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Massachusetts Savings Rate Trends

Hingham, Massachusetts (MA) Savings Rates - March 2026

The best savings rates for Hingham, Massachusetts and the surrounding area include Liberty Bay Credit UnionLiberty Bay Credit Union10 Downer Ave, Hingham, MA 02043A+5.0 ★Texas Ratio: 2.15% High Yield Savings at 3.50% APY, South Shore BankSouth Shore Bank99 South St, Hingham, MA 02043A+5.0 ★Texas Ratio: 1.64% High-Yield Savings at 3.40% APY, Rockland TrustRockland Trust100 Sgt William B Terry Dr, Hingham, MA 02043A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, Coastal Heritage BankCoastal Heritage Bank1 Derby St, Hingham, MA 02043A+5.0 ★Texas Ratio: 4.62% Heritage Savings at 0.10% APY, and Eastern Bank Boston, MAEastern Bank Boston, MA274 Main St, Hingham, MA 02043A+5.0 ★Texas Ratio: 2.03% Statement Savings at 0.01% APY.

To see how these savings rates in Hingham, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hingham, Massachusetts (MA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Hingham, Massachusetts and the surrounding area. Last Updated and Verified: March 24, 2026

Hingham, MA Savings Rate Trends

Compare local Hingham, MA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Savings Trends →
High-Yield Savings — MA Avg
1.620%
▲ 0.254 from last week

Massachusetts high-yield savings rates rose 0.254 points this week to 1.620% APY, up from 1.366% last week.

Standard Savings — MA Avg
0.446%
▲ 0.397 from last week

Massachusetts standard savings rates rose 0.397 points this week to 0.446% APY, up from 0.049% last week.

As of Mar 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Hingham, Massachusetts & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
10 Downer Ave, Hingham, MA 02043
High Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

High Yield Savings5

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
99 South St, Hingham, MA 02043
High-Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
99 South St, Hingham, MA 02043
Rewards Savings
2.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Complete Business Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Complete Business Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Complete Business Money Market Savings
0.45%
$25
Rate0.45%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Complete Business Money Market Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Money Market Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
10 Downer Ave, Hingham, MA 02043
High Yield Savings
0.10%
$10,000
Rate0.10%
Min Deposit$10,000
Min Balance
UpdatedMar 20, 2026
Details

High Yield Savings5

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
10 Downer Ave, Hingham, MA 02043
Traditional Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Traditional Savings1

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
10 Downer Ave, Hingham, MA 02043
Business Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Derby St, Hingham, MA 02043
Heritage Savings
0.10%
$500
Rate0.10%
Min Deposit$500
Min Balance
UpdatedMar 16, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Derby St, Hingham, MA 02043
Heritage Savings
0.05%
$500
Rate0.05%
Min Deposit$500
Min Balance
UpdatedMar 16, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Derby St, Hingham, MA 02043
IRA Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Complete Business Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Derby St, Hingham, MA 02043
Seasonal Spring Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
99 South St, Hingham, MA 02043
IRA Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Derby St, Hingham, MA 02043
Statement Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Derby St, Hingham, MA 02043
Seasonal Fall Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Complete Business Money Market Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Free Savings
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
99 South St, Hingham, MA 02043
Free Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
100 Sgt William B Terry Dr, Hingham, MA 02043
Business Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
274 Main St, Hingham, MA 02043
Statement Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
99 South St, Hingham, MA 02043
High-Yield Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Savings Club for Kids
8.00%
$0
Rate8.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
581 Merrimack St, Lowell, MA 01854 3908
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Start Up Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
Starter Savings
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $2,000.00

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA 02601
SaveUp Companion Savings*
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $9,999.99

Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
141 Massachusetts Ave, Arlington, MA 02474
Zeugma Plus Savings
4.75%
$0
Rate4.65%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balances of $250,000 or less only

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Tiered Savings Account
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Goal Getter Savings
4.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $10,000

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
GoalGetter Savings
4.00%
$10
Rate3.93%
Min Deposit$10
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $10,000.00; Open Online

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
SCU Direct Savings Account Tier 1
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
SCU Direct Savings Account Tier 2
3.75%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
RockFed High Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
300 Bemis Rd, Fitchburg, MA 01420
High-Yield Savings
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Available to consumers only. New money is welcome but not required.

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Tiered Savings Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Advantage Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Membership account; No monthly service charge

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Advantage Savings Account
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hingham, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hingham, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Hingham, Massachusetts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.

Are savings accounts in Hingham, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do savings rates change in Hingham, Massachusetts?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hingham, Massachusetts may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Hingham, Massachusetts?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hingham, Massachusetts offer in-person customer service, which some customers prefer.

How do I open a savings account in Hingham, Massachusetts?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Hingham, Massachusetts

Here are recent savings rates observed in Hingham, Massachusetts and the surrounding area:
  • Liberty Bay Credit Union
    High Yield Savings — 3.50% APY
  • South Shore Bank
    High-Yield Savings — 3.40% APY
  • Rockland Trust
    Complete Business Money Market Savings — 0.55% APY
  • Coastal Heritage Bank
    Heritage Savings — 0.10% APY
  • Eastern Bank Boston, MA
    Statement Savings — 0.01% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hingham, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026