Auto Loan Rates in Ridgeland, Mississippi (MS) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ridgeland, Mississippi. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ridgeland, Mississippi include Brightview Federal Credit UnionBrightview Federal Credit Union713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823A+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%, Mutual Federal Credit UnionMutual Federal Credit Union325 Commerce Center Drive, Ridgeland, MS, 39157A+5.0 ★Texas Ratio: 3.20% offering Used Vehicle Loans at 3.99%, Keesler Federal Credit UnionKeesler Federal Credit Union733 Lake Harbour Dr, Ridgeland, MS, 39157 4367A+5.0 ★Texas Ratio: 4.31% offering New Outdoor Vehicle Loans at 7.49%, Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS, 38732 2106A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS, 39307A+5.0 ★Texas Ratio: 2.78% offering New Vehicle Loans (36 Months) at 3.25%. Auto loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Ridgeland, Mississippi are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ridgeland, Mississippi. Auto Loan Rates Last Updated and Verified: March 27, 2026
Compare Auto Loan Rates Today in Ridgeland, Mississippi & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Automobiles
2.50%
84 Months
▼
APR2.50%
Term84 Months
Last UpdatedMar 25, 2026
Details
up to 84 months
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
4.19%
48 Months
▼
APR4.19%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
733 Lake Harbour Dr, Ridgeland, MS, 39157 4367
New Outdoor Vehicle Loans
7.49%
36 Months
▼
APR7.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
733 Lake Harbour Dr, Ridgeland, MS, 39157 4367
New Outdoor Vehicle Loans
7.99%
48 Months
▼
APR7.99%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
733 Lake Harbour Dr, Ridgeland, MS, 39157 4367
New Outdoor Vehicle Loans
8.49%
60 Months
▼
APR8.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP Insurance)
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; Cars, Trucks, & SUVs
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
1-24
▼
APR3.99%
Term1-24
Last UpdatedMar 15, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 26, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (72 Months)
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP Insurance)
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedMar 26, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.49%
49-66
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details
As Low As
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
▼
APR4.49%
Term7 Months
Last UpdatedMar 22, 2026
Details
As Low As; up to 7 years
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMar 26, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (84 months)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP insurance
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
▼
APR4.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details
A+ Category = or > 725
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.99%
25-36
▼
APR4.99%
Term25-36
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
▼
APR4.99%
Term7 Months
Last UpdatedMar 22, 2026
Details
As Low As; up to 7 years
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedMar 25, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 26, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2021-2024 Auto Loans
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMar 26, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
5.25%
67-72
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
▼
APR5.25%
Term24 - 84
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
▼
APR5.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2020 Auto Loans
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 26, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.49%
37-48
▼
APR5.49%
Term37-48
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
▼
APR5.49%
Term96 months
Last UpdatedMar 23, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; 48 month term or less
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2016-2019 Auto Loans
5.59%
36 Months
▼
APR5.59%
Term36 Months
Last UpdatedMar 26, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.64%
73-84
▼
APR5.64%
Term73-84
Last UpdatedMar 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
▼
APR5.75%
Term37 - 48
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
Classic Auto Auto Loans
5.84%
Fixed Rate
▼
APR5.84%
TermFixed Rate
Last UpdatedMar 26, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.89%
12-60
▼
APR5.89%
Term12-60
Last UpdatedMar 25, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.94%
61-72
▼
APR5.94%
Term61-72
Last UpdatedMar 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.99%
49-66
▼
APR5.99%
Term49-66
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
▼
APR5.99%
Term96 months
Last UpdatedMar 23, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; (72 month term +)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS, 38732 2106
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.25%
73-78
▼
APR6.25%
Term73-78
Last UpdatedMar 15, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
▼
APR6.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
6.29%
67-72
▼
APR6.29%
Term67-72
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
6.54%
73-84
▼
APR6.54%
Term73-84
Last UpdatedMar 25, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.74%
48 months
▼
APR6.74%
Term48 months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
▼
APR6.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.99%
Up to 84
▼
APR6.99%
TermUp to 84
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedMar 21, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedMar 21, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2011 - 2015 Older Used Auto Loans
7.09%
Fixed Rate
▼
APR7.09%
TermFixed Rate
Last UpdatedMar 26, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
▼
APR7.25%
Term24 Months
Last UpdatedMar 20, 2026
Details
mos
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
▼
APR7.25%
Term37 - 48
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
7.49%
73-84
▼
APR7.49%
Term73-84
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
mos
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
