Best Personal Loan Rates in Manchester, New Hampshire (NH) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Manchester, New Hampshire include: Triangle Credit UnionTriangle Credit Union257 Elm St, Manchester, NH, 03101A+5.0 ★Texas Ratio: 4.10% offering Share Loans at 5.05% APR, Citizens BankCitizens Bank875 Elm St, Manchester, NH, 03101A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, TD BankTD Bank300 Franklin St, Manchester, NH, 03101A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Members First Credit Union of NHMembers First Credit Union of NH7 Salmon St, Manchester, NH, 03104 3027A+5.0 ★Texas Ratio: 4.15% offering Land Loan at 8.32% APR, and NBT BankNBT Bank80 Canal St, Manchester, NH, 03101A+5.0 ★Texas Ratio: 1.76% offering Personal Loan Unsecured at 8.59% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Manchester, New Hampshire can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Manchester, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Manchester, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
above the savings rate currently at 0.05%
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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Fixed rates
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Variable rates
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(New Money Only)
Up to $10,000
($7500 max)
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Up to $20,000
Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
Under $30; As Low As; Up to 66 months
Up to $20,000
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Under $30; As Low As; Up to 78 months
$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
$30; As Low As; Up to 54 months
$30; As Low As; Up to 66 months
$30; As Low As; Up to 78 months
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$30; As Low As; Up to 90 months
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All proceeds deposited to a separate savings account until the loan is paid in full.
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Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan.
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As
Up to $10,000
($7500 max)
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Up to $20,000
Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
Under $30; As Low As; Up to 66 months
Up to $20,000
Under $30; As Low As; Up to 78 months
$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
$30; As Low As; Up to 54 months
$30; As Low As; Up to 66 months
$30; As Low As; Up to 78 months
$30; As Low As; Up to 90 months
No additional details available.
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Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Manchester, New Hampshire?
What are the best personal loan rates in Manchester, New Hampshire?
- Triangle Credit Union: 5.05% (Share Loans)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- TD Bank: 7.99% (Personal Loan)
- Members First Credit Union of NH: 8.32% (Land Loan)
- NBT Bank: 8.59% (Personal Loan Unsecured)
Personal Loan Calculators
