Auto Loan Rates in Denver, Colorado (CO) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Denver, Colorado. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Denver, Colorado include Metrum Community Credit UnionMetrum Community Credit Union4545 E 51st Ave, Denver, CO, 80216A+5.0 ★Texas Ratio: 1.43% offering Auto Loan at 4.89%, Colorado Credit UnionColorado Credit Union2001 Lincoln St Ste 100, Denver, CO, 80202 3802A+5.0 ★Texas Ratio: 2.36% offering Automobiles at 4.99%, Columbine Federal Credit UnionColumbine Federal Credit Union850 E Harvard Ave Ste G 45, Denver, CO, 80210A5.0 ★Texas Ratio: 6.00% offering New Auto Loan at 5.24%, BOK FinancialBOK Financial1600 Broadway, Denver, CO, 80202A+5.0 ★Texas Ratio: 3.85% offering New Auto Loan at 5.29%, Credit Union Of ColoradoCredit Union Of Colorado1275 Tremont Pl, Denver, CO, 80204 2118A+5.0 ★Texas Ratio: 4.15% offering FlexChoice Auto Loan at 5.49%.
Auto loan rates in Denver, Colorado are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Denver, Colorado. Auto Loan Rates Last Updated and Verified: March 22, 2026
Compare Auto Loan Rates Today in Denver, Colorado & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMar 17, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
NEW & USED AUTO
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Purchase from a dealer or private party
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
REFINANCE NEW & USED AUTO
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Refinance from another Financial
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2001 Lincoln St Ste 100, Denver, CO, 80202 3802
Automobiles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Columbine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
850 E Harvard Ave Ste G 45, Denver, CO, 80210
New Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
850 E Harvard Ave Ste G 45, Denver, CO, 80210
Used Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
FlexChoice Auto Loan
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As; (66 months or less with LTV 80% or less and automatic payment discount)*
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
FlexChoice Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
Used Auto Loans
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
Business Vehicle Loan
6.75%
72 months
▼
APR6.75%
Term72 months
Last UpdatedMar 18, 2026
Details
Fixed Rate up to 72 months
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800
New/Used/Autos/Trucks/Classics
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 15, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800
New/Used/Autos/Trucks/Classics
7.49%
61 to 72 months
▼
APR7.49%
Term61 to 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Rates are based on Terms and Amount Financed
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
8.75%
72 Months
▼
APR8.75%
Term72 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rates are based on Terms and Amount Financed
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
9.25%
72 Months
▼
APR9.25%
Term72 Months
Last UpdatedMar 15, 2026
Details
Rates are based on Terms and Amount Financed
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
9.50%
72 Months
▼
APR9.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rates are based on Terms and Amount Financed
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
9.75%
144 Months
▼
APR9.75%
Term144 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
10.00%
120 Months
▼
APR10.00%
Term120 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
10.25%
144 Months
▼
APR10.25%
Term144 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
10.50%
144 Months
▼
APR10.50%
Term144 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
11.50%
72 Months
▼
APR11.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rates are based on Terms and Amount Financed
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1275 S Federal Blvd, Denver, CO, 80219 4105
Other Vehicle Loan
14.50%
72 Months
▼
APR14.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
New Auto Loans
2.89%
84 Months
▼
APR2.89%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 2.99% Financing available up to 100% of value
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
Used Auto Loans
2.89%
75 Months
▼
APR2.89%
Term75 Months
Last UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 2.99%
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
633 24 Rd, Grand Junction, CO, 81505
Auto Loans
4.89%
up to 84 months
▼
APR4.89%
Termup to 84 months
Last UpdatedMar 20, 2026
Details
As Low As
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
13559 Huron St, Westminster, CO, 80234 1161
Auto Loans
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; New, used and refi
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Autos New: 2022 & Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rate Adjusts with Term
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
New Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year: 2022 & Newer
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
New Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rate Adjusts with Term
Fitzsimons Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
2201 N FITZSIMONS PKWY, AURORA, CO, 80045 7505
Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Promotion expires 03/31/2026. Proof of current rate is required. Minimum amount to finance and receive incentive is $7,500. Max loan term is 72 months. Vehicle must be model year 2016 or newer to qualify. Not valid for existing auto loans with Fitzsimons Federal Credit Union (FFCU). 1) Cash incentive will be distributed within 30 days of the loan closing. Maximum of one $300 cash bonus eligible per refinanced loan. Cash is considered a bonus and may be reported on IRS Form1099. Estimated value of bonus is $300. 2) With approved credit; 1% off current APR, floor rate set at 4.99%. 3) 3 months=90 days. Interest begins accruing upon disbursement of loan. Rates as low as 4.99% APR on new or used passenger vehicles. Not valid on RVs, motorcycles, or commercial vehicles. Advertised "as low as" APR assumes excellent credit history, maximum rate discounts and represents up to a 36-month term for a new or used auto. Your actual APR may differ based on your credit score, term, vehicle loan-to-value, age of vehicle, and membership status. This is a no cash out refi offer. Membership is required prior to loan funding. Available rate discounts include existing member discount (6-month minimum), LTV discounts, and term discounts. Rates are current as of 03/01/2026 and subject to change. FFCU reserves the right to withdraw this offer at any time without notice.
