Best Personal Loan Rates in Bedford, New Hampshire (NH) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bedford, New Hampshire include: Citizens BankCitizens Bank91 S River Rd, Bedford, NH, 03110A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, TD BankTD Bank141 S River Rd, Bedford, NH, 03110A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Members First Credit Union of NHMembers First Credit Union of NH136 Bedford Center Rd, Bedford, NH, 03110 5438A+5.0 ★Texas Ratio: 4.15% offering Land Loan at 8.32% APR, Service Federal Credit UnionService Federal Credit Union14 Colby Ct, Bedford, NH, 03110A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, and Bellwether Community Credit UnionBellwether Community Credit Union7 Leavey Dr, Bedford, NH, 03110 4437A+5.0 ★Texas Ratio: 1.61% offering Unsecured - 48 Mo at 10.25% APR. Personal loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Bedford, New Hampshire can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bedford, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bedford, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 29, 2026
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Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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All proceeds deposited to a separate savings account until the loan is paid in full.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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(New Money Only)
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($7500 max)
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Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
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Under $30; As Low As; Up to 66 months
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Under $30; As Low As; Up to 78 months
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$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
$30; As Low As; Up to 54 months
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$30; As Low As; Up to 78 months
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$30; As Low As; Up to 90 months
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan.
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Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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($7500 max)
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Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
Under $30; As Low As; Up to 66 months
Under $30; As Low As; Up to 78 months
$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
$30; As Low As; Up to 54 months
$30; As Low As; Up to 66 months
$30; As Low As; Up to 78 months
$30; As Low As; Up to 90 months
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Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Bedford, New Hampshire?
What are the best personal loan rates in Bedford, New Hampshire?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- TD Bank: 7.99% (Personal Loan)
- Members First Credit Union of NH: 8.32% (Land Loan)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- Bellwether Community Credit Union: 10.25% (Unsecured - 48 Mo)
Personal Loan Calculators
