Auto Loan Rates in Norwood, Colorado (CO) for April 2026
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Brian McKay
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Current auto loan rates in Norwood, Colorado include Rio Grande Federal Credit UnionRio Grande Federal Credit UnionA+5.0 ★Texas Ratio: 0.09% offering New Auto Loans at 2.89%, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit UnionA5.0 ★Texas Ratio: 8.91% offering New Auto - FIXED at 4.24%, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering New Auto at 4.26%, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Norwood borrowers have access to 25 lenders serving the Colorado area, with auto loan rates as low as 2.89% APR from Rio Grande Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Norwood, Colorado. Auto Loan Rates Last Updated and Verified: April 5, 2026
Compare Auto Loan Rates Today in Norwood, Colorado & Surrounding Area
As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
As Low As; 72 month term rates begin at 2.99%
As Low As; with Relationship Pricing
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
As Low As; Maximum Term**
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As; New, used and refi
As Low As
As Low As; Terms up to 84 months*
As Low As
As Low As; Rate Adjusts with Term
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As; Rate Adjusts with Term
As Low As; 72 month term rates begin at 6.59%; Financing available up to 100% of value
As Low As
Qualifications Required
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
As Low As
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; (66 months or less with LTV 80% or less and automatic payment discount)*
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
As Low As; Rate Adjusts with Term
As Low As; Rate Adjusts with Term
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As; APR = Annual Percentage Rate. Auto rates as low as 5.95% APR (floor rate) effective 28/10/2025 require Automatic Transfer Payments, otherwise rate is .50% (50 basis points) higher; subject to change without notice. Polam offers a range of base rates and discounts that depend on factors such as credit history, loan term, purchase channel, Polam account and loan balances, program designation, vehicle age, and payment type. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 12.00% APR. To learn more about rates, terms and available discounts, call (650) 367-8940, visit PolamFCU.com, or visit any Polam branch. Loan payment example: $14.59 per month for each $1,000 borrowed at 5.95% APR for 84 months.
As Low As
As Low As
As Low As
As Low As
As Low As; Rate Adjusts with Term
As Low As; Rate Adjusts with Term
As Low As
As Low As
As Low As
As Low As
up to 36 Months; Any model year; 20% - Equity - 0%
37 to 42 Months; Any model year; 20% - Equity - 0%
up to 36 Months; Any model year; 20% - Equity - 0%
37 to 42 Months; Any model year; 20% - Equity - 0%
43 to 48 Months; Any model year; 20% - Equity - 0%
49 to 54 Months; 2018 or newer; 20% - Equity - 0%
55 to 60 Months; 2019 or newer; 20% - Equity - 0%
61 to 66 Months; 2020 or newer; 20% - Equity - 0%
67 to 72 Months; 2021 or newer; 20% - Equity - 0%
73 to 78 Months; 2022 or newer; 20% - Equity - 0%
79 to 84 Months; 2023, 2024, 2025, or 2026; 20% - Equity - 0%
As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
As Low As; Maximum Term**
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As; Rate Adjusts with Term
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As; Rate Adjusts with Term
As Low As; 72 month term rates begin at 6.59%; Financing available up to 100% of value
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; 72 month term rates begin at 2.99%
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
As Low As
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
As Low As
As Low As
As Low As; Rate Adjusts with Term
As Low As; Rate Adjusts with Term
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
As Low As
As Low As
As Low As; Rate Adjusts with Term
As Low As; Rate Adjusts with Term
As Low As
As Low As
As Low As
As Low As
Norwood, CO Auto Loan Rate Trends
Compare local Norwood, CO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado new auto rates fell 0.051 points over the past 7 days to 5.300% APR.
Colorado used auto rates fell 0.564 points over the past 7 days to 5.522% APR.
Frequently Asked Questions about Auto Loans in Norwood, Colorado
How does my credit score affect my car loan rate in Colorado?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Norwood, Colorado?
- Rio Grande Federal Credit Union: 2.89% (New Auto Loans)
- Electrical Federal Credit Union: 3.49% (Auto Loan)
- Northrop Grumman Federal Credit Union: 4.24% (New Auto - FIXED)
- Holyoke Community Federal Credit Union: 4.26% (New Auto)
- Together Credit Union: 4.64% (New Auto)
