Best Personal Loan Rates in Durham, New Hampshire (NH) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Durham, New Hampshire include: Service Federal Credit UnionService Federal Credit Union155 Main St, Durham, NH, 03824A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% offering Credit Building - A Loan to Help Rebuild Your Credit at 5.00% APR, and Align Credit UnionAlign Credit UnionA5.0 ★Texas Ratio: 11.20% offering Holiday Loan at 7.49% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Durham has 1 local institution in our database, with personal loan rates as low as 9.24% APR from Service Federal Credit Union at 155 Main St, Durham, NH, 03824. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Durham, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Durham, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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All proceeds deposited to a separate savings account until the loan is paid in full.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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Durham, NH Personal Loan Rate Trends
Compare local Durham, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates rose 0.195 points over the past 7 days to 11.521% APR.
New Hampshire signature loan rates rose 0.072 points over the past 7 days to 11.053% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Durham, New Hampshire?
What are the best personal loan rates in Durham, New Hampshire?
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- Newburyport Bank: 5.00% (Credit Building - A Loan to Help Rebuild Your Credit)
- Align Credit Union: 7.49% (Holiday Loan)
Personal Loan Calculators
