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Auto Loan Rates in Porter, Maine (ME) for July 2026

Current auto loan rates in Porter, Maine include Coast Line Credit UnionCoast Line Credit UnionA+5.0 ★Texas Ratio: 1.04% offering Auto Loan 2017-2019 at 3.95%, NorState Federal Credit UnionNorState Federal Credit UnionA5.0 ★Texas Ratio: 11.52% offering Vehicle Loans at 4.14%, Town & Country Federal Credit UnionTown & Country Federal Credit UnionA+5.0 ★Texas Ratio: 2.96% offering New Vehicle Loans at 4.24%, Central Maine Federal Credit UnionCentral Maine Federal Credit UnionA+5.0 ★Texas Ratio: 0.67% offering New and Used Auto Loan at 4.25%, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Vehicle Loans 2020 & Newer at 4.50%. Auto loan rates as of July 7, 2026 according to verified data from MonitorBankRates.

Porter borrowers have access to 11 lenders serving the Maine area, with auto loan rates as low as 3.95% APR from Coast Line Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Porter, Maine. Auto Loan Rates Last Updated and Verified: July 7, 2026

Compare Auto Loan Rates Today in Porter, Maine & Surrounding Area

Porter Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2017-2019
3.95%
24 months
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017-2019

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2020-2022
3.95%
24 months
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2020-2022

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
3.95%
24 months
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2023 and Newer

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
4.14%
24 months
APR4.14%
Term24 months
Last UpdatedJul 6, 2026
Details

As Low As; (22-26)

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.25%
24 Months
APR4.25%
Term24 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
4.39%
60 months
APR4.39%
Term60 months
Last UpdatedJul 6, 2026
Details

As Low As; (22-26)

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.45%
48 Months
APR4.45%
Term48 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details

As Low As

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedJun 26, 2026
Details

As Low As

CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.54%
Auto Loans
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedJul 7, 2026
Details

As Low As; Promo rates

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2020-2022
4.69%
66 months
APR4.69%
Term66 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2020-2022

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.69%
66 months
APR4.69%
Term66 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2023 and Newer

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details

As Low As

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
4.74%
72 months
APR4.74%
Term72 months
Last UpdatedJul 6, 2026
Details

As Low As; ($10,000 or more) (22-26)

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
New Auto
4.89%
Up to 10 yrs. *
APR4.89%
TermUp to 10 yrs. *
Last UpdatedJul 6, 2026
Details

As Low As; Loan to Value: Up To 125%

Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
Used Auto
4.94%
Up to 7 yrs.
APR4.94%
TermUp to 7 yrs.
Last UpdatedJul 6, 2026
Details

As Low As; Loan to Value: Up To 125%

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.95%
84 months
APR4.95%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2023 and Newer

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.99%
Up to 63 Months
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.15%
1 year
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 1 year
5.15%
1 year
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 2 years
5.15%
2 years
APR5.15%
Term2 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 3 years
5.15%
3 years
APR5.15%
Term3 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.24%
Up to 75 Months
APR5.24%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details

As Low As

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedJun 26, 2026
Details

As Low As

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
5.49%
Up to 75 Months
APR5.49%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details

As Low As

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 6, 2026
Details

As Low As; ($30,000 or more) (22-26)

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2016
5.50%
24 months
APR5.50%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2016

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.50%
4 years
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 4 years
5.50%
4 years
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 5 years
5.50%
5 years
APR5.50%
Term5 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.65%
6 years
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 6 years
5.65%
6 years
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.74%
Up to 84 Months
APR5.74%
TermUp to 84 Months
Last UpdatedJun 23, 2026
Details

As Low As

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2015
5.75%
24 months
APR5.75%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2015

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2016
5.75%
48 months
APR5.75%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2016

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJun 26, 2026
Details

As Low As

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2015
5.95%
36 months
APR5.95%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2015

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.00%
Up to 24 months
APR6.00%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As low as

Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Auto Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJun 23, 2026
Details

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2014
6.25%
24 months
APR6.25%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2014

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.25%
25-36 months
APR6.25%
Term25-36 months
Last UpdatedJun 23, 2026
Details

As low as

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJun 26, 2026
Details

As Low As

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.50%
37- 48 months
APR6.50%
Term37- 48 months
Last UpdatedJun 23, 2026
Details

As low as

Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Used Vehicle 2020-2018 up to 60 mos. Loan
6.50%
60 mos.
APR6.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.75%
49-60 months
APR6.75%
Term49-60 months
Last UpdatedJun 23, 2026
Details

As low as

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
6.75%
7 years
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 7 years
6.75%
7 years
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.25%
61-72 months
APR7.25%
Term61-72 months
Last UpdatedJun 23, 2026
Details

As low as

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.75%
73-84 months
APR7.75%
Term73-84 months
Last UpdatedJun 23, 2026
Details

As low as

Porter New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
3.95%
24 months
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2023 and Newer

