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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Together Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Together Credit Union's 6 Month CD of Deposit (IRA) rates are at 3.95%, Member Merits (Gold1) 6 Month CD of Deposit rates are at 3.95%, 6 Month CD rates are at 3.90%, 9 Month CD of Deposit (IRA) rates are at 3.80%, Member Merits (Gold1) 9 Month CD of Deposit rates are at 3.80%. Together Credit Union's savings rates are at 0.20%. Together Credit Union's money market rates are at 1.16%. Together Credit Union's Jumbo 15-Year rates are at 5.88%, Fixed Mortgage 15-Year rates are at 5.88%, Fixed Mortgage 30-Year rates are at 6.25%, Jumbo 30-Year rates are at 6.38%, Adjustable Rate Mortgage 5/6mo ARM rates are at 5.62%. Together Credit Union's Credit Card Rates are at 10.74%. MonitorBankRates evaluates the financial stability of Together Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.65%. Rates were last updated on 03/15/2026. Together Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Together Credit Union? Share your experience about Together Credit Union by leaving a review below, or read customer reviews before you decide to use Together Credit Union. 
Together Credit Union CD Rates
Together Credit Union Savings Rates
Together Credit Union Money Market Rates
Together Credit Union Checking Rates
Together Credit Union Mortgage Rates
Together Credit Union Home Equity & HELOC
Together Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Together Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Together Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Together Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Together Credit Union
Website
https://www.togethercu.org
Address
423 Lynch St,
Saint Louis, MO 63118 1902
Phone
314-771-7700
Fax
314-771-3540
President
Beth Rickmann
CEO
Robert McKay
Full-Time Employees
423
Part-Time Employees
6
Branch Locations
26
ATM Locations
31
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.65%
Return on Assets (ROA)
0.3653%
Return on Equity (ROE)
3.8349%
Non-Performing Loans Ratio (NPL)
0.67%
Total Assets
2,641,033,103
Total Amount of Shares and Deposits
2,251,099,673
Total Shares and Deposits < 1 Year
2,165,675,141
Total Shares and Deposits 1 3 Years
74,019,262
Total Shares and Deposits > 3 Years
11,405,270
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
172,033,572
Total Uninsured Shares and Deposits > $250K (F+J)
172,033,572
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,079,066,101
Total Interest Expense (Sum of items 6 8)
44,107,061
Share Certificates
15,455
Number of Accounts for Share Drafts
94,616
IRA KEOGH Accounts
4,625
Number of Accounts for Regular Shares
188,326
All other shares
2,974
Money Market Shares
22,947
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
154,248,532
Total Liabilities
2,411,692,168
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Together Credit UnionIs Together Credit Union a safe place to deposit money?Yes, Together Credit Union is considered a safe financial institution. With a Texas Ratio of 5.6532045473179%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Together Credit Union operate?Together Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Together Credit Union?Yes, to access services at Together Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Together Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Together Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Together Credit Union offer online and mobile banking?Most modern institutions like Together Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.togethercu.org. Current Together Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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