Best Personal Loan Rates in Merrimack, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Merrimack, New Hampshire include: Triangle Credit UnionTriangle Credit Union362 Daniel Webster Hwy, Merrimack, NH, 03054A+5.0 ★Texas Ratio: 4.10% offering Share Loans at 5.05% APR, Citizens BankCitizens Bank268 Daniel Webster Hwy, Merrimack, NH, 03054A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, TD BankTD Bank300 Daniel Webster Hwy, Merrimack, NH, 03054A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Merrimack has 3 local institutions in our database, with personal loan rates as low as 5.05% APR from Triangle Credit Union at 362 Daniel Webster Hwy, Merrimack, NH, 03054. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Merrimack, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Merrimack, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
above the savings rate currently at 0.05%
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Fixed rates
Variable rates
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Up to $10,000
Up to $20,000
Up to $20,000
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No additional details available.
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No additional details available.
No additional details available.
No additional details available.
As Low As; Available until May 31, 2026
All proceeds deposited to a separate savings account until the loan is paid in full.
As Low As
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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As Low As; Est. monthly pmt: $27.96 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $27.96 per $1,000 (42 mos.)
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As Low As; Est. monthly pmt: $22.95 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $22.95 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
No additional details available.
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As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026
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As Low As; Est. monthly pmt: $21.37 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.37 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
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(New Money Only)
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As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
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No additional details available.
No additional details available.
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($7500 max)
No additional details available.
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Under $30; As Low As
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$30; As Low As
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$30; As Low As
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
No additional details available.
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
Up to $10,000
Up to $20,000
Up to $20,000
No additional details available.
No additional details available.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
No additional details available.
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As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
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As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
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No additional details available.
No additional details available.
($7500 max)
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Merrimack, NH Personal Loan Rate Trends
Compare local Merrimack, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates fell 0.114 points over the past 7 days to 10.852% APR.
New Hampshire signature loan rates fell 0.014 points over the past 7 days to 11.077% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Merrimack, New Hampshire?
What are the best personal loan rates in Merrimack, New Hampshire?
- Triangle Credit Union: 5.05% (Share Loans)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- TD Bank: 7.99% (Personal Loan)
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Pentucket Bank: 5.00% (Credit Builder Loan)
Personal Loan Calculators
