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 Arapahoe Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Arapahoe Credit Union's 12 Month CD rates are at 2.75%, CDs and IRA CDs 12M rates are at 2.75%, CDs and IRA CDs 15M rates are at 2.75%, CDs and IRA CDs 18M rates are at 2.75%, CDs and IRA CDs 21M rates are at 2.75%. Arapahoe Credit Union's Personal Loan Rates are at 13.99%. MonitorBankRates evaluates the financial stability of Arapahoe Credit Union with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 16.57%. Rates were last updated on 04/19/2026. Arapahoe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arapahoe Credit Union? Share your experience about Arapahoe Credit Union by leaving a review below, or read customer reviews before you decide to use Arapahoe Credit Union. Arapahoe Credit Union
Arapahoe Credit Union Admin Office 7201 S Broadway
https://www.arapahoecu.org Littleton, CO 80122 
Arapahoe Credit Union CD Rates
Arapahoe Credit Union Home Equity & HELOC
Arapahoe Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Arapahoe Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arapahoe Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Arapahoe Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Arapahoe Credit Union
Website
https://www.arapahoecu.org
Address
7201 S Broadway,
Littleton, CO 80122
Phone
303-740-7063
Fax
303-740-7164
President
Wyn Barrett
CEO
Scott Ferndelli
Full-Time Employees
33
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.5 / 5.0 ★
Overall Health & Safety Grade
B (87/100)
Texas Ratio
16.57%
Return on Assets (ROA)
-0.1885%
Return on Equity (ROE)
-2.8371%
Non-Performing Loans Ratio (NPL)
1.74%
Total Assets
155,888,734
Total Amount of Shares and Deposits
145,156,299
Total Shares and Deposits < 1 Year
111,206,548
Total Shares and Deposits 1 3 Years
23,154,132
Total Shares and Deposits > 3 Years
10,795,618
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,513,984
Total Uninsured Shares and Deposits > $250K (F+J)
6,513,984
Total Insured Shares and Deposits > $250K (item 17 less item K)
138,642,315
Total Interest Expense (Sum of items 6 8)
1,626,091
Share Certificates
1,512
Number of Accounts for Share Drafts
3,833
IRA KEOGH Accounts
251
Number of Accounts for Regular Shares
10,707
All other shares
57
Money Market Shares
866
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,198,953
Total Liabilities
145,339,314
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Arapahoe Credit UnionIs Arapahoe Credit Union a safe place to deposit money?Yes, Arapahoe Credit Union is considered a safe financial institution. With a Texas Ratio of 16.56913433022%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Arapahoe Credit Union operate?Arapahoe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Arapahoe Credit Union?Yes, to access services at Arapahoe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Arapahoe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Arapahoe Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Arapahoe Credit Union offer online and mobile banking?Most modern institutions like Arapahoe Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arapahoecu.org. Current Arapahoe Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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