Auto Loan Rates in Otter Creek, Maine (ME) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Otter Creek, Maine. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Otter Creek, Maine include Coast Line Credit UnionCoast Line Credit UnionA+5.0 ★Texas Ratio: 1.04% offering Auto Loan 2017-2019 at 3.95%, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, MEA5.0 ★Texas Ratio: 7.69% offering Vehicle Loans at 3.99%, Town & Country Federal Credit UnionTown & Country Federal Credit UnionA+5.0 ★Texas Ratio: 2.96% offering New Vehicle Loans at 4.24%, Central Maine Federal Credit UnionCentral Maine Federal Credit UnionA+5.0 ★Texas Ratio: 0.67% offering New and Used Auto Loan at 4.25%, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Vehicle Loans 2020 & Newer at 4.50%. Auto loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Otter Creek borrowers have access to 12 lenders serving the Maine area, with auto loan rates as low as 3.95% APR from Coast Line Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Otter Creek, Maine. Auto Loan Rates Last Updated and Verified: June 29, 2026
Compare Auto Loan Rates Today in Otter Creek, Maine & Surrounding Area
Otter Creek Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2017-2019
3.95%
24 months
▼
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017-2019
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2020-2022
3.95%
24 months
▼
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2020-2022
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
3.95%
24 months
▼
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2023 and Newer
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Vehicle Loans
3.99%
Up to 24 months
▼
APR3.99%
TermUp to 24 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Vehicle Loans
4.24%
Up to 48 months
▼
APR4.24%
TermUp to 48 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Vehicle Loans
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedJun 26, 2026
Details
As Low As
CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.54%
Auto Loans
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedJun 29, 2026
Details
As Low As; Promo rates
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2020-2022
4.69%
66 months
▼
APR4.69%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2020-2022
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.69%
66 months
▼
APR4.69%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2023 and Newer
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Vehicle Loans
4.74%
Up to 72 months
▼
APR4.74%
TermUp to 72 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.95%
84 months
▼
APR4.95%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2023 and Newer
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
4.99%
24 months
▼
APR4.99%
Term24 months
Last UpdatedJun 23, 2026
Details
As Low As; (22-26)
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 1 year
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 2 years
5.15%
2 years
▼
APR5.15%
Term2 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 3 years
5.15%
3 years
▼
APR5.15%
Term3 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
5.19%
Up to 63 Months
▼
APR5.19%
TermUp to 63 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2026-2024
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; (22-26)
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 26, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
5.44%
Up to 63 Months
▼
APR5.44%
TermUp to 63 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2023-2019
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
5.49%
64-75 Months
▼
APR5.49%
Term64-75 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2026-2024
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2016
5.50%
24 months
▼
APR5.50%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2016
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedJun 23, 2026
Details
As Low As; ($10,000 or more) (22-26)
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 4 years
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 5 years
5.50%
5 years
▼
APR5.50%
Term5 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 6 years
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.74%
Up to 84 Months
▼
APR5.74%
TermUp to 84 Months
Last UpdatedJun 23, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2015
5.75%
24 months
▼
APR5.75%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2015
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2016
5.75%
48 months
▼
APR5.75%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2016
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
5.94%
64-75 Months
▼
APR5.94%
Term64-75 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2023-2019
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2015
5.95%
36 months
▼
APR5.95%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2015
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Vehicle Loans
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 100% financing
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Vehicle Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 23, 2026
Details
As Low As; ($30,000 or more) (22-26)
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.00%
Up to 24 months
▼
APR6.00%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As low as
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedJun 23, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
6.19%
76-84 Months
▼
APR6.19%
Term76-84 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2026-2024
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
1st Time Auto Loans
6.24%
Up to 24 months
▼
APR6.24%
TermUp to 24 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 100% financing
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2014
6.25%
24 months
▼
APR6.25%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2014
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.25%
25-36 months
▼
APR6.25%
Term25-36 months
Last UpdatedJun 23, 2026
Details
As low as
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJun 26, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
1st Time Auto Loans
6.49%
Up to 36 months
▼
APR6.49%
TermUp to 36 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 100% financing
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
6.49%
76-84 Months
▼
APR6.49%
Term76-84 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2023-2019
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.50%
37- 48 months
▼
APR6.50%
Term37- 48 months
Last UpdatedJun 23, 2026
Details
As low as
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
6.59%
Up to 63 Months
▼
APR6.59%
TermUp to 63 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2018-2017
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
1st Time Auto Loans
6.74%
Up to 60 months
▼
APR6.74%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As; Up to 100% financing
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.75%
49-60 months
▼
APR6.75%
Term49-60 months
Last UpdatedJun 23, 2026
Details
As low as
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 7 years
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
6.94%
85-96 Months
▼
APR6.94%
