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Credit Union Of Colorado Rates & Review March 2026

Credit Union Of Colorado's 6 Month Add-on CD rates are at 3.20%, 90 Day Add-on CD rates are at 1.70%. Credit Union Of Colorado's savings rates are at 0.25%. Credit Union Of Colorado's money market rates are at 0.50%. Credit Union Of Colorado's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Credit Union Of Colorado with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.15%. Rates were last updated on 03/18/2026.

Credit Union Of Colorado money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Colorado? Share your experience about Credit Union Of Colorado by leaving a review below, or read customer reviews before you decide to use Credit Union Of Colorado.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.15%
Excellent Lower than avg
Credit Union Of Colorado
Central Park
8959 E 40th Ave
Denver, CO 80238
https://www.cuofco.org
Member NCUA

Credit Union Of Colorado CD Rates

Product Rate APY Term View More
6 Month Add-on Certificate 3.16% 3.20% 6 Month
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
90 Day Add-on Certificate 1.69% 1.70% 90 Day
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Savings Rates

Product Rate APY View More
Everyday Account w/High-Yield Savings 3.06% 3.10%
Details rate applies to savings account only
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Share Savings Account 0.40% 0.40%
Min Deposit $25
Min Balance $10,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Share Savings Account 0.35% 0.35%
Min Deposit $25
Min Balance $5,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Share Savings Account 0.30% 0.30%
Min Deposit $25
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Savings 0.25% 0.25%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Savings 0.25% 0.25%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Money Market Rates

Product Rate APY View More
Business Money Market 2.47% 2.50%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Money Market 1.49% 1.50%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Money Market 1.00% 1.00%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Money Market 0.75% 0.75%
Min Deposit $10,000
Min Balance $10,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Money Market 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Checking Rates

Product Rate APY View More
Biz Checking Plus 0.20% 0.20%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines - - 6.50%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Home Equity Lines - - 7.75%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Auto Loan Rates

Product Rate Points APR Term View More
FlexChoice Auto Loan - - 5.49% 66
Details As Low As; (66 months or less with LTV 80% or less and automatic payment discount)*
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
FlexChoice Auto Loans - - 5.49% 72
Details As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
New Auto Loan - - 5.49%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
New Auto Loans - - 5.49%
Details As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Used Auto Loan - - 5.49%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Used Auto Loans - - 5.49% 66
Details As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Credit Card Rates

Product Rate APR View More
Low Rate Credit Card - 9.75%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Visa® Rewards Credit Card - 10.75%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Rewards Credit Card - 12.75%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Business Rewards Visa® Credit Card - 12.75%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Visa Signature® Card - 17.74%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Credit Union Of Colorado Personal Loan Rates

Product Rate APR View More
Personal Loans - 11.00%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union Of Colorado is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Colorado rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union Of Colorado's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union Of Colorado
Address 8959 E 40th Ave, Denver, CO 80238
Phone 303-832-4816
Fax
President Will Fleckenstein
CEO Phil Smith
Full-Time Employees 395
Part-Time Employees 17
Branch Locations 19
ATM Locations 19
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.15%
Return on Assets (ROA)
0.2896%
Return on Equity (ROE)
2.8463%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
2,582,765,898
Total Amount of Shares and Deposits
2,299,834,967
Total Shares and Deposits < 1 Year
2,237,866,224
Total Shares and Deposits 1 3 Years
45,796,872
Total Shares and Deposits > 3 Years
16,171,871
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
192,389,779
Total Uninsured Shares and Deposits > $250K (F+J)
192,389,779
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,107,445,188
Total Interest Expense (Sum of items 6 8)
45,614,345
Share Certificates
13,649
Number of Accounts for Share Drafts
105,206
IRA KEOGH Accounts
3,222
Number of Accounts for Regular Shares
317,513
All other shares
13,432
Money Market Shares
9,302
Net Income (unless the amount is already included in Undivided Earnings)
7,478,813
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
199,761,325
Total Liabilities
2,326,143,923
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Credit Union Of Colorado

Is Credit Union Of Colorado a safe place to deposit money?

Yes, Credit Union Of Colorado is considered a safe financial institution. With a Texas Ratio of 4.1542541634919%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Credit Union Of Colorado operate?

Credit Union Of Colorado currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union Of Colorado?

Yes, to access services at Credit Union Of Colorado, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union Of Colorado does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union Of Colorado provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union Of Colorado offer online and mobile banking?

Most modern institutions like Credit Union Of Colorado provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofco.org.

Current Credit Union Of Colorado Rates

  • Savings0.25%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.