Best Personal Loan Rates in New Hampshire - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in New Hampshire include: Newburyport BankNewburyport Bank254 State St, Portsmouth, NH, 03801A5.0 ★Texas Ratio: 8.70% offering Credit Building - A Loan to Help Rebuild Your Credit at 5.00% APR, Precision Federal Credit UnionPrecision Federal Credit Union7 Optical Ave, Keene, NH, 03431 4320A5.0 ★Texas Ratio: 8.94% offering M.H In Park Loan at 6.99% APR, Bangor Savings BankBangor Savings Bank132 Main St, Colebrook, NH, 03576A+5.0 ★Texas Ratio: 2.55% offering Credit Score 780+ Loan at 7.00% APR, Lighthouse Credit UnionLighthouse Credit Union100 Borthwick Ave, Portsmouth, NH, 03801A+5.0 ★Texas Ratio: 1.59% offering Credit Builder Loan at 7.69% APR, and MVSBMVSB24 Nh 25, Meredith, NH, 03253A+5.0 ★Texas Ratio: 4.06% offering 2026 & 2025 Loan at 7.76% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across New Hampshire side-by-side. New Hampshire personal loan rates currently start as low as 5.00% APR from Newburyport Bank at 254 State St, Portsmouth, NH, 03801. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
New Hampshire Personal Loan Rates
Maximum loan amount $2,500
2020-2025; Up to 80% LTV
No additional details available.
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Minimum loan amount of $500; maximum loan amount of $2,000.
No additional details available.
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Loan Amount Example: $10,000.00
No additional details available.
No additional details available.
All proceeds deposited to a separate savings account until the loan is paid in full.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Loan Amount Example: $35,000.00
No additional details available.
No additional details available.
No additional details available.
Maximum Loan to Value: Up to 85%
Loan Amount Example: $10,000.00
No additional details available.
Rates Starting At: *
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
Call or Visit a Branch to Apply
2013-2019; Up to 80% LTV
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Loan Amount Example: $20,000.00
Maximum Loan Amount: $15,000.00; Example Amount: $15,000.00; Doc Fee: $50.00
No additional details available.
No additional details available.
Grade: A+
No additional details available.
Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%.
Loan Amount Example: $10,000.00
No additional details available.
As Low As
2005-2012; Up to 80% LTV
No additional details available.
No additional details available.
Grade: A
As Low As
Loan Amount Example: $7,500.00
No additional details available.
Grade: A+; Max Line: $20,000
No additional details available.
1977-2004; Up to 80% LTV
As Low As
No additional details available.
Minimum & maximum loan amount: $1,000-$20,000
Bring your loans home!
Rates Starting At: *
Grade: A; Max Line: $20,000
Grade: B
Grade: B; Max Line: $20,000
No additional details available.
$75,000 Maximum
Maximum Loan Amount: $10,000.00; Example Amount: $10,000.00; Doc Fee: $50.00
No additional details available.
No additional details available.
Loan Amount Example: $5,000.00
Grade: C
No additional details available.
Grade: C; Max Line: $10,000
No additional details available.
No additional details available.
No additional details available.
Grade: D; Max Line: $1500
No additional details available.
No additional details available.
Max Limit: $1,000 W/DD & Auto Payment
No additional details available.
Grade: D
Max Limit: $1,000 W/DD & Auto Payment
Grade: E; Max Line: $1000
No additional details available.
No additional details available.
Grade: E
New Hampshire Personal Loan Rates
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
Minimum & maximum loan amount: $1,000-$20,000
Bring your loans home!
Rates Starting At: *
No additional details available.
No additional details available.
No additional details available.
New Hampshire Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No additional details available.
New Hampshire Signature Loan Rates
$75,000 Maximum
New Hampshire Personal Loan Rate Trends
Compare local New Hampshire personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates currently average 11.440% APR.
New Hampshire signature loan rates rose 0.017 points over the past 7 days to 11.002% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Hampshire personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for New Hampshire directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in New Hampshire. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in New Hampshire?
What are the best personal loan rates in New Hampshire?
- Newburyport Bank: 5.00% (Credit Building - A Loan to Help Rebuild Your Credit)
- Precision Federal Credit Union: 6.99% (M.H In Park Loan)
- Bangor Savings Bank: 7.00% (Credit Score 780+ Loan)
- Lighthouse Credit Union: 7.69% (Credit Builder Loan)
- MVSB: 7.76% (2026 & 2025 Loan)