Term85-96 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2026-2024
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.25%
61-72 months
▼
APR7.25%
Term61-72 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.75%
73-84 months
▼
APR7.75%
Term73-84 months
Last UpdatedJun 23, 2026
Details
As low as
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans New to 1 year old
8.40%
4 yrs or less
▼
APR8.40%
Term4 yrs or less
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans New to 1 year old
8.53%
5 yrs
▼
APR8.53%
Term5 yrs
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans 2 - 3 years old
8.60%
3 yrs or less
▼
APR8.60%
Term3 yrs or less
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans 2 - 3 years old
8.65%
4 yrs
▼
APR8.65%
Term4 yrs
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans 4 - 5 years old
8.86%
3 yrs or less
▼
APR8.86%
Term3 yrs or less
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans 2 - 3 years old
8.88%
5 yrs
▼
APR8.88%
Term5 yrs
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans 4 - 5 years old
9.16%
4 yrs
▼
APR9.16%
Term4 yrs
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Auto Loans
9.59%
Up to 48 Months
▼
APR9.59%
TermUp to 48 Months
Last UpdatedJun 11, 2026
Details
Model Year: 2016-2015
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans 6 - 7 years old
9.61%
3 yrs or less
▼
APR9.61%
Term3 yrs or less
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
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MonitorBankRates
Otter Creek New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
3.95%
24 months
▼
APR3.95%
Term24 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2023 and Newer
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedJun 26, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.69%
66 months
▼
APR4.69%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2023 and Newer
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan 2023 and Newer
4.95%
84 months
▼
APR4.95%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2023 and Newer
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 1 year
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 2 years
5.15%
2 years
▼
APR5.15%
Term2 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 3 years
5.15%
3 years
▼
APR5.15%
Term3 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 26, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 4 years
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 5 years
5.50%
5 years
▼
APR5.50%
Term5 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 6 years
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New Vehicle Loans
5.74%
Up to 84 Months
▼
APR5.74%
TermUp to 84 Months
Last UpdatedJun 23, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.00%
Up to 24 months
▼
APR6.00%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As low as
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedJun 23, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.25%
25-36 months
▼
APR6.25%
Term25-36 months
Last UpdatedJun 23, 2026
Details
As low as
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJun 26, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.50%
37- 48 months
▼
APR6.50%
Term37- 48 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.75%
49-60 months
▼
APR6.75%
Term49-60 months
Last UpdatedJun 23, 2026
Details
As low as
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 7 years
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.25%
61-72 months
▼
APR7.25%
Term61-72 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.75%
73-84 months
▼
APR7.75%
Term73-84 months
Last UpdatedJun 23, 2026
Details
As low as
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans New to 1 year old
8.40%
4 yrs or less
▼
APR8.40%
Term4 yrs or less
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loans New to 1 year old
8.53%
5 yrs
▼
APR8.53%
Term5 yrs
Last UpdatedJun 16, 2026
Details
Relationship Pricing**
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Otter Creek Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 1 year
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 2 years
5.15%
2 years
▼
APR5.15%
Term2 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 3 years
5.15%
3 years
▼
APR5.15%
Term3 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 23, 2026
Details
As Low As
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
New and Used Auto Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 4 years
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 5 years
5.50%
5 years
▼
APR5.50%
Term5 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 6 years
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.00%
Up to 24 months
▼
APR6.00%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.25%
25-36 months
▼
APR6.25%
Term25-36 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.50%
37- 48 months
▼
APR6.50%
Term37- 48 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
6.75%
49-60 months
▼
APR6.75%
Term49-60 months
Last UpdatedJun 23, 2026
Details
As low as
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
New/Used Auto Loans 7 years
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedJun 26, 2026
Details
As Low As; APR*
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.25%
61-72 months
▼
APR7.25%
Term61-72 months
Last UpdatedJun 23, 2026
Details
As low as
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
New & Used Vehicles Loan
7.75%
73-84 months
▼
APR7.75%
Term73-84 months
Last UpdatedJun 23, 2026
Details
As low as
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MonitorBankRates
Otter Creek, ME Auto Loan Rate Trends
Compare local Otter Creek, ME auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — ME Avg
5.026%
Unchanged vs 7 days ago
Maine new auto loan rates currently average 5.026% APR.
Used Auto Loan — ME Avg
5.362%
▼ 0.350 vs 7 days ago
Maine used auto rates fell 0.350 points over the past 7 days to 5.362% APR.
As of Jul 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Otter Creek, Maine auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Otter Creek, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Otter Creek, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Otter Creek, Maine
How does my credit score affect my car loan rate in Maine?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Otter Creek, Maine with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maine *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Otter Creek, Maine typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Otter Creek, Maine?
Based on our current data, some of the lowest auto loan rates available in Otter Creek, Maine include:
- Coast Line Credit Union: 3.95% (Auto Loan 2017-2019)
- Evergreen Credit Union Portland, ME: 3.99% (Vehicle Loans)
- Town & Country Federal Credit Union: 4.24% (New Vehicle Loans)
- Central Maine Federal Credit Union: 4.25% (New and Used Auto Loan)
- Connected Credit Union: 4.50% (Vehicle Loans 2020 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Otter Creek, Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 29, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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