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan Sale
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 21, 2026
Details
Qualifications Required
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
New Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 6.59%; Financing available up to 100% of value
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Auto Loan
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedMar 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Auto Loans
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
4.99%
1-36
▼
APR4.99%
Term1-36
Last UpdatedMar 22, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO, 80631
NEW AUTO 2023-2025
5.24%
0-72
▼
APR5.24%
Term0-72
Last UpdatedMar 20, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
5.24%
61-75
▼
APR5.24%
Term61-75
Last UpdatedMar 22, 2026
Details
As Low As
Foothills Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO, 80226
New Auto Loan
5.26%
Up to 84 Months
▼
APR5.26%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO, 80226
Used Auto Loan
5.26%
Up to 84 Months
▼
APR5.26%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Arapahoe Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
New Car/ Truck/ Van
5.49%
12-96M
▼
APR5.49%
Term12-96M
Last UpdatedMar 17, 2026
Details
As Low As
Arapahoe Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Used Car/ Truck/ Van
5.49%
12-96M
▼
APR5.49%
Term12-96M
Last UpdatedMar 17, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Auto Loans
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Pre-Owned & Classic Vehicles (Model years less than 2022)
5.49%
1-36 Months
▼
APR5.49%
Term1-36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Autos Used: 2021 - 2018
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rate Adjusts with Term
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year: 2021 - 2018
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rate Adjusts with Term
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; APR* Rate Adjusts with Term
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
9227 E Lincoln Ave Ste 200, Lone Tree, CO, 80124 5504
New Auto
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedMar 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO, 81501
Auto Loan (New & Used)
5.99%
Up to 7 years
▼
APR5.99%
TermUp to 7 years
Last UpdatedMar 18, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMar 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Auto Loans
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
5.99%
76-84
▼
APR5.99%
Term76-84
Last UpdatedMar 22, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
5.99%
61 to 72 months
▼
APR5.99%
Term61 to 72 months
Last UpdatedMar 22, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO, 80631
USED AUTO 2017-2022
6.24%
0-72
▼
APR6.24%
Term0-72
Last UpdatedMar 20, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Pre-Owned & Classic Vehicles (Model years less than 2022)
6.24%
61-75 Months
▼
APR6.24%
Term61-75 Months
Last UpdatedMar 22, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Autos Used: 2017 & Older
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rate Adjusts with Term
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Used Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year: 2017 & Older
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Used Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rate Adjusts with Term
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Pre-Owned & Classic Vehicles (Model years less than 2022)
6.74%
76-84 Months
▼
APR6.74%
Term76-84 Months
Last UpdatedMar 22, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO, 80549
Auto Loan
6.75%
?60 months
▼
APR6.75%
Term?60 months
Last UpdatedMar 20, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
9227 E Lincoln Ave Ste 200, Lone Tree, CO, 80124 5504
Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMar 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
6.99%
73 to 84 months
▼
APR6.99%
Term73 to 84 months
Last UpdatedMar 22, 2026
Details
As Low As
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
up to 36 Months; Any model year; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
7.88%
42 Months
▼
APR7.88%
Term42 Months
Last UpdatedMar 21, 2026
Details
37 to 42 Months; Any model year; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
up to 36 Months; Any model year; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.12%
42 Months
▼
APR8.12%
Term42 Months
Last UpdatedMar 21, 2026
Details
37 to 42 Months; Any model year; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedMar 21, 2026
Details
43 to 48 Months; Any model year; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.38%
54 Months
▼
APR8.38%
Term54 Months
Last UpdatedMar 21, 2026
Details
49 to 54 Months; 2018 or newer; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.50%
60 Months
▼
APR8.50%
Term60 Months
Last UpdatedMar 21, 2026
Details
55 to 60 Months; 2019 or newer; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.62%
66 Months
▼
APR8.62%
Term66 Months
Last UpdatedMar 21, 2026
Details
61 to 66 Months; 2020 or newer; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.75%
72 Months
▼
APR8.75%
Term72 Months
Last UpdatedMar 21, 2026
Details
67 to 72 Months; 2021 or newer; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
8.88%
78 Months
▼
APR8.88%
Term78 Months
Last UpdatedMar 21, 2026
Details
73 to 78 Months; 2022 or newer; 20% - Equity - 0%
Rio Blanco Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
209 E Main St Ste 104, Rangely, CO, 81648
Auto Loan
9.00%
84 Months
▼
APR9.00%
Term84 Months
Last UpdatedMar 21, 2026
Details
79 to 84 Months; 2023, 2024, 2025, or 2026; 20% - Equity - 0%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
NEW & USED AUTO
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Purchase from a dealer or private party
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
REFINANCE NEW & USED AUTO
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Refinance from another Financial
Columbine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
850 E Harvard Ave Ste G 45, Denver, CO, 80210
New Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800
New/Used/Autos/Trucks/Classics
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800
New/Used/Autos/Trucks/Classics
7.49%
61 to 72 months
▼
APR7.49%
Term61 to 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
New Auto Loans
2.89%
84 Months
▼
APR2.89%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 2.99% Financing available up to 100% of value
