Denver, Colorado (CO) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Denver, Colorado and the surrounding area include Partner Colorado Credit UnionPartner Colorado Credit Union4000 Quebec St, Denver, CO 80216 6619A+5.0 ★Texas Ratio: 4.99% Power Up Savings at 5.50% APY, Blue Federal Credit UnionBlue Federal Credit Union6460 E Yale Ave, Denver, CO 80222A5.0 ★Texas Ratio: 13.48% Accelerated Savings at 5.00% APY, Meriwest Credit UnionMeriwest Credit Union1601 Wewatta St Ste 300, Denver, CO 80202 6478A5.0 ★Texas Ratio: 9.41% Premier Savings for New Members at 4.50% APY, MidWestOne BankMidWestOne Bank810 E 17th Ave, Denver, CO 80218A+5.0 ★Texas Ratio: 4.78% High-Yield Savings at 3.60% APY, and The Huntington National BankThe Huntington National Bank3720 Quebec St, Denver, CO 80207A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Denver, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Denver, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Denver, Colorado and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Denver, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
4000 Quebec St, Denver, CO 80216 6619
Power Up Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
4000 Quebec St, Denver, CO 80216 6619
Power Up Your Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
6460 E Yale Ave, Denver, CO 80222
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Contact your local banker for more details!
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Youth Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
101 Garfield St, Denver, CO 80206
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
rate applies to savings account only
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday w/ High-Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Make your money work for you.
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
2.90%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Savings Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account**
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Non-Profit Reserve Savings**
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Youth Share Accounts First Tier
2.01%
$5
▼
Rate2.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Youth Share Accounts (Age 0-17) First Tier
2.01%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account Tiered Money Market
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Non-Profit Reserve Savings**
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
HSA Share
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account Tiered Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
IRA SAVINGS
1.55%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 24, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.55%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 24, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
IRA SAVINGS
1.50%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 24, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.50%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 24, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
HSA Share
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Business 2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1635 E Colfax Ave, Denver, CO 80218
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Business 1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
1 Year Time Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1600 Broadway, Denver, CO 80202
Youth Savings
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
$5 opening deposit required
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Smart Choice College Savings Plan
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Smart Choice College Savings Plan
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Business 91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Denver, CO Savings Rate Trends
Compare local Denver, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.837%
▼ 0.427 from last week
Colorado high-yield savings rates fell 0.427 points this week to 0.837% APY, down from 1.264% last week.
Standard Savings — CO Avg
0.810%
▲ 0.318 from last week
Colorado standard savings rates rose 0.318 points this week to 0.810% APY, up from 0.493% last week.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Denver, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Denver, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Denver, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Denver, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Denver, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Denver, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Denver, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Denver, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Denver, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Denver, Colorado
Here are recent savings rates observed in Denver, Colorado and the surrounding area:
- Partner Colorado Credit Union
Power Up Savings — 5.50% APY - Blue Federal Credit Union
Accelerated Savings — 5.00% APY - Meriwest Credit Union
Premier Savings for New Members — 4.50% APY - MidWestOne Bank
High-Yield Savings — 3.60% APY - The Huntington National Bank
High-Yield Savings — 3.55% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Denver, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
