Best Personal Loan Rates in Denver, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Denver, Colorado include: Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit Union2760 Larimer St, Denver, CO, 80205B4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, Westerra Credit UnionWesterra Credit Union3700 E Alameda Ave, Denver, CO, 80209A+5.0 ★Texas Ratio: 3.61% offering RENU Energy Efficient Loan at 7.74% APR, Credit Union Of Denver Credit UnionCredit Union Of Denver Credit Union900 AURARIA PKWY UNIT 263, DENVER, CO, 80204 5800A+5.0 ★Texas Ratio: 4.99% offering Unsecured at 8.49% APR, Meriwest Credit UnionMeriwest Credit Union1601 Wewatta St Ste 300, Denver, CO, 80202 6478A5.0 ★Texas Ratio: 9.41% offering Go Solar Loan at 8.60% APR, and Credit Union Of ColoradoCredit Union Of Colorado1275 Tremont Pl, Denver, CO, 80204 2118A+5.0 ★Texas Ratio: 4.15% offering Other Collateral Loans at 9.75% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Denver has 11 local institutions in our database, with personal loan rates as low as 4.50% APR from Fidelis Catholic Federal Credit Union at 2760 Larimer St, Denver, CO, 80205. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Denver, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Denver, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed Rates from 8.60% to 8.70% APR*
As Low As; Fixed Rates from 8.60% to 8.70% APR*
As Low As
$5,000+
No additional details available.
As Low As
As Low As
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Up to $4,999.99
No additional details available.
No additional details available.
Spring into savings with our special loan rate!
No additional details available.
No additional details available.
Up To $4000.00
No additional details available.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Regular Signature Loan
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Your credit score will determine your rate, maximum loan amount and term.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; $5,000 maximum up to 36 month term
No additional details available.
No additional details available.
No additional details available.
Loan limited to 10% of annual gross income
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
UP TO 36 MONTHS
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
$1500
$1500
No additional details available.
An affordable, short-term loan
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$5,000+
No additional details available.
As Low As
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
Up to $4,999.99
No additional details available.
Spring into savings with our special loan rate!
No additional details available.
Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
UP TO 36 MONTHS
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Regular Signature Loan
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Your credit score will determine your rate, maximum loan amount and term.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Loan limited to 10% of annual gross income
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Denver, CO Personal Loan Rate Trends
Compare local Denver, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates currently average 10.053% APR.
Colorado signature loan rates currently average 10.382% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Denver, Colorado?
What are the best personal loan rates in Denver, Colorado?
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Westerra Credit Union: 7.74% (RENU Energy Efficient Loan)
- Credit Union Of Denver Credit Union: 8.49% (Unsecured)
- Meriwest Credit Union: 8.60% (Go Solar Loan)
- Credit Union Of Colorado: 9.75% (Other Collateral Loans)
Personal Loan Calculators