▼
APR7.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
mos
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedMar 20, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
mos
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
mos
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
▼
APR7.75%
Term49 - 60
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
mos
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedMar 21, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedMar 21, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 Months
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 Months
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older, minimum)
8.49%
72 months
▼
APR8.49%
Term72 months
Last UpdatedMar 16, 2026
Details
$20,000; As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
▼
APR8.50%
Term61 - 72
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedMar 20, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
8.99%
Up to 120
▼
APR8.99%
TermUp to 120
Last UpdatedMar 15, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedMar 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedMar 21, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
▼
APR9.00%
Term73 - 84
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
▼
APR9.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
▼
APR9.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedMar 21, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
▼
APR10.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
▼
APR11.25%
Term61 - 72
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
▼
APR11.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
▼
APR13.00%
Term01 - 36
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
▼
APR13.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
▼
APR14.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
▼
APR14.75%
Term61 - 72
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
▼
APR15.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
733 Lake Harbour Dr, Ridgeland, MS, 39157 4367
New Outdoor Vehicle Loans
7.49%
36 Months
▼
APR7.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
733 Lake Harbour Dr, Ridgeland, MS, 39157 4367
New Outdoor Vehicle Loans
7.99%
48 Months
▼
APR7.99%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
733 Lake Harbour Dr, Ridgeland, MS, 39157 4367
New Outdoor Vehicle Loans
8.49%
60 Months
▼
APR8.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP Insurance)
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 26, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (72 Months)
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP Insurance)
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedMar 26, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
4.49%
49-66
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details
As Low As
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
▼
APR4.49%
Term7 Months
Last UpdatedMar 22, 2026
Details
As Low As; up to 7 years
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMar 26, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (84 months)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP insurance
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
▼
APR4.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details
A+ Category = or > 725
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedMar 25, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2025 & Newer Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 26, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
5.25%
67-72
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
▼
APR5.25%
Term24 - 84
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
▼
APR5.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
▼
APR5.49%
Term96 months
Last UpdatedMar 23, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto(Current & 2 year Models)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; 48 month term or less
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
New Vehicle Loan
5.64%
73-84
▼
APR5.64%
Term73-84
Last UpdatedMar 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
▼
APR5.75%
Term37 - 48
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; (72 month term +)
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.25%
73-78
▼
APR6.25%
Term73-78
Last UpdatedMar 15, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
▼
APR6.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
▼
APR6.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
6.99%
Up to 84
▼
APR6.99%
TermUp to 84
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
▼
APR7.25%
Term37 - 48
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedMar 20, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
▼
APR7.75%
Term49 - 60
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedMar 21, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 Months
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
▼
APR8.50%
Term61 - 72
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
▼
APR9.00%
Term73 - 84
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
▼
APR9.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
▼
APR9.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans New
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
▼
APR10.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
▼
APR11.25%
Term61 - 72
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
▼
APR11.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
▼
APR13.00%
Term01 - 36
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
▼
APR13.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
▼
APR14.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
▼
APR14.75%
Term61 - 72
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
▼
APR15.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
4.19%
48 Months
▼
APR4.19%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
325 Commerce Center Drive, Ridgeland, MS, 39157
Used Vehicle Loans
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24
▼
APR3.49%
Term1-24
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
1-24
▼
APR3.99%
Term1-24
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66
▼
APR4.49%
Term49-66
Last UpdatedMar 15, 2026
Details
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84
