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Colorado Credit Union Rates & Review August 2026

Colorado Credit Union's 48 month CD rates are at 3.85%, 60 month CD rates are at 3.85%, 6 month CD rates are at 3.80%, 12 month CD rates are at 3.75%, 36 month CD rates are at 3.75%. Colorado Credit Union's savings rates are at 0.10%. Colorado Credit Union's money market rates are at 1.40%. Colorado Credit Union's Personal Loan Rates are at 11.49%. MonitorBankRates evaluates the financial stability of Colorado Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates last updated and verified on 08/28/2026.

Colorado Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Colorado Credit Union? Share your experience about Colorado Credit Union by leaving a review below, or read customer reviews before you decide to use Colorado Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.29%
Excellent Lower than avg
Colorado Credit Union
Littleton
10026 W San Juan Way Ste 200
Littleton, CO 80127 6345
https://www.ccu.org
Member NCUA

Colorado Credit Union CD Rates

Product Rate APY Term View More
48 month CD - 3.85% 48 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
60 month CD - 3.85% 60 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
6 month CD - 3.80% 6 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
12 month CD - 3.75% 12 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
36 month CD - 3.75% 36 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
48 month CD - 3.75% 48 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
60 month CD - 3.75% 60 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
6 month CD - 3.70% 6 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
12 month CD - 3.65% 12 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
18 month CD - 3.65% 18 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
24 month CD - 3.65% 24 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
30 month CD - 3.65% 30 month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
36 month CD - 3.65% 36 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
18 month CD - 3.55% 18 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
24 month CD - 3.55% 24 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
30 month CD - 3.55% 30 month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Savings Rates

Product Rate APY View More
Health Savings Shares - 0.10%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Holiday Savings Club - 0.10%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.55%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market - 2.25%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market - 1.70%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market - 1.40%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Checking Rates

Product Rate APY View More
Checking - 5.00%
Details Qualifications Required; Fees may reduce earnings. Enrollment in eStatements required.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Free High Interest Checking - 5.00%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
High Interest Checking - 5.00%
Min Balance $10,000
Details Qualifications Required: 15 or more qualifying debit card transactions per month; Be enrolled in eStatements; Make one direct/ACH deposit transaction or two remote/RDC deposits per month; Featured rate on balances up to $10,000.00; Balances over $10,000 will earn 0.05% APY*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Premier Checking - 0.50%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Premier Checking - 0.25%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Premier Checking - 0.15%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Premier Checking - 0.10%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Checking - 0.05%
Details If qualifications are not met, member earns 0.05% on entire balance. Other restrictions may apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Free High Interest Checking - 0.05%
Min Balance $0
Details Qualifications Required: Qualifications not met
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
High Interest Checking - 0.05%
Details Rate on balances over $10,000 when qualifications are not met
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Premier Checking - 0.05%
Min Balance $2,000
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Free Business Checking - 0.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Free Checking - 0.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Interest-Only Home Equity Line of Credit - - 6.75% 300 months
Details Prime -.25% Annual Percentage Rate is available with combined loan to value of no more than 90%, loans of at least $10,000 and is subject to a purchase transaction and credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 6.75 % as of 01/01/2026 . APR will not exceed 18% or be lower than 3.75%. Not all applicants will qualify for the lowest rate. Estimated closing costs range from $478-$1719, including appraisal (appraisal may not be needed). Second lien real estate loans are available on Colorado residences only. Property insurance is required. Colorado Credit Union membership is required. Other restrictions may apply, call for details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Platinum Home Equity Line of Credit - - 6.75% 300 months
Details Prime -.25% Annual Percentage Rate is available with combined loan to value of no more than 90%, loans of at least $10,000 and is subject to a purchase transaction and credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 6.75 % as of 01/01/2026 . APR will not exceed 18% or be lower than 3.75%. Not all applicants will qualify for the lowest rate. Estimated closing costs range from $478-$1719, including appraisal (appraisal may not be needed). Second lien real estate loans are available on Colorado residences only. Property insurance is required. Colorado Credit Union membership is required. Other restrictions may apply, call for details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Automobiles - - 4.99% 48 months
Details Rates effective as of 08/24/2026 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Credit Card Rates

Product Rate APR View More
VISA Secured Credit Card - 9.95%
Details Rates effective as of 08/24/2026 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
VISA Platinum Credit Card - 13.50%
Details Rates effective as of 08/24/2026 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
VISA Classic Credit Card - 13.95%
Details Rates effective as of 08/24/2026 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Colorado Credit Union Personal Loan Rates

Product Rate APR View More
Signature Loan (Personal Loan) - 11.49%
Details Rates effective as of 08/24/2026 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Colorado Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Colorado Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Colorado Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Colorado Credit Union
Address 10026 W San Juan Way Ste 200, Littleton, CO 80127 6345
Phone 303-978-2274
Fax 303-978-2749
President Jeffrey Hager
CEO Michael Williams
Full-Time Employees 69
Part-Time Employees 2
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.29%
Return on Assets (ROA)
0.4030%
Return on Equity (ROE)
3.9091%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
428,580,668
Total Amount of Shares and Deposits
376,277,156
Total Shares and Deposits < 1 Year
354,885,465
Total Shares and Deposits 1 3 Years
13,200,308
Total Shares and Deposits > 3 Years
8,191,383
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
45,440,297
Total Uninsured Shares and Deposits > $250K (F+J)
45,440,297
Total Insured Shares and Deposits > $250K (item 17 less item K)
330,836,859
Total Interest Expense (Sum of items 6 8)
6,320,042
Share Certificates
3,206
Number of Accounts for Share Drafts
14,622
IRA KEOGH Accounts
790
Number of Accounts for Regular Shares
32,240
All other shares
118
Money Market Shares
2,000
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,577,543
Total Liabilities
385,043,522
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Colorado Credit Union earned the Verified Strong badge

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Customer Reviews

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Total Reviews
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Frequently Asked Questions About Colorado Credit Union

How many branches does Colorado Credit Union operate?

Colorado Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Colorado Credit Union?

Yes, to access services at Colorado Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Colorado Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Colorado Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Colorado Credit Union offer online and mobile banking?

Most modern institutions like Colorado Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccu.org.

Current Colorado Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.55%
  • 24-Month CD3.55%
  • 60-Month CD3.75%
  • Savings0.10%
  • MMA1.40%
Retrieved from our database of financial products. Rates subject to change.