Best Personal Loan Rates in Manchester, New Hampshire -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Manchester, New Hampshire include: Bangor Savings BankBangor Savings Bank999 And 1001 Elm Street, Manchester, NH, 03101A+5.0 ★Texas Ratio: 2.55% offering Credit Score 780+ Loan at 7.00% APR, Service Federal Credit UnionService Federal Credit Union1895 S Willow St, Manchester, NH, 03103 2363A5.0 ★Texas Ratio: 10.17% offering Energy Efficiency Loan at 8.49% APR, Triangle Credit UnionTriangle Credit Union257 Elm St, Manchester, NH, 03101A+5.0 ★Texas Ratio: 3.94% offering 2021 & Newer (90% NADA Value) up to 60 Months Loan at 9.63% APR, Bellwether Community Credit UnionBellwether Community Credit Union425 Hooksett Rd, Manchester, NH, 03104A+5.0 ★Texas Ratio: 1.56% offering Personal Loan at 9.75% APR, and River Works Credit UnionRiver Works Credit Union159 Frontage Rd, Manchester, NH, 03103 6013A5.0 ★Texas Ratio: 7.46% offering Personal Loan at 11.00% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Manchester has 6 local institutions in our database, with personal loan rates as low as 7.00% APR from Bangor Savings Bank at 999 And 1001 Elm Street, Manchester, NH, 03101. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Manchester, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Manchester, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Manchester Personal Loan Rates
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Rates Starting At: *
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Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%.
As Low As
As Low As
No additional details available.
Bring your loans home!
Rates Starting At: *
No additional details available.
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Maximum loan amount $2,500
No additional details available.
2020-2025; Up to 80% LTV
Minimum loan amount of $500; maximum loan amount of $2,000.
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
No additional details available.
All proceeds deposited to a separate savings account until the loan is paid in full.
Loan Amount Example: $35,000.00
No additional details available.
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Loan Amount Example: $10,000.00
No additional details available.
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Loan Amount Example: $10,000.00
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
2013-2019; Up to 80% LTV
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Loan Amount Example: $20,000.00
Maximum Loan Amount: $15,000.00; Example Amount: $15,000.00; Doc Fee: $50.00
No additional details available.
No additional details available.
Grade: A+
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
No additional details available.
2005-2012; Up to 80% LTV
Grade: A
No additional details available.
As Low As
Loan Amount Example: $7,500.00
No additional details available.
No additional details available.
1977-2004; Up to 80% LTV
Grade: A+; Max Line: $20,000
Minimum & maximum loan amount: $1,000-$20,000
Grade: A; Max Line: $20,000
No additional details available.
Grade: B
Grade: B; Max Line: $20,000
$75,000 Maximum
Maximum Loan Amount: $10,000.00; Example Amount: $10,000.00; Doc Fee: $50.00
No additional details available.
Loan Amount Example: $5,000.00
Grade: C
No additional details available.
Grade: C; Max Line: $10,000
No additional details available.
No additional details available.
Grade: D; Max Line: $1500
No additional details available.
Max Limit: $1,000 W/DD & Auto Payment
No additional details available.
Grade: D
Max Limit: $1,000 W/DD & Auto Payment
Grade: E; Max Line: $1000
No additional details available.
No additional details available.
Grade: E
Manchester Personal Loan Rates
As Low As
As Low As
No additional details available.
Bring your loans home!
Rates Starting At: *
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
No additional details available.
As Low As
Minimum & maximum loan amount: $1,000-$20,000
Manchester Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No additional details available.
Manchester Signature Loan Rates
$75,000 Maximum
Manchester, NH Personal Loan Rate Trends
Compare local Manchester, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates currently average 11.440% APR.
New Hampshire signature loan rates rose 0.017 points over the past 7 days to 11.002% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Manchester, New Hampshire personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Manchester, New Hampshire directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Manchester, New Hampshire. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Manchester, New Hampshire?
What are the best personal loan rates in Manchester, New Hampshire?
- Bangor Savings Bank: 7.00% (Credit Score 780+ Loan)
- Service Federal Credit Union: 8.49% (Energy Efficiency Loan)
- Triangle Credit Union: 9.63% (2021 & Newer (90% NADA Value) up to 60 Months Loan)
- Bellwether Community Credit Union: 9.75% (Personal Loan)
- River Works Credit Union: 11.00% (Personal Loan)
Manchester, New Hampshire Rates & Resources
Personal Loan Calculators