▼
APR4.49%
Term12-84
Last UpdatedMar 20, 2026
Details
As Low As
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36
▼
APR4.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details
A+ Category = or > 725
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.99%
25-36
▼
APR4.99%
Term25-36
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
▼
APR4.99%
Term7 Months
Last UpdatedMar 22, 2026
Details
As Low As; up to 7 years
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72
▼
APR5.25%
Term67-72
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
5.25%
24 - 84
▼
APR5.25%
Term24 - 84
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36
▼
APR5.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.49%
37-48
▼
APR5.49%
Term37-48
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48
▼
APR5.75%
Term37 - 48
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.89%
12-60
▼
APR5.89%
Term12-60
Last UpdatedMar 25, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
5.94%
61-72
▼
APR5.94%
Term61-72
Last UpdatedMar 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.99%
49-66
▼
APR5.99%
Term49-66
Last UpdatedMar 15, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMar 16, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
▼
APR5.99%
Term96 months
Last UpdatedMar 23, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedMar 16, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60
▼
APR6.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
A Category 660 - 724
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
6.29%
67-72
▼
APR6.29%
Term67-72
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS, 39581
Used Vehicle Loan
6.54%
73-84
▼
APR6.54%
Term73-84
Last UpdatedMar 25, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
6.74%
48 months
▼
APR6.74%
Term48 months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36
▼
APR6.75%
Term01 - 36
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2020-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 16, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedMar 21, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
2011 - 2015 Older Used Auto Loans
7.09%
Fixed Rate
▼
APR7.09%
TermFixed Rate
Last UpdatedMar 26, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
▼
APR7.25%
Term24 Months
Last UpdatedMar 20, 2026
Details
mos
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48
▼
APR7.25%
Term37 - 48
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
7.49%
73-84
▼
APR7.49%
Term73-84
Last UpdatedMar 15, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
mos
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
▼
APR7.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
mos
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older)
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedMar 16, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
mos
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
mos
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60
▼
APR7.75%
Term49 - 60
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Auto (2024-2026)
7.99%
96 months
▼
APR7.99%
Term96 months
Last UpdatedMar 16, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New Autos plus New/Used RVs
7.99%
84 Months
▼
APR7.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
mos
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedMar 21, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 Months
▼
APR8.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2019 & older, minimum)
8.49%
72 months
▼
APR8.49%
Term72 months
Last UpdatedMar 16, 2026
Details
$20,000; As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72
▼
APR8.50%
Term61 - 72
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedMar 20, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
8.99%
Up to 120
▼
APR8.99%
TermUp to 120
Last UpdatedMar 15, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84
▼
APR9.00%
Term73 - 84
Last UpdatedMar 24, 2026
Details
B Category 620 - 659
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36
▼
APR9.25%
Term01 - 36
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48
▼
APR9.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60
▼
APR10.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS, 38834 5511
Other Vehicle Loans Used
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedMar 21, 2026
Details
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72
▼
APR11.25%
Term61 - 72
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84
▼
APR11.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details
C Category 600 - 619
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36
▼
APR13.00%
Term01 - 36
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48
▼
APR13.50%
Term37 - 48
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60
▼
APR14.25%
Term49 - 60
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72
▼
APR14.75%
Term61 - 72
Last UpdatedMar 24, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84
▼
APR15.75%
Term73 - 84
Last UpdatedMar 24, 2026
Details
D Category = or < 599
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.042%
▲ 0.246 from last week
New auto loan rates rose 0.246 points this week to 6.042% APR, up from 5.795% last week.
Used Auto Loan — National Avg APR
6.605%
▲ 0.185 from last week
Used auto loan rates rose 0.185 points this week to 6.605% APR, up from 6.420% last week.
National averages as of Mar 27, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Ridgeland, Mississippi
How does my credit score affect my car loan rate in Mississippi?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ridgeland, Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ridgeland, Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ridgeland, Mississippi?
Based on our current data, some of the lowest auto loan rates available in Ridgeland, Mississippi include:
- Brightview Federal Credit Union: 2.50% (Automobiles)
- Mutual Federal Credit Union: 3.99% (Used Vehicle Loans)
- Keesler Federal Credit Union: 7.49% (New Outdoor Vehicle Loans)
- Baxter Credit Union: 3.24% (Auto Loans)
- Meridian Mississippi ANG Federal Credit Union: 3.25% (New Vehicle Loans (36 Months))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ridgeland, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026