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.25%
24 Months
APR4.25%
Term24 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.45%
48 Months
APR4.45%
Term48 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedJun 26, 2026
Details

As Low As

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.69%
66 months
APR4.69%
Term66 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2023 and Newer

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
New Auto
4.89%
Up to 10 yrs. *
APR4.89%
TermUp to 10 yrs. *
Last UpdatedJul 6, 2026
Details

As Low As; Loan to Value: Up To 125%

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.95%
84 months
APR4.95%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2023 and Newer

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.15%
1 year
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 1 year
5.15%
1 year
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 2 years
5.15%
2 years
APR5.15%
Term2 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 3 years
5.15%
3 years
APR5.15%
Term3 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.24%
Up to 75 Months
APR5.24%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details

As Low As

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedJun 26, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.50%
4 years
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 4 years
5.50%
4 years
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 5 years
5.50%
5 years
APR5.50%
Term5 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.65%
6 years
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 6 years
5.65%
6 years
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.74%
Up to 84 Months
APR5.74%
TermUp to 84 Months
Last UpdatedJun 23, 2026
Details

As Low As

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJun 26, 2026
Details

As Low As

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.00%
Up to 24 months
APR6.00%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As low as

Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Auto Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJun 23, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.25%
25-36 months
APR6.25%
Term25-36 months
Last UpdatedJun 23, 2026
Details

As low as

Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJun 26, 2026
Details

As Low As

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.50%
37- 48 months
APR6.50%
Term37- 48 months
Last UpdatedJun 23, 2026
Details

As low as

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.75%
49-60 months
APR6.75%
Term49-60 months
Last UpdatedJun 23, 2026
Details

As low as

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
6.75%
7 years
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 7 years
6.75%
7 years
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.25%
61-72 months
APR7.25%
Term61-72 months
Last UpdatedJun 23, 2026
Details

As low as

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.75%
73-84 months
APR7.75%
Term73-84 months
Last UpdatedJun 23, 2026
Details

As low as

Porter Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.25%
24 Months
APR4.25%
Term24 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.45%
48 Months
APR4.45%
Term48 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
Used Auto
4.94%
Up to 7 yrs.
APR4.94%
TermUp to 7 yrs.
Last UpdatedJul 6, 2026
Details

As Low As; Loan to Value: Up To 125%

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.99%
Up to 63 Months
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.15%
1 year
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 1 year
5.15%
1 year
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 2 years
5.15%
2 years
APR5.15%
Term2 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 3 years
5.15%
3 years
APR5.15%
Term3 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
5.49%
Up to 75 Months
APR5.49%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details

As Low As

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details

As Low As; *

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.50%
4 years
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 4 years
5.50%
4 years
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 5 years
5.50%
5 years
APR5.50%
Term5 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.65%
6 years
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 6 years
5.65%
6 years
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.00%
Up to 24 months
APR6.00%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As low as

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.25%
25-36 months
APR6.25%
Term25-36 months
Last UpdatedJun 23, 2026
Details

As low as

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.50%
37- 48 months
APR6.50%
Term37- 48 months
Last UpdatedJun 23, 2026
Details

As low as

Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Used Vehicle 2020-2018 up to 60 mos. Loan
6.50%
60 mos.
APR6.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.75%
49-60 months
APR6.75%
Term49-60 months
Last UpdatedJun 23, 2026
Details

As low as

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
6.75%
7 years
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 7 years
6.75%
7 years
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details

As Low As; APR*

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.25%
61-72 months
APR7.25%
Term61-72 months
Last UpdatedJun 23, 2026
Details

As low as

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.75%
73-84 months
APR7.75%
Term73-84 months
Last UpdatedJun 23, 2026
Details

As low as

Porter, ME Auto Loan Rate Trends

Compare local Porter, ME auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine Auto Trends →
New Auto Loan — ME Avg
4.977%
▼ 0.050 vs 7 days ago

Maine new auto rates fell 0.050 points over the past 7 days to 4.977% APR.

Used Auto Loan — ME Avg
5.295%
▼ 0.068 vs 7 days ago

Maine used auto rates fell 0.068 points over the past 7 days to 5.295% APR.

As of Jul 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Porter, Maine auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Porter, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Porter, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in ME.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Porter, Maine

How does my credit score affect my car loan rate in Maine?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Porter, Maine with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maine *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Porter, Maine typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Porter, Maine?

Based on our current data, some of the lowest auto loan rates available in Porter, Maine include:
  • Coast Line Credit Union: 3.95% (Auto Loan 2017-2019)
  • NorState Federal Credit Union: 4.14% (Vehicle Loans)
  • Town & Country Federal Credit Union: 4.24% (New Vehicle Loans)
  • Central Maine Federal Credit Union: 4.25% (New and Used Auto Loan)
  • Connected Credit Union: 4.50% (Vehicle Loans 2020 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Porter, Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 7, 2026