Oxford, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Oxford, Michigan and the surrounding area include Genisys Credit UnionGenisys Credit Union120 S Washington St, Oxford, MI 48371 4975A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, Vibe Credit UnionVibe Credit Union968 N Lapeer Rd, Oxford, MI 48371 3619A+5.0 ★Texas Ratio: 5.71% Youth High Yield Savings Accounts at 3.04% APY, Community Financial Credit Union Plymouth, MICommunity Financial Credit Union Plymouth, MI500 S HARVEY ST, PLYMOUTH, MI 48170 1759A5.0 ★Texas Ratio: 8.20% High Yield Savings at 10.00% APY, Alpena-Alcona Area Credit UnionAlpena-Alcona Area Credit Union1100 S Bagley St, Alpena, MI 49707 8104A+5.0 ★Texas Ratio: 3.81% Health Savings Account at 5.12% APY, and Sterling Bank and Trust, FSBSterling Bank and Trust, FSB1 Towne Sq, Southfield, MI 48076A+5.0 ★Texas Ratio: 2.04% EverBank Performance Savings at 3.90% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Oxford, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oxford, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Oxford, Michigan and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Oxford, Michigan & Surrounding Communities
Qualifying balance up to $500.00
Balances $0-$2,499.99
Balances $2,500 or more
Qualifying balance up to $1,000.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $499,999.99
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Minimum of $5,000 not currently deposited at Huntington.
($100 min. deposit to open)
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oxford, MI Savings Rate Trends
Compare local Oxford, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 1.047 points this week to 2.946% APY, up from 1.899% last week.
Michigan standard savings rates rose 0.502 points this week to 0.668% APY, up from 0.166% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oxford, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oxford, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Oxford, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Oxford, Michigan safe?
How often do savings rates change in Oxford, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Oxford, Michigan?
How do I open a savings account in Oxford, Michigan?
Best Savings Rates in Oxford, Michigan
- Genisys Credit Union
High Yield Youth Savings — 5.12% APY - Vibe Credit Union
Youth High Yield Savings Accounts — 3.04% APY - Community Financial Credit Union Plymouth, MI
High Yield Savings — 10.00% APY - Alpena-Alcona Area Credit Union
Health Savings Account — 5.12% APY - Sterling Bank and Trust, FSB
EverBank Performance Savings — 3.90% APY