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Autos New: 2022 & Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rate Adjusts with Term
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
New Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year: 2022 & Newer
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
New Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rate Adjusts with Term
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
New Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 6.59%; Financing available up to 100% of value
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
4.99%
1-36
▼
APR4.99%
Term1-36
Last UpdatedMar 22, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO, 80631
NEW AUTO 2023-2025
5.24%
0-72
▼
APR5.24%
Term0-72
Last UpdatedMar 20, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
5.24%
61-75
▼
APR5.24%
Term61-75
Last UpdatedMar 22, 2026
Details
As Low As
Foothills Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO, 80226
New Auto Loan
5.26%
Up to 84 Months
▼
APR5.26%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Arapahoe Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
New Car/ Truck/ Van
5.49%
12-96M
▼
APR5.49%
Term12-96M
Last UpdatedMar 17, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; APR* Rate Adjusts with Term
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
9227 E Lincoln Ave Ste 200, Lone Tree, CO, 80124 5504
New Auto
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedMar 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO, 81501
Auto Loan (New & Used)
5.99%
Up to 7 years
▼
APR5.99%
TermUp to 7 years
Last UpdatedMar 18, 2026
Details
As Low As
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
5.99%
76-84
▼
APR5.99%
Term76-84
Last UpdatedMar 22, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
5.99%
61 to 72 months
▼
APR5.99%
Term61 to 72 months
Last UpdatedMar 22, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
6.99%
73 to 84 months
▼
APR6.99%
Term73 to 84 months
Last UpdatedMar 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
NEW & USED AUTO
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Purchase from a dealer or private party
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO, 80216
REFINANCE NEW & USED AUTO
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Refinance from another Financial
Columbine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
850 E Harvard Ave Ste G 45, Denver, CO, 80210
Used Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1600 Broadway, Denver, CO, 80202
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
Used Auto Loans
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800
New/Used/Autos/Trucks/Classics
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800
New/Used/Autos/Trucks/Classics
7.49%
61 to 72 months
▼
APR7.49%
Term61 to 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
Used Auto Loans
2.89%
75 Months
▼
APR2.89%
Term75 Months
Last UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 2.99%
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
4.99%
1-36
▼
APR4.99%
Term1-36
Last UpdatedMar 22, 2026
Details
As Low As
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
5.24%
61-75
▼
APR5.24%
Term61-75
Last UpdatedMar 22, 2026
Details
As Low As
Foothills Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO, 80226
Used Auto Loan
5.26%
Up to 84 Months
▼
APR5.26%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Arapahoe Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Used Car/ Truck/ Van
5.49%
12-96M
▼
APR5.49%
Term12-96M
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Pre-Owned & Classic Vehicles (Model years less than 2022)
5.49%
1-36 Months
▼
APR5.49%
Term1-36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Autos Used: 2021 - 2018
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rate Adjusts with Term
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year: 2021 - 2018
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rate Adjusts with Term
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO, 81501
Auto Loan (New & Used)
5.99%
Up to 7 years
▼
APR5.99%
TermUp to 7 years
Last UpdatedMar 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
New & Pre-owned Vehicles (Model Years 2022 - 2026)
5.99%
76-84
▼
APR5.99%
Term76-84
Last UpdatedMar 22, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
5.99%
61 to 72 months
▼
APR5.99%
Term61 to 72 months
Last UpdatedMar 22, 2026
Details
As Low As
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO, 80631
USED AUTO 2017-2022
6.24%
0-72
▼
APR6.24%
Term0-72
Last UpdatedMar 20, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Pre-Owned & Classic Vehicles (Model years less than 2022)
6.24%
61-75 Months
▼
APR6.24%
Term61-75 Months
Last UpdatedMar 22, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Autos Used: 2017 & Older
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; Rate Adjusts with Term
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Used Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year: 2017 & Older
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Used Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rate Adjusts with Term
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Pre-Owned & Classic Vehicles (Model years less than 2022)
6.74%
76-84 Months
▼
APR6.74%
Term76-84 Months
Last UpdatedMar 22, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
9227 E Lincoln Ave Ste 200, Lone Tree, CO, 80124 5504
Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMar 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
New or Used Auto
6.99%
73 to 84 months
▼
APR6.99%
Term73 to 84 months
Last UpdatedMar 22, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Denver, Colorado
How does my credit score affect my car loan rate in Colorado?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Denver, Colorado with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Colorado *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Denver, Colorado typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Denver, Colorado?
Based on our current data, some of the lowest auto loan rates available in Denver, Colorado include:
- Metrum Community Credit Union: 4.89% (Auto Loan)
- Colorado Credit Union: 4.99% (Automobiles)
- Columbine Federal Credit Union: 5.24% (New Auto Loan)
- BOK Financial: 5.29% (New Auto Loan)
- Credit Union Of Colorado: 5.49% (FlexChoice Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Denver, Colorado. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026
