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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
PIONEER VALLEY Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
PIONEER VALLEY's 24 Month CD rates are at 3.00%, 36 Month CD rates are at 3.00%, 48 Month CD rates are at 3.00%, 60 Month CD rates are at 3.00%, 18 Month CD rates are at 2.50%. PIONEER VALLEY's savings rates are at 1.25%. PIONEER VALLEY's money market rates are at 0.75%. PIONEER VALLEY's 5/1 ARM rates are at 4.88%, 7/1 ARM rates are at 5.38%, 10/1 ARM rates are at 5.62%. MonitorBankRates evaluates the financial stability of PIONEER VALLEY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.40%. Rates were last updated on 03/28/2026. PIONEER VALLEY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PIONEER VALLEY? Share your experience about PIONEER VALLEY by leaving a review below, or read customer reviews before you decide to use PIONEER VALLEY. Progressive National Bank
Corporate Office 189 Brookdale Dr
https://www.pvcu.org Springfield, MA 01104 
PIONEER VALLEY CD Rates
PIONEER VALLEY Savings Rates
PIONEER VALLEY Money Market Rates
PIONEER VALLEY Checking Rates
PIONEER VALLEY Mortgage Rates
PIONEER VALLEY Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PIONEER VALLEY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PIONEER VALLEY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PIONEER VALLEY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PIONEER VALLEY
Website
https://www.pvcu.org
Address
189 Brookdale Dr,
Springfield, MA 01104
Phone
413-733-2800
Fax
President
Shane Newell
CEO
Anabela Grenier
Full-Time Employees
29
Part-Time Employees
3
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.40%
Return on Assets (ROA)
0.3534%
Return on Equity (ROE)
3.0606%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
159,555,515
Total Amount of Shares and Deposits
137,513,851
Total Shares and Deposits < 1 Year
113,994,016
Total Shares and Deposits 1 3 Years
18,789,758
Total Shares and Deposits > 3 Years
4,730,079
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,710,530
Total Uninsured Shares and Deposits > $250K (F+J)
12,294,599
Total Insured Shares and Deposits > $250K (item 17 less item K)
125,219,252
Total Interest Expense (Sum of items 6 8)
2,702,455
Share Certificates
848
Number of Accounts for Share Drafts
8,202
IRA KEOGH Accounts
155
Number of Accounts for Regular Shares
13,551
All other shares
88
Non Member Deposits
50
Money Market Shares
769
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,469,839
Total Liabilities
141,129,608
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About PIONEER VALLEYIs PIONEER VALLEY a safe place to deposit money?Yes, PIONEER VALLEY is considered a safe financial institution. With a Texas Ratio of 3.4043805821879%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does PIONEER VALLEY operate?PIONEER VALLEY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PIONEER VALLEY?Yes, to access services at PIONEER VALLEY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PIONEER VALLEY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PIONEER VALLEY provides members with tools to manage their accounts and build a solid financial history. Does PIONEER VALLEY offer online and mobile banking?Most modern institutions like PIONEER VALLEY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pvcu.org. Current PIONEER VALLEY Rates
Retrieved from our database of financial products. Rates subject to change.
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