Current auto loan rates in Colorado include Rio Grande Federal Credit UnionRio Grande Federal Credit Union760 Rood Ave, Grand Junction, CO, 81501 3408A+5.0 ★Texas Ratio: 0.09% offering New Auto Loans at 2.89%, Electrical Federal Credit UnionElectrical Federal Credit Union5080 W 60th Ave, Arvada, CO, 80003 6919A+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit Union101 W Denver St, Holyoke, CO, 80734 1427A+5.0 ★Texas Ratio: 2.92% offering New Auto at 4.26%, Metrum Community Credit UnionMetrum Community Credit Union6980 S Holly Cir, Centennial, CO, 80112 1018A+5.0 ★Texas Ratio: 1.43% offering NEW & USED AUTO at 4.64%, Horizons North Credit UnionHorizons North Credit Union13559 Huron St, Westminster, CO, 80234 1161A+5.0 ★Texas Ratio: 0.05% offering Auto Loans at 4.89%. Auto loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Colorado side-by-side. Colorado auto loan rates currently start as low as 2.89% APR from Rio Grande Federal Credit Union at 760 Rood Ave, Grand Junction, CO, 81501 3408. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Colorado. Auto Loan Rates Last Updated and Verified: May 6, 2026
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As Low As; 72 month term rates begin at 6.59% Financing available up to 100% of value
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Compare local Colorado auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado new auto rates fell 0.358 points over the past 7 days to 4.754% APR.
Colorado used auto rates rose 0.208 points over the past 7 days to 5.742% APR.