Resources

